Fashion Merchandising Requirements

Fashion merchandisers are responsible for selecting and buying clothing to be sold in stores. They forecast trends in order to decide what to stock in stores and most effectively display and market them to consumers.

Education

Fashion merchandising requires at least a two-year degree in fashion merchandising, which includes courses in fashion promotion, consumer reporting and marketing.

Retail Experience

Fashion merchandisers must have a background in fashion retail, usually starting in sales or as a fashion buyer.

Prediction

Researching current fashion trends and industry reports and having the ability to analytically predict what upcoming fashions to purchase is a major requirement of fashion merchandisers.

Critical Thinking

Fashion merchandisers must be able to make educated decisions about manage a budget and purchase the right balance of functional and trendy clothing for a store's specific clientele.

Marketing

Marketing plays a major role in fashion merchandising, so merchandisers must be able to know the best way to promote merchandise, such as through advertising and in-store clothing displays.

Tags: merchandisers must, Fashion merchandisers, Fashion merchandisers must, merchandisers must able, must able

Correct Way To Write A School Application Essay

Write a memorable school application essay.

A school application essay is a great way to make a personal statement about yourself as a student and as a person. Outside of the drudgery and sameness of GPA or extra curricular, the essay is the opportunity to really differentiate one applicant from another. In general, the key is to make the essay as interesting and creative as possible while remaining on-topic and succinct. While a good essay doesn't guarantee admission into a school, it can leave a lasting impression on the reader, which is vital come decision time.

Instructions

1. Read and reread the essay prompt. Become very will acquatinted with what the essay is asking and what direction you can go with your answer.

2. Break down the prompt to its essence: a simple one sentence direct question that will be the beginning of your thesis. Some schools already have a direct question; if this is the case with your essay, then you don't need to break down the prompt. However, the more complicated ones need to be sifted through to reveal the bare structure.

3. Plan an outline for the essay. Find an answer to the question that is as personal and appropriate as possible. The essay should have an introduction that addresses the prompt, examples or arguments and a conclusion that is succinct and thoughtful. These different sections do not necessarily need to be in different paragraphs, but are all essential parts of an essay.

4. Write the essay with the outline in mind. Remember, as you're writing, that the end result of the essay is an argument as to why you'd be a good candidate for the school.

5. Proof the essay many times through. Look for grammar and sentence flow. Ask yourself if it paints a good picture of you, the candidate.

6. Give the article to a college counselor or someone with knowledge about the school application process and ask for her opinion.

Tags: school application, application essay, direct question, down prompt, question that, with your

Make A Genogram For A Family

Recognize family patterns.

Structured like a family tree chart, a genogram adds visual line patterns and symbols to represent family relationships. The genogram helps to recognize family patterns such as naming patterns, average life span, occupations and medical history. They are popular among family and behavioral therapists to chart behavior or emotional relationships. Information researched for the chart depends on the desired outcome, and a genogram can be simple or complex. Although you can create symbols, a standard format is available for printing and is linked in the Resources section.

Instructions

1. Place the index person's name inside the appropriate gender symbol on the genogram. The symbol for a male is a square, and the symbol for a female is a circle. The "index person" could be yourself or any person who is the subject of the genogram. The symbol for the index person is a double line and should be drawn at the bottom and center of a sheet of unlined paper.

2. Write the father of the index person in a square above and to the left of the index person's name.

3. Write the mother of the index person in a circle above and to the right of the index person's name.

4. Connect the index person's parents. If the parents were married, draw a straight, horizontal line connecting them on the genogram. If they were not married but living together, draw a dashed line. If they weren't married and didn't live together, draw a dash-dot line. Refer to a genogram symbols key for line patterns that represent other relationships, including "one-night stands" and rape or forced relationships.

5. Draw a vertical line connecting the index person to the center of the horizontal line that connects that person's parents.

6. Add relevant symbols depicting the emotional relationships between each parent and the index person. For instance, a single line drawn from the index person to the father represents a plain or normal relationship. A double line represents a close relationship. Consult the genogram symbols key for many line patterns representing emotional relationships.

7. Repeat the process for more generations.

Tags: index person, emotional relationships, index person name, line patterns, person name

Study For An Investment Broker Exam

Before you can begin working with investments, you must first pass a series of exams. The exam you take is directly related to the type of work you would like to conduct. For example, if you are interested in working within the futures and commodities market, you must pass Series' 3, 30, 31 and 32. Passing these exams is largely dependent upon the amount of time you spend studying.

Instructions

1. Know the investment sector in which you would like to work. Once you have determined your interests, you can begin to gather study materials for the exams necessary for that sector.

2. Go to the American Investment Training website. Find the exams specific to you and read the information provided as well as the frequently asked questions.

3. Give yourself ample studying time. This will ensure that you will not find yourself cramming the night before the exam and is especially important for the larger exams. For example, the American Investment Training website recommends at least 2 months study time in order to pass the Series 7 exam.

4. Review what you have learned. 1 to 2 weeks before your scheduled test date, review everything that you have learned. Not only will this refresh your memory, it is a great way to double check for any subject you may have missed the first time around.

Tags: American Investment, American Investment Training, have learned, Investment Training, Investment Training website

Participate In A Western Undergraduate Exchange

Many students want to go to an out-of-state college, but can't afford the expense. If you are a resident of certain states you may be eligible to attend a college in other states for 150% of the tuition that a resident would pay. The program that oversees this is called Western Undergraduate Exchange or WUE. Follow these steps to learn how it works.

Instructions

1. Start at the Western Undergraduate Exchange Web site. "Click" the "Certifying Office" link.

2. Look to the right and you will see the list of the participating states. "Click" on a state and you will see a list of participating colleges.

3. Review each college to see if reduced tuition is granted for a two-year or four-year program and whether WUE covers your field of study.

4. Decide which schools you are interested in and review the school's Web site or order a catalog from the college.

5. Find out who you must contact to find out apply for reduced WUE tuition rates. You may be able to download a form to apply for WUE; your college advisor can tell you if it should be submitted separately or along with your college application.

Tags: Undergraduate Exchange, Western Undergraduate, Western Undergraduate Exchange, list participating, reduced tuition, will list

Unconventional Ways To Raise Money For Graduate School

Teaching in a low-income school can help you raise money for graduate school.

After graduating from college, you likely amassed thousands of dollars in debt, including student loan and credit card debt from your first years of juggling budgets. Attending graduate school has its perks, including gaining new knowledge, participating in research projects, enhancing your resume and boosting competitiveness on the job market. But graduate school can be expensive. Not all schools can afford to fund their graduate students, leaving their students looking for ways to raise money without taking on thousands more in debt. If you're looking for unconventional ways to raise money for graduate school, there are some credible and unusual ideas out there.

Lily's List

If you're paying for graduate school by taking out student loans, post the loans on Lily's List for a chance at raising money to pay them off. Graduate students can create an account on Lily's List and post student loan debt so that viewers can see how much you still owe. Then friends, family members or other donors can opt to donate money toward paying down your student loan debt. This is an effective option if you'd rather receive help with paying down student loans than unwrap another festive sweater during the holidays, or replace birthday gifts of pointless scented candles. Instruct loved ones to visit your website instead of purchase celebratory gifts. In 2011, students paid $15 per year to join the website. Donors pay a $2.75 processing fee.

Gradefund

Another unconventional way to raise money for graduate school is through Gradefund. Graduate students can register through this website, upload their transcripts and then invite friends to become sponsors based on the attractiveness of their grades. The program dispenses money to you or your chosen graduate school, depending on arrangements you've made with your sponsors. Processing money through you school account includes a 5 percent transaction fee.

