With the recent financial crisis, going to college has now been a bit more expensive than usual. But if you really want a college education, you need to be persistent. All you need to do is to find the right way to get money to go to school. So, here are some great ways to achieve that:
Instructions
1. Step #1 - Find the right college. There are several colleges which are funded by the government, these colleges are in fact cheaper compared to those private colleges. A good thing to remember is that you will do just as good in a government funded college compared to a private college. To help you search for the college that is right for you I highly recommend the following webpage ( Just copy & paste the link into your web page browser ) :
http://tinyurl.com/CollegeFinder
2. During your high school years try to get good grades. Many private and government funded colleges offer scholarships to students who excel in academics. This will help in lessening the financial burden for paying for college. Since scholarship grants will pay for your college education until you graduate. So, while you are still high school do not mind those people who call you a dork for studying and getting good grades.
3. Seek for help from social service organizations. Several of these organizations have foundations which help financially handicapped students pay through college. You will never know these organizations pay everything for your way to college.
4. And Lastly , Try getting a part time job. Try to save up money for college by working 4 hours a day in a cafeteria while you are still studying in high school. Instead of doing nothing, why not dedicate your spare time working. This will allow you