Research

As a graduate student, you're quickly building a network of professional colleagues involved with research. Put the word out that you're willing to participate in focus groups or research studies, since these often pay a per-visit stipend that can add up over time if you're participating regularly. As you develop a reputation for being on time and not cancelling appointments, you'll become a more regular research guinea pig invitee. It's also an opportunity to meet and work with other professors or local business leaders more closely.

Service

Some professions, including teaching and medicine, offer service rewards for working in underserved areas. After finishing graduate school, work a stint as a teacher in a low-income area or join the Peace Corps. Some organizations offer service grants that you can put toward your student loan debt -- others offer loan forgiveness. Either way, you're raising money for graduate school while making a positive contribution to the world.

Tags: graduate school, graduate school, money graduate, student loan, Lily List

College Nutrition Tips

Eating plenty of vegetables will keep the weight off of college students.

Eating healthy and living on campus at a college institution are two statements that do not seem to go together. When most people think about food college students eat, they usually think about students eating fatty foods that have little to no nutritional value (thus, this causes the dreaded "freshmen 15"). It will be hard to eat healthy, especially with cheap food literally around every corner in a college town, but it can be done.

Take Time to Eat

One of the most important things you can do to make sure you are eating healthy is to take time to eat. There are many opportunities to grab something quick and eat in a rush, but these things are usually very fatty and unhealthy. Instead of rushing, sit down and eat a healthy meal. Additionally, make sure you are eating three meals per day. While you may be tempted to cut corners on how healthy you eat due to class, you must not do so.

Healthy Eating

College offers a lot of temptations to unhealthy eating. Fried foods are the norm on a college campus, with healthier foods sometimes harder to come by. Nevertheless, healthy food is prevalent on a college campus, and being unable to find it is no excuse for not eating healthy. Instead of eating fried foods, eat grilled or baked foods. Do not drink sweet drinks; instead drink water. Cutting out whole milk completely and replacing it with low fat milk is also a smart way to remain healthy. Be sure you eat plenty of vegetables and fruits as well.

Snacking

If you find yourself hungry between meals, do not wait until meal time. You need your energy to study and focus on your classes and a snack will give you this boost until your next meal. When eating a snack, eat something that will not be fatty for you such as canned fruit. If you are feeling the need to eat something that is normally unhealthy, you may do so but in small doses. For example, if you develop a craving for potato chips, only eat twenty and stop snacking. Other snacks that will not hurt your weight is light yogurt, unsweetened cereal and a small bag of popcorn.

Portions

Knowing when to stop eating is just as important as knowing what is healthy to eat and what is not. When choosing portions, go by the rule of your palm: if it is bigger than your palm, it is too big of a portion. By following this rule in accordance with choosing healthy food, you will remain healthy during your college years.

Tags: college campus, college students, eating healthy, healthy food, make sure, make sure eating, plenty vegetables

How Do Scholarships Work

What is a Scholarhsip?

A scholarship is a grant of money designed to pay for the costs associated with higher education, such as college, graduate school or professional school. Because scholarships are grants, they do not need to be paid back by the student like student loans do. Generally scholarships are meant to be attributed toward the cost of tuition but may sometimes also be put toward room, board, books and other expenses. Scholarships are not normally meant to provide any income beyond a student's higher education expenses.

Types of Scholarships

There are thousands of different scholarships available to assist students seeking higher education each year. These scholarships can be split into two main categories: school-sponsored scholarships and privately sponsored scholarships. School-sponsored scholarships are those that a particular educational institution offers to its incoming students. Common types of school-sponsored scholarships are academic scholarships, which grant money for exceptional student performance; athletic scholarships, which grant money for exceptional athletes; and need-based scholarships, which provide grants for those who may not have the means to pay for college. A privately sponsored scholarship is a grant given to a student by any other individual or organization for any purpose. Often private scholarships have very specific criteria for eligibility, such as that the student is a member of a certain race, religion, gender or field of study, while others have no specific guidelines. Generally a student must have displayed superior performance in some area--such as athletics, academics, volunteer work, essay writing or other extracurricular activity--to secure a private scholarship.

Maintaining Scholarships

Although scholarships are essentially "free money" because they do not need to be paid back, one who receives a scholarship will not necessarily be entitled to that scholarship for her entire college career. Some scholarships are one-time grants that are paid toward a certain year of higher education, while others are recurring grants that are renewed each year a student is in school. For recurring scholarships, a student must often maintain a certain level of performance in order to keep his scholarships. For an academic scholarship, this usually means maintaining a certain grade-point average, while sports scholarships usually need strict attendance and participation in sports competitions.

Tags: higher education, grant money, scholarships which, each year, grant money exceptional, grants that, money exceptional

Find The Lowest Student Loan Consolidation Rate

Loan debt can mount throughout a college student's time in school. In addition, it can originate from various lenders, and each loan may have a different interest rate or repayment schedule, causing confusion and stress. Many students consolidate these loans with one lender to simplify life after college, making repayment easier. However, choosing the right rate when consolidating is as important as repaying the loans. By following a few tried-and-true methods in your search for a consolidation lender, you can save time and money in lower interest rates.

Repayment Penalty

Go to the Department of Education's website and search for black listed loan consolidation companies who charge a large early repayment penalty. Get a list of reputable companies, and visit each website for fine print rules and regulations. Look for consolidation loans that do not enforce a penalty for early repayment. Many loan consolidators will offer low interest rates, but they will charge a large fee for early repayment of the loans. Look closely at the repayment guideline, usually found in the fine print, to determine the penalties. If you are still unsure, then call the company or speak directly with your financial aid counselor at your school for direction.

Variable Versus Fixed

Seek out loan consolidators that offer clear language and descriptions on fixed fee and variable interest rates. The US Department of Education lists statistics on national averages of fixed and variable interests for the year. Many loan companies offer fixed fee interest rates that may be more costly in the end, and some will offer variable rates that may benefit you in the future. For example, the low limit for the variable rate may be low enough to save you thousands of dollars in the end, while the high end of the fixed rate may be more costly up front.

Rewards

Look for companies that offer rewards for things such as prompt payment or automatic draft payments. These rewards can stack up and save you thousands in the long run. Sallie Mae or Nelnet has been known to offer loan forgiveness of partial amounts of student loans in exchange for various commitments from the borrower. Look for specials with each loan provider However, do not exchange benefits for higher interest. The loan companies should be in place to benefit you as the borrower rather than making extreme profits.

Reputation

Avoid consolidating with companies that contact you first, unless those companies are reputable and verifiable. The Better Business Bureau has a list of businesses with a reputation for seeking out unsuspecting students. In addition, obtain a list of reputable loan consolidators from your schools financial aid office or visit the Department of Education's website for a listing of consolidators with whom the government is familiar. Many loan consolidating companies seek personal profits at your expense. Seek out options through your school's financial aid office or browse the Department of Education's website to gain valuable insight into the consolidation process and to get ideas on possible providers. If you have been directed to a specific lender through your school or a government representative, then you should be able to trust the information.

Tags: Department Education, interest rates, Department Education website, early repayment, Education website, loan consolidators, Many loan

List Of English Major Careers

English majors have a number of different career paths to choose from.

If you're considering declaring English as your major or are already pursuing an English degree, you may be wondering what type of job to look for after graduation. While a degree in English traditionally leads to careers in teaching or writing, English majors should also consider other less-traditional career paths such as advertising, public relations and politics.

Journalist

An English major may consider a career in print, broadcast or new media journalism. Journalists conduct interviews, research news stories, and write and edit copy, all skills which rely on a thorough knowledge and understanding of the English language.

Actor

While acting may not be an obvious choice, an English major could translate an understanding of the language into a career as a stage or film actor. Some actors eventually write screenplays and scripts, making a degree in English an asset for new actors.

Court Reporter

Court reporters must have not only a sharp ear but also an understanding of sentence structure, speech patterns and proper grammar. Court reporters must also be able to scan and transcribe written documents and proofread them for errors.

Advertising Executive

Advertising executives must have excellent communication skills and they must also have a knowledge of language. Part of creating a winning advertising campaign is finding the right words to sell a particular product, which requires a significant vocabulary.

Speechwriter

Speechwriters may write for a wide range of individuals, including corporate executives, political officials, candidates and award recipients and honorees. English majors can use their writing skills along with their substantial vocabulary to write memorable and moving speeches.

Public Relations Professional

A public relations professional is an expert at selling a person or an organization, rather than a product and, much like advertising, this requires excellent communication skills. A career in public relations may be right for an English major who is at ease communicating both orally and in writing.

Songwriter

While a degree in English may not prepare you for a singing career, it can be useful if you're interested in songwriting. Songwriters also rely on language and writing skills to create songs for artists in every genre.

Publisher

Publishers have many job functions, including the acquisition of manuscripts, interacting with writers and editors, the publication of print and digital media and the marketing of these publications. Publishers must understand language and its structure and shape it in a way others will also understand.

Politician/Elected Official

Politicians must be able to communicate with a wide variety of people and, often, a large number of people at once. A degree in English is an asset for a politician because they must have excellent written and verbal communication skills and they must be able to read and understand different types of documents.

Book Critic

Book critics must be able to read a work, interpret it and make an unbiased and reasonable judgment about its quality, a skill that most English majors learn to develop through the course of their education.

Tags: degree English, English majors, communication skills, must able, must have, public relations

The Best Ways For A College Student To Invest Money

With the cost of education increasing and the surplus of minimum-wage jobs available, college students are known for suffering from a lack of funds. However, even the tiniest budgets can leave room for investing. By making smart financial choices now, paying off student loans and achieving financial security will be easier in the future.

Prepare to Invest

Although investing while young and in college can produce great dividends for the future, it is important to start with a clean slate. Eliminate credit card debts before investing money. This is best achieved by paying down cards with the highest interest rate first. When trying to reduce and eliminate debt, it is important to pay more than the minimum amount due each month and to make sure that payments are made on time. In addition to removing existing debt, begin saving money for the specific purpose of investing.

Start Slow

Because navigating the world of financial investments can be difficult for even the smartest individuals, it is important to start slow when beginning. For college students, that means putting money to work in low-risk investments such as savings accounts and money market accounts that accrue interest over time. Savings accounts are the least profitable of all types of investments, but they require the least amount of an initial investment and the least risk. For example, the average bank requires a minimum of $300 dollars to be in a savings account while the money accrues interest at a low and agreed upon rate. Should the account fall below $300 dollars, the owner may garner additional charges and fees. Money market accounts are another option for low-risk investments. While a higher initial investment is necessary (the minimum balance on a money market account can range from $1,500 to $5,000), the interest rate is higher meaning a higher return for the investor.

Use Mutual Funds and the Stock Market to Gain Momentum

With mutual funds, investors can compound their resources to purchase stocks, bonds and other investments while handing the management of the entire fund over to a professional. Because this investment allows for diversification, it is safer than entering the stock market alone. However, the stock market is another good way for college students to invest their money. Stocks represent shares of ownership in companies. The value of a stock rises and falls as the value of a company changes. Stocks can pay big dividends for investors, but research the companies chosen before entering the stock market.

Tags: college students, stock market, entering stock, entering stock market, important start, initial investment, interest rate

Alberta Seniors Homeowners' Grants

Alberta seniors may apply for provincial and municipal grants.

For seniors who own a home in Alberta, Canada, provincial and municipal options lead to government money that they don't have to pay back. According to the Alberta Government's demographic records, the province was home to 385,000 people ages 65 years old and up, as of June 2009. Of those, 67 percent owned property. A government grant can ease the financial strain of homeownership in a person's golden years.

Alberta Seniors Benefits

Approximately 142,000 seniors collected Alberta Provincial Benefits in 2010.

Lower income senior homeowners--Canadian citizens or landed immigrants who have lived in the province for at least three months--can receive a monthly stipend from the Alberta government. As of July 2010, to qualify, single seniors cannot make more than $24,500 a year and couples cannot make more than $39,900 combined. In 2010, the benefit amount ranged from $3,360 to $5,040 a year, depending on income: The lower the income, the higher the benefit. Homeownership, marital status and other benefits received, such as an old age security pension, also determine the benefit amount.

Alberta Seniors Benefit Program

P.O. Box 3100

Edmonton, Alberta T5J 4W3

800-642-3853

seniors.gov.ab.ca

Education Property Tax Assistance

Alberta seniors are exempt from education tax increases.

The Alberta government offers a grant to seniors to cover yearly increases to the education portion of their property taxes, based on the property tax increases from the year the applicant turned 65. To qualify for this rebate, applicants must provide proof of age, proof of homeownership, and a copy of their property tax notice, showing an increase in their education taxes.

Education Property Tax Assistance for Seniors

P.O. Box 3100

Edmonton, AB T5J 4W3

800-642-3853

seniors.gov.ab.ca

Edmonton Seniors Homeowner Grant

Seniors living in Edmonton, the capital of Alberta, can receive a yearly grant to help pay a portion of their municipal property taxes. As of 2010, the grant--for which seniors automatically qualify if they receive Alberta Seniors Benefits--adds $16 to their provincial benefits check.

City of Edmonton

3rd Floor, City Hall

1 Sir Winston Churchill Square

Edmonton, AB T5J 2R7

780-442-5311

edmonton.ca

Calgary Property Tax Assistance

Lower income seniors living in Calgary, Alberta's other major city, can apply for a grant to cover yearly increases to their property taxes. The amount of the tax increase determines the grant's size. Homeowners must reside in the home and cannot own any other property or exceed maximum household income guidelines. For 2010, those guidelines ranged from $22,229 a year for a one-person household to $52,838 a year for a six-person household.

Property Tax Assistance Program

The City of Calgary

P.O. Box 2100 Station M #8113

Calgary, AB T2P 2M5

403-268-2489

calgary.ca

Tags: Property Assistance, from year, property taxes, their property, 3100 Edmonton, 800-642-3853 seniors

Degrees In Religious Life

Religious degrees range from associate to advanced degrees.

You can earn various degrees in pursuit of religious studies, ranging from associate degrees to a Ph.D. Some programs are specifically designed based on a particular religion, while others cover all the religions of the world. Many programs are organized to train clergy. Programs in religious studies often correlate with studies in other disciplines, including philosophy, politics, world history, and arts and humanities. Degrees in religious studies can lead to many different jobs.

Associate's Degree

Most associate degree programs require completion of high school or a GED to get admission. Associate degrees in religion are primarily offered by Christian colleges and are designed to provide professional development as well as spiritual growth. Coursework to get an associate's degree includes classes in religious doctrine, public speaking, world civilization and social science. An associate's degree in religion will lead to jobs including Sunday school teacher, religious program coordinator, church administrator and ministry outreach.

Bachelor's Degree

Most bachelor's degree programs require completion of high school and good ACT or SAT scores. Bachelor's degree programs are often combined with majors and minors in philosophy and humanities. Students pursuing such a degree might examine the relationship between religion and society as well as the role of religion in history and present-day civilization. Coursework includes courses in politics and religious theory, the role of women in religious history, and modern religious philosophy. Positions you might earn with a bachelor's degree in religious studies include religious writer, educator, nonprofit administrator and religious program director.

Master's Degree

A master's degree in religion is often referred to as Master of Arts in Theology. Master's programs provide students with in-depth knowledge about practices and theories of religion and world cultures. Admission requirements include completion of a bachelor's degree with undergraduate coursework in religious studies, as well as good Graduate Record Examination General Test scores. Coursework includes courses in theology and ethics, faith and society, and comparative religion. A master's degree will lead to jobs including minister, teacher, counselor, religious school administrator and missionary.

Doctor of Philosophy (Ph.D.)

A doctorate degree can be acquired in programs including theology, religious studies and divinity. Education requirements include completion of a master's degree in theology or in religious studies, as well as excellent GRE scores, letters of recommendation and a writing sample. Coursework includes courses in ancient texts, theology of the old testament, religions and literature, and science and religion. A Ph.D. will lead to jobs including researcher, professor and religious ethicist.

Tags: religious studies, Coursework includes, Coursework includes courses, degree programs, includes courses, jobs including, lead jobs

Get Started Homeschooling A Preschooler

Preschoolers vary from 2 to 5 years old and usually attend class a few days each week. Preschool prepares children for kindergarten by offering a more relaxed school environment and the chance to develop skills needed for kindergarten. Whether you plan to home school your child long-term or just for a year, you can educate your child at home in a way that is fun, relaxing and beneficial for both of you. Not only will you have the pleasure of watching your child learn, but you will have the opportunity to teach new skills that will benefit your child for years to come.

Instructions

1. Find out the home school requirements for your state. The requirements vary from state to state, so check with a state law information website, such as the Home School Legal Defense Association (HSLDA) or talk to the director of a local home school group. Some states require that home school parents hold a college degree, while others simply require parents to keep records of all school activities.

2. Create a lesson plan. Decide whether you will home school every day or just a few days each week. Use an organizer or teacher's lesson planner to keep track of what days you school your child, how many hours you teach, what workbook pages you want your child to complete each day and any field trips you plan.

3. Select a preschool curriculum to use with your child. You may choose to use curriculum for each subject your child studies, or you may prefer to use it only for writing and reading skills. Only you know what works best with your family, so choose a curriculum you and your child feel comfortable with. Most curriculum includes tear-out worksheets for your child.

4. Play learning-based games with your child. Put together puzzles, build with building blocks, play outside and talk about bugs and other things you find or just give your child some art supplies and let the imagination run free. For preschoolers, learning often comes most naturally when it is enjoyable and free-spirited, so don't be afraid to make messy art projects or complete outdoor science projects.

5. Join a home school support group in your area. Home school support groups usually meet once a week and offer home school parents the chance to get to know one another, talk about home school methods and strategies, allow the children to play together and even offer classes for the children as a group. Some home school groups charge a small fee for membership, while others are completely free.

Tags: your child, home school, home school, with your, choose curriculum, days each, days each week

Grants For African American Students

The United Negro College Fund (UNCF) has always stood by its motto: "a mind is a terrible thing to waste." In the spirit of this sentiment, African American students around the globe are seeking educational opportunities. For those students who require financial aid or would like to explore the possibility of scholarships, there are many grants designed specifically for minorities who intend to have a bright future.

Professional Organizations

There are many professional organizations that dedicate themselves to contributing to the development of African American scholars by providing grants and scholarships. For example, The National Black Nurses Association awards approximately twelve grants to African American students enrolled in a nursing program. The grants vary in amount, ranging from $500 to $2,000. The American Institute of Certified Public Accountants also awards grants to students enrolled in an accounting program. Grant awards are based on academic standing and financial need.

HBCU

There are many historically black colleges and universities (HBCU) that provide grant opportunities for minority students. In the U.S., there are approximately 39 universities that offer services for prospective students. These include Morehouse College and Spelman College. Morehouse offers grants in the areas of academics, music and athletics. Spelman provides grants for African American women in academics and specific majors. Both of these universities are located in Atlanta, Georgia.

Major Corporations

Major corporations such as Coca-Cola and AT&T have implemented grants in the past several years to promote academic excellence and diversity. Students interested in learning more information should visit the company websites to see what kind of grants and scholarships are offered. For example, Coca-Cola has awarded scholarships totaling more than $35 million.

Federal Grants

There are a number of federal programs that offer grants to minority students. Among the available grants are Pell Grants, National SMART Grants, and the Academic Competitiveness Grant. Minority students interested in these opportunities must complete a Free Application for Student Aid.

Ron Brown Scholar Program

African American students interested in attending college may also apply for the Ron Brown Scholar Program. The program awards up to $40,000 in financial aid, selecting students based on financial need, academic standing, and involvement in the community. Students interested in applying for this program should visit ronbrown.org to fill out an application.

Tags: African American, American students, academic standing, African American students, Brown Scholar, Brown Scholar Program

Preparation For A Campus Interview

Campus interviews are quick, so be prepared and know your strengths.

Many companies visit college campuses to offer first-round interviews for potential employees. This is an ideal way to get to the next step in the hiring process, but the interviews are often short so that the recruiter can meet a larger number of students. The result is a lot of competition, so it is best to be well prepared so that you will leave an impression on the recruiter.

Instructions

1. Do your research. Never go into an interview without knowing the background of the company. Many interviewers expect you to be familiar with their mission statement, guiding principles and history. It is also important to have a good knowledge of product lines and services. Show that you have an interest in the company to avoid giving the impression that you are simply attending every interview on campus.

2. Know whether the potential employer is in a market with direct competitors, and be aware of how they differentiate themselves. Companies in the same sector often have different corporate values and working environments. Be able to communicate why you believe this company is your best fit.

3. Make a list of specific courses on your transcript that relate to the job description. Providing detailed links between your education and the position will help convince the interviewer that you are the best candidate. Select specific paper topics or projects to discuss; do not just list the name of the course. Remember that the goal is to differentiate yourself from the other students.

4. Prepare for a variety of interview styles. Practice in particular behavior-based and case-style interviews (see Resources). Campus interviews are no longer than 20 minutes, so you do not want to waste time being surprised by the interview style. Answering questions in a confident manner will also impress the interviewer.

5. Print an extra copy of your resume and prepare a separate reference sheet. Presentation is important, so be sure to use the same formatting on both documents. Providing a reference letter from a professor, or former employer is also encouraged at campus interviews.

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Learn English In School

Learning the English language is a valuable asset in any academic or professional setting.

Having the ability to speak English has many benefits which extend to the academic and professional arena. According to the_english_dept.tripod.com, English is considered a universal language as it is the primary tongue in more than 75 countries. Knowing the English language also aids in research and career development. Learning English in school is fun and highly encouraged as the school will have many teachers and literary resources available to help you.

Instructions

1. Organize and create an English-speaking club for students like yourself who have an interest in learning the English language. You can ask to borrow a room on campus for club meetings and social events and advertise the club via word-of-mouth or paper fliers. Together, you can watch your favorite English-speaking movies, read English books and, best of all, join in communication that will have to be done in English.

2. Visit the school library to read up on English lesson study manuals or recreational books written in English. Many school libraries will often have a language section for students interested in learning a second language. If you are just starting out, maybe some basic instructional books on grammar and vocabulary would be most beneficial. If your English level is advanced, you could try your hand at a more complicated storybook.

3. Translate simple short stories from your native language class into English to brush up on your vocabulary and grammar. Depending on your current English skill level, you could take simple paragraphs found in your non-English text books and try to translate them into English. This is an effective way to immerse yourself in the English language.

4. Speak with a teacher or another school representative about study abroad programs to English speaking countries such as the United States or Great Britain. The best way to learn English is to have a conversation with native speakers. Visiting another country will not only help with your English abilities, but you will also learn the local slang that you rarely find in textbooks.

5. Establish a pen-pal system where you regularly write letters in English to another foreigner. Ask your teachers or friends to see if they know a native speaker, either locally or internationally, who would be interested in developing a pen-pal system with you. You can write letters to each other in English or even have a conversation with each other via Skype or over the phone.

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College Grants For Dependent Children Of Army Veterans

There are many college grants available for dependent children of Army veterans to help finance their education.

As a dependent of an Army veteran, you may be eligible to receive government grants for educational costs. The GI Montgomery Bill is a federally funded program to assist veterans and their dependents achieve their educational goals. This bill is the most common source of education funding for dependent children of Army veterans. The GI Montgomery Bill houses several grant programs to assist with your continuing education costs.

The Scholarships for Military Children Program

The Scholarships for Military Children Program is sponsored by the Defense Commissary Agency and awards $1,500 scholarships every year at each commissary location. To be eligible, you must be the child of an active-duty, guard, reserve, retired or deceased military personnel. Applicants must be a full-time student at a university or college and maintain at least a 3.0 GPA. The scholarship can be used toward tuition, books and other related expenses.

Army Emergency Relief

Army Emergency Relief is a private nonprofit organization that provides financial assistance to soldiers and their dependents. This organization offers the MG James Ursano Scholarship, which was established in 1976 to help Army families with undergraduate college expenses for their dependent children. To be eligible, you must be a dependent of a soldier on federal active duty, a retiree or a deceased active or retired soldier. You must also attend an undergraduate program full-time and maintain a 2.0 GPA to be considered. The scholarship funds are divided evenly between the fall and spring semesters and can be used for tuition, fees, room and board, books and supplies. There is no set dollar amount for how much scholarship money is awarded. Determination of funds is based on financial need.

ThanksUSA Scholarship Program

ThanksUSA is a private nonprofit organization that offers 1,000 college scholarships a year to children of active-duty military personnel, reservists, retired and deceased soldiers. Applicants must attend a two- or four-year college and maintain at least a 2.5 GPA to be considered. Scholarship amounts range from $1,000 to $5,000 based on financial need, leadership and community service and academic performance.

Tags: dependent children, Applicants must, Army Emergency, Army Emergency Relief, based financial

Find A Private Singing Teacher

A private singing teacher can help you get the voice you want.

A private singing teacher can work with you one-on-one to help you develop your singing voice, and to help you hone in on singing issues that might be unique to you. Taking private lessons at any age is a good way to enhance your knowledge of singing and to improve your own singing skills as well. There are many ways that you can take advantage of private singing teachers, and lots of ways to find one that works for you.

Instructions

1. Ask your current singing teacher, choir teacher, or person in charge of music at your school (if you go to one) for advice on some private teachers. Usually someone who is already teaching singing in some capacity will have a good idea of singing teachers that you can use. He sometimes has a list of teachers available, and he might even teach lessons himself.

2. Check with music stores, or stores that sell musical equipment in your town or general area. Typically, singing teachers who have private lessons let these stores know who they are, so that the stores can recommend them.

3. Look in your local paper for anyone advertising singing lessons.

4. Check community notice boards, any community online sites, and talk to friends or community members who might know of someone who is teaching lessons.

5. Contact your local university or college, even if you don't go there. Talk to someone in the music department. She will be able to give you several suggestions for a private teacher.

Tags: private singing, singing teacher, singing teachers, private lessons, your local, your singing

Ivy League Universities & Colleges

Ivy League Universities & Colleges

Although there are many great academic institutions in the United States-University of Michigan, Stanford, Notre Dame and Massachusetts Institute of Technology all come to mind-only eight are considered Ivy League schools. The northeastern schools that make up the Ivy League are Harvard, Princeton, Yale, University of Pennsylvania, Columbia, Dartmouth, Cornell and Brown. The Ivy League refers to the athletic conference these eight schools belong to; however, many associate the Ivy League moniker with elitism and academic excellence.

Harvard University

Harvard University, located in Cambridge, Massachusetts, in 2010 was ranked best college in the country by U.S. News and World Report. The university is the oldest in the nation, established in 1636 and named after the school's first benefactor, John Harvard. Extremely selective, Harvard accepts only 8 percent of all applicants. Aside from its competitive undergraduate school, Harvard also is home to the world-renowned John F. Kennedy School of Business, Harvard Medical School and the Harvard Law School. Along with being the top-ranked university in the country, Harvard also has the highest four-year graduation rate at 97 percent.

Harvard University

Massachusetts Hall

Cambridge, MA 02138

617-495-1000

harvard.edu

Princeton University

Princeton University is located in Princeton, New Jersey, and ranked in the No. 2 spot on U.S. News and World Report's 2010 Best Colleges list. Established in 1746, Princeton has had many notable scholars graduate from or work at the university, including Albert Einstein, John F. Nash and F. Scott Fitzgerald. The university also is known for their program excellence in humanities, social sciences, natural sciences and engineering in the Schools of Architecture, Engineering and Applied Science and the Woodrow Wilson School of Public and International Affairs. A selective university, Princeton accepts only 10 percent of prospective students and does not accept transfer students. Princeton's graduation rate is 95 percent, one of the best in the country.

Princeton University

Princeton, NJ 08544

609-258-3000

princeton.edu

Yale University

Yale University was founded in 1701 in New Haven, Conn. In U. S. News and World Report's 2010 ranking it is listed as the No. 3 college in the country. A world-renowned research university, Yale has produced 48 Nobel laureates. Of the undergraduate programs, history, political science, economics and English literature are among the most popular and most sought after degrees. In addition to being known for their education excellence, Yale is noted for a secret society of seniors known as the Skull and Bones. Co-founded in 1832 by General William Huntington Russell and Alphonso Taft, past Bonesmen include former presidents William Howard Taft (son of Alphonso Taft), George H. W. Bush and George W. Bush, College Football Hall of Fame coaches Amos Alonzo Stagg and George W. Woodruff, and many other political, economical and cultural leaders. Yale is, too, a selective school, accepting only 9 percent of possible incoming students. Perhaps it's the selectivity that allows Yale to have a 96 percent graduation rate.

Yale University

P.O. Box 208234

New Haven, CT 06520

203-432-9316

yale.edu

University of Pennsylvania

Ranked as the No. 4 Best College in the U.S. by U.S. News, the University of Pennsylvania was founded in 1740. The founding father and mind behind the university. was none other that Benjamin Franklin. Although not as selective as the other Ivy League schools, the University of Pennsylvania accepts only 17 percent of future students. Not only is Penn known as one of the top universities, but it also has one of the best medical schools in the country. Penn has a graduation rate of 95 percent,.

University of Pennsylvania

3451 Walnut St.

Philadelphia, PA 19104

215-898-7507

upenn.edu

Columbia University

Located in the heart of New York City, Columbia University is one of two Ivy League schools in NY. Founded in 1754, Columbia accepts 19 percent of the students who apply. Besides being an Ivy League school known for it's undergraduate program, Columbia also has one of the best undergraduate and graduate engineering schools in the country. In the 1940's, Columbia's research of the atom made it internationally known.

Columbia University

2960 Broadway

New York, NY 10027

212-854-2522

columbia.edu

Dartmouth College

Dartmouth College is located in Hanover, New Hampshire, and was founded in 1769. Although the smallest of the Ivy League schools, Dartmouth has a large amount of student organizations and activities (over 200) to take part in. Aside from being an institution of academic excellence, Dartmouth also has renowned glee clubs, choirs and ensembles.

Dartmouth College

6016 McNutt Hall

Hanover, NH 03755

603-646-2875

dartmouth.edu

Cornell University

New York's second Ivy League school is Cornell University, which is located in Ithaca. The private institution was founded in 1865 and was the first university that began teaching American History as well as establishing the first university press. Although the acceptance rate for getting into Cornell is 21 percent, if you apply early your chances increase by 10 percent.

Cornell University

Ithaca, NY 14853

607-255-5241

cornell.edu

Brown University

Brown University is located in Providence, RI, and was found in 1764. Widely known as the least "snobby" of the Ivy League schools, the school still has a low acceptance rate of 11 percent. However, with a tighter acceptance rate comes a higher graduation rate, at 95 percent. The university also has over 100 different degrees that the students can choose to major in.

Brown University

P.O. Box 1920

Providence, RI 02912

401-863-2378

brown.edu

Tags: graduation rate, League schools, rate percent, University Pennsylvania, graduation rate percent

Graduate Student Organization Tips

Graduate students have different responsibilities than undergrads.

If you've just graduated with a four-year degree from a university, congratulations. If you've decided to continue your studies with a graduate degree, a few words of caution are advised. Graduate and undergraduate programs can be radically different, and the organization techniques you've used for the past four years may apply in only a limited way now. It's time to step up your game and get super-organized.

Compartmentalize

Arrange the different areas of your life into "compartments." There are a number of good ways to do this. For work-related matters, have a briefcase where you keep resumes, job-hunting books, and similar materials. For schoolwork, keep all necessary items near or around your desk; no more searching all over your room, dorm, or apartment, looking for them when it's study time. If you're responsible for instructing classes, keep teaching materials in a separate folder or basket beside your desk for instant access.

Flex Time

Organizing your schedule as a graduate student is just as important as organizing your stuff. You may have a flexible work, teaching, or job search schedule. Leave even more flexible time in between these appointments for the inevitable snafus that will delay you. For instance, if you have twenty minutes between classes, leave ten minutes to get to your next class. Don't goof off for nineteen minutes and then rush to class in the next sixty seconds. Put more time than you need between job interviews to be able to get to each one on time, without feeling rushed.

Only Once

You may have heard the expression, "look at a piece of paper only once." This means that whenever you have something to deal with on your desk, you only do it once. Either you put it in the appropriate compartment, or you deal with it then and there. You don't put it back into the mess to create more clutter, or put it somewhere you won't find it when you need it. When trying to organize different areas of your life (such as work, school, and teaching), using this rule can free up hours of spare time.

Make a List

As a graduate student, you likely have much more to do than as an undergraduate, and you need to plan accordingly. Make a list that reflects your priorities for the day, week, and month. Work on your list in order of priorities, and don't complete less important tasks before more important ones, even if doing so seems easier in the short term.

Tags: your desk, areas your, areas your life, deal with, different areas

Tutor Science

To tutor science, the tutor needs to be very familiar with the area of science that he is tutoring, whether he is tutoring biology, chemistry, physics or another area of science. The tutor also needs to make it clear that science subjects cannot just be memorized and regurgitated. Learning science requires the student to actually learn the concepts as he works through his courses. A student cannot cram for his science exams and expect to be successful by the end of the term, nor can a tutor work this miracle for him.

Instructions

1. Teach science vocabulary terms. Each branch of science has keywords that a student must learn to be successful. When you tutor science, focus on the root words because those will help the student learn decode new vocabulary words in any science class.

2. Review relevant equations. Some branches of science, such as chemistry and physics, rely heavily on certain equations, and the student is not going to be successful until he masters those equations. Make sure you cover those equations until the student knows them by heart.

3. Emphasize that scientific concepts build upon one another. A student cannot study for a science test in one night. Each scientific concept builds upon the next. When you tutor science, stress that the student must keep up with the lessons as they are taught in the classroom so that the tutoring time for a science test is a review rather than learning new information.

4. Introduce general concepts before tackling more specific ones. For example, a student must understand what a biosphere is before she is ready to move on to understanding the cellular level. Start with the big picture and work toward the details.

5. Discuss labs with the student. Tell the student to attend all labs. Labs help the student take the theoretical information they learn in the classroom and apply it in a hands-on way. Make sure that the student understood what he did in the lab, and answer any questions he might have about the lab experiment.

6. Tell the student to look up and learn unfamiliar words. Whenever the student does not know what a word means (whether a scientific term or other word), tell the student to look it up in a dictionary. The student will need to know what the word means in order to understand the lessons he learns in science.

7. Review the student’s notes. Make sure that the student comprehends what he wrote down in his notes (versus just copying information off the board). When you tutor science, ask questions based upon the student’s notes, and explain any of the science concepts that the student does not appear to have grasped.

8. Assign homework. Once you identify areas in which the student needs a deeper understanding, assign some form of homework to help the student reinforce what you covered during a tutoring session. Check the homework and make sure the student grasped the concepts.

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Job Description Of A Junior Merchandiser

Visual merchandising is a large part of a junior merchandiser's job.

Working as a junior merchandiser can be a demanding and challenging job, but also a fun and exciting one. Junior merchandisers select the goods available for sale at retail stores, including grocery stores, clothing boutiques and large department stores. Junior merchandisers are well-informed about the products they're purchasing, well-educated and hard workers.

Job Description

Junior merchandisers are usually responsible for buying items for one specific department. For example, in a large department store, they may be responsible for buying jewelry only, with other junior merchandisers purchasing items for other departments. Junior merchandisers must purchase the highest quality goods at the lowest available price. In order to do this, they must have an understanding of what the store's customers want to purchase, and how much customers are willing to pay for goods. They also must know the company, past sales records for specific items and current levels of inventory in order to buy merchandise for the store as efficiently as possible.

Duties

Junior merchandisers must conduct extensive research when deciding what to purchase for the store. This research includes reading market reports, trade journals and industry publications, and being familiar with various promotional materials sent to him buy suppliers. Junior merchandisers are also responsible for going to trade shows, visiting factories and meeting with suppliers in order to make the best possible purchases. They make sure that the goods get to the store in a timely manner, and often check the merchandise when it arrives. Junior merchandisers are responsible for maintaining sales and inventory records, and occasionally planning advertising displays and sales promotions. Junior merchandisers work under the direction of a head buyer or a store manager.

Working Conditions

Being a junior merchandiser often means lots of travel. Junior merchandisers visit other stores, trade shows, factories and warehouses, sometimes in very diverse, international locations. When working in the store, a junior merchandiser can typically be found in her office. This can be a high pressure job because of the intense competition between retailers, especially during peak shopping seasons, such as the Christmas shopping season. Junior merchandisers typically work eight to 10 hours per day, and will sometimes work even longer hours. Because they work in retail, many junior merchandisers must work weekends.

Earnings

The salary of a junior merchandiser is dependent on several factors: the type of store she works for, the type of goods she buys, the location of the store and her level of experience. Typically, junior merchandisers can expect to make anywhere between $25,000 and $65,000 per year. They also often receive performance-based bonuses and profit-sharing options, which can add thousands of dollars to their salaries every year. They also usually receive other benefits, such as an employee discount at the store, health insurance, paid vacation and paid sick days.

Education

There is no specific degree required to become a junior merchandiser. However, most junior merchandisers have gone to college for business, marketing, purchasing, logistics or materials management. Many larger stores will provide training, or will send their junior merchandisers on product-specific training courses.

Additionally, junior merchandisers are expected to have extensive knowledge of the products they buy, good communication skills, the ability to work in a fast-paced environment and computer proficiency.

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Muscle Movement Exercises To Teach Anatomy & Physiology

Many students have a difficult time grasping some of the concepts involved with human anatomy and physiology. These subjects must be taught in a manner in which the student can not only learn from the text, but also from experience.

It is important to incorporate actual movement of muscles so the student associates what is read in the book with how it works on the body. This holds true to the location, action and physiology of the muscle.

Muscle Origin and Insertion Points

One of the toughest parts of human anatomy is the memorization of the origin and insertion points of all the muscles. This can be made easier by teaching the students in a more interactive manner. Usually, the origin point will be located closer to the trunk of the body compared to the insertion point. Therefore, the muscle will pull the insertion point to the origin when the muscle is flexed.

To teach this dynamic, explain to the students the location of a specific muscle, for example, the bicep. Then explain the origin and insertion of this muscle, as well as the action. The bicep muscle originates in two different places on the scapula, then attaches to the radial tuberosity. By flexing the bicep, the forearm is pulled up toward the humerus, therefore drawing the insertion toward the origin of the muscle.

Muscle Physiology

Skeletal muscles are the only type of voluntary muscles in the body. The nervous system sends a message via the neuromuscular junctions to the muscles, telling them to contract.

The physiology of muscles can be taught in a physical manner. Have the class pair up. In each pair, have one student hold a stopwatch, while the other gets ready to perform a variety of muscular tasks. Have the student with the stopwatch ask the other to perform a task involving a single muscle and use the stopwatch to time how long it takes for the other student to perform the task. Though this isn't the most accurate way to measure the amount of time it takes a neuron to send the signal to the muscle, it will help transform what is learned in the text to an actual exercise with the muscle.

Another way to teach students muscle physiology in a more physical sense is to make models of the different fibers that make up a muscle. This will help the students see the normally microscopic parts of the muscle in a way more tangible to the students.

Using Multiple Muscles for One Action

It is important to understand that the muscles of the body have many different functions, but some work together to perform the same action on a specific body part.

This is one of the easier muscle phenomena to teach to students outside the text. For example, hip flexion is caused by a shortening of the quadriceps muscles and a lengthening of the hamstrings muscles. Because of the origin and insertion of both those muscle groups, the combination of the contraction and stretching of the muscles leads to the flexion of the hip joint.

Another way to understand how muscles work together to perform a single action is to perform a workout that requires slow movements, such as yoga. This allows the student to understand and really feel how the muscles are performing to move the body in a particular way.

Tags: human anatomy, insertion point, muscle Muscle, muscle will, muscles body, origin insertion, perform task

Learn A Foreign Language

Having a second language affords you opportunities socially, in travel and business and deepens your understanding of another culture. There are a variety of ways to learn a second language and a great many resources for developing and maintaining your skills. Enhance your efforts to learn a second language and expand your world.

Instructions

1. Enroll in a class. Look into Continuing Education programs, offerings by churches and community groups, college classes, language schools and private instruction. Check with your local bookstores and coffee shops to find out if they host foreign language conversation hours. If not, consider starting one.

2. Purchase a good dictionary that shows both English and the language you are studying. Keep a list of new words you come across in class or in conversation.

3. Use index cards to make flashcards with new vocabulary words. Write the word in your native language on one side and the word in the second language on the other. Use adhesive notes or small cards to label everyday items around the house.

4. Set aside time each day to listen to audiotapes and CDs of native speakers. These programs are available for all skill levels, from beginner to advanced conversation, and offer self-paced lessons.

5. Read foreign language magazines and newspapers. Many editions can be found online. Write in a journal in your new language. Rent foreign language films and turn off the sub-titles. Write or email with a pen pal who is a native speaker.

6. Check out intensive learning programs such as those used by the Foreign Service and corporate business. Class meets every night for two to three hours for several weeks to immerse students in the new language.

7. Investigate immersion programs that place you with a family in a foreign country for two weeks to three months. By having few options except to speak in your new language, your skills will improve rapidly.

Tags: second language, foreign language, learn second, learn second language, your language, your skills

Training Required To Be A Biomedical Engineer

The U.S. Bureau of Labor Statistics estimates that the demand for biomedical engineers will increase by 72 percent from 2008 through 2018, making it the fastest-growing occupation in the United States. This growth should create more than 11,000 jobs for biomedical engineers. To qualify for a Professional Engineering license in bioengineering, the completion of an accredited postsecondary training program is necessary.

Minimum Training

The minimum training necessary to become a biomedical engineer is a baccalaureate degree. Undergraduate study in biomedical engineering typically requires four years of full-time study to complete. Students in such programs complete coursework in general biology, microbiology, mathematics and physics. Design courses are also featured in most programs, allowing students to gain experience creating their own projects for medical devices and equipment. A small number of associate degree programs in biolmedical engineering are offered in the United States. These courses of study can allow students to work as engineering technicians, assisting full biomedical engineers.

Accreditation

The Accreditation Board for Engineering and Technology accredits biomedical engineering programs in the United States. The board began in 1932 as the Engineers' Council for Professional Development, changing its name in 1980. The Council for Higher Education Accreditation has approved the board as a professional accrediting organization for collegiate programs since 1997. As of 2010, approximately 70 colleges and universities in the United States had accredited programs, meaning the schools met curriculum requirements established by the ABET.

Top-Rated Schools

"U.S. News and World Report" compiled a list of the 10 best biomedical engineering training programs in the United States. The Whitaker Institute at Johns Hopkins University ranked at the top of the list. This private, nonsectarian university in Baltimore, Maryland, grants undergraduate and graduate-level degrees in the field and has research institutes devoted to neuro-engineering and computational biology. Two public institutions, the Georgia Institute of Technology in Atlanta and the University of California at San Diego tied for second place behind Johns Hopkins.

Advancement

To gain promotions or higher rates of pay, biomedical engineers may choose to pursue advanced training in the field. After earning a bachelor's degree in engineering, professionals can attend master's degree programs, which typically require around two years to complete. Doctorate engineering programs are another option. Some programs require a master's degree for admission, while others will admit students with only a baccalaureate degree. Biomedical engineering doctorate programs usually require a minimum of four years to complete and require students to complete a design research project and a dissertation. A doctoral degree is generally necessary to teach biomedical engineering at the college level.

Tags: United States, biomedical engineering, biomedical engineers, baccalaureate degree, degree programs

Suggestions Of Topics For Research Paper

Conducting your own research puts you in the driver's seat.

A riveting research paper can set you apart from your peers. While historical research can yield some thought-provoking and even timely points, conducting your own research through interviews and case studies will put you in the driver's seat of your own investigation. In order to make your paper a memorable one, choose a topic that combines different disciplines.

Women's Reactions to Images in the Media

Most women experience a drop in self esteem upon viewing fashion magazines.

How do women in your school environment react to images in women's fashion magazines, such as Elle, Cosmopolitan and Vogue? Give your research subjects a questionnaire gauging their self-image, ideas about their body size and their perception of healthy weight. Have them peruse a women's fashion magazine for 15 minutes, then have them retake the questionnaire. How has your subject's self-perception changed since the first questionnaire? This topic is a thought-provoking cross section of psychology, women's studies and communications.

School Cafeteria Waste

Cafeterias often waste tons of food on a given day.

How much waste is generated in your school cafeteria every day? Talk with school officials to find out what is done with food waste generated by the student body. What is the amount equal to in dollars? In calories? Should your school be taking a more responsible approach to waste management? Research different ways in which your school's management could be more responsible when it comes to food waste. This question raises pertinent issues for those pursuing environmental studies, sustainable development and business management.

School Nutrition Patterns

Young adults are not known for being the healthiest eaters.

Through personal interviews, case studies and random surveys, examine the diets of a wide sampling of students. What percentage of students are getting the recommended daily allowance of calcium, iron or Vitamin C? Are students consuming more or fewer calories than is generally recommended, and are they getting the majority of their calories from fat, protein or carbohydrates? Explore how students can improve the quality of their diets, and how school officials can provide more nutritious options in the school cafeteria.

How Green is Your School?

Energy-efficient lightbulbs are just one way to conserve energy.

Set out to find out how environmentally conscious your school is. Is there a recycling system? Do classrooms use energy-efficient light bulbs? Does the cafeteria compost its food waste? Propose new ways in which your school could be more environmentally friendly. How much would this transformation cost? Find out where your school ranks on the green scale as compared to other schools in your area.

Tags: your school, food waste, your research, case studies, could more

Grading System Conversions

Although different alpha-numeric systems are used in other countries, the grades are still equivalent to those of the United States.

In the United States, grades are given an alphabetical value: A is excellent, B is good, C is average, D is below average and F is a fail. In other countries, the grading system is recorded differently; however, the grades still hold the same equivalents as U.S. grades.

United Kingdom

The school systems in the United Kingdom grade numerically based on a scale of 1 to 100. They break down their grades into smaller increments, for example: 70 to 100 is an A, 65 to 69 is an A-, 60 to 64 is a B+, 50 to 59 is a B, 45 to 49 is a C+, 40 to 44 is a C and anything below 39 is a failed grade. A grade of C is considered the passing grade.

China

In China, there are two types of grading scales. Both are numerical: one is on a scale from 0 to 100. A grade of 100 to 85 is an A, 75 to 84 is a B, 60 to 74 is a C and anything below 59 is a failed grade. The other scale is from 2 to 5. A grade of 5 is equivalent to an A, 4 is a B, 3 is a C and 2 is an F.

France

The French grading system lies on a scale from 0 to 20. A grade of 14 to 20 is considered an A, 12 to 13.9 is a B+, 11 to 11.9 is a B, 10.5 to 10.9 is a B-, 10.1 to 10.4 is a C+, 10 is a C, 9 to 9.9 is a C-, 8 to 8.9 is a D and anything below 8 is a failed grade.

Australia

Australia does not use an alphabetical or numerical system, but instead uses words as grade descriptors. "High Distinction" is an A+, "Distinction" is an A, "Credit" is a B, "Pass" is a C, "Conceded, Conditional or Compensatory Pass" is a D and F is a failed grade.

Singapore

The Singapore grading system classifies its grades into classes. An A+ grade is "class II," an A grade is "class II i," a B grade is "class II ii," and a C grade is "class III."

Tags: failed grade, grade class, anything below, anything below failed, below failed, below failed grade, class grade

What Does Cosigning For A Loan Mean

When you co-sign for a loan, you promise to repay a debt. Many people confuse the role of a co-signer with that of a loan guarantor, but in many states, these two roles work quite differently. However, in the long term, both co-signers and guarantors assume the ultimate responsibility for repaying a loan.

Co-signer Versus Guarantor

When you sign a loan as a guarantor, you promise to repay the debt if the borrower cannot afford to do so. In many states, lenders must attempt to collect the debt from the borrower even if that means taking the borrower to court. State laws often require the lender to exhaust all other avenues before holding the guarantor liable for the debt. When you co-sign on a loan, you and the borrower share the responsibility to repay the debt from the outset. You may strike an informal arrangement with the primary borrower whereby the primary applicant agrees to repay the loan, but from the lender's perspective you are co-applicants and equally responsible for the debt.

Benefits

Parents and guardians often co-sign on student loans for their children because lenders do not approve loans for individuals who have little or no income and no prior credit history. Aside from students, people who have had past credit issues often seek out co-signers because they find themselves unable to obtain new credit. If you co-sign a loan application, your good credit and high income level raises the quality of the application and increases the likelihood of the loan being approved.

Risks

Generally, lenders send loan statements to the mailing address of the primary borrower; notices about late payments and defaults are sent to this same address. Every time you miss a loan payment by more than 30 days, the lender notifies the credit bureaus. Late payments have a negative impact on your credit score. As a co-signer, you may not realize that the primary borrower has defaulted on the loan for several months, by which time your credit score will have plummeted. This makes obtaining new credit much harder, and late fees and interest penalties cause the balance of the delinquent debt to steadily increase over time. You could face court action and wage garnishments if you do not repay the loan.

Home Loans

If you co-sign for a mortgage on a home that you do not own, the lender can foreclose on that home rather than your own home. However, in some states such as California, certain types of loans such as refinances or equity lines of credit are classified as recourse loans. This means that if the lender cannot raise enough money to cover the debt by selling the foreclosed home, the lender can sue the loan signers and co-signers for the remainder of the debt. Therefore, think seriously before you co-sign even a secured loan because the collateral may not prove sufficiently valuable to cover the debt.

Tags: co-sign loan, primary borrower, repay debt, cover debt, credit score, debt from

Improve Listening Skills For English Learners

Listening as much as possible will help improve your English skills.

Four skills exist in completely learning a language: speaking, reading, writing and listening. Listening requires extensive concentration and practice. Babies listen for a couple years before they are able to effectively communicate their language. Listening is one of the most important skills you can possess in developing full English comprehension. Throughout your learning experience, it`s important to remember why you are learning English. This will increase your drive to succeed and improve your listening skills.

Instructions

1. Watch English content on TV, listen to the radio or watch online videos. Listen closely to develop sentence structure, intonation, interpretation and accent. Hearing the same word frequently can be the best way to develop you English vocabulary. You will eventually be able to imitate what you hear and say it with confidence. Having a radio or TV on in the background can help you learn, even when you are not giving it your full attention.

2. Accept that you are not going to understand everything right away. Don`t worry too much if you don`t understand, even if it`s for a long time. Pay attention to key words. These words will paint a larger picture so you can comprehend the gist of what the person is saying. By listening to the same thing more than once, you will begin to fill in holes that you had not previously filled.

3. Avoid translating into your own language what you hear. When you do, you stop focusing on what the speaker is saying and you start trying to define an individual word.

4. Try to get the general idea of what the people are saying. Don`t over-emphasize understanding every word right away. Most people repeat what they are saying, so you have more than one opportunity to understand what they are saying. Understand this further by paying attention to someone speaking in your native tongue. You should notice them repeating the same point over again.

5. Listen to something that entertains you. For example, decide whether you enjoy the news, movies or TV shows. Also try to gauge whether you are able to better understand people when they are speaking on the radio or on TV. While watching TV, you may become distracted by the images and lose sight of what the people are saying.

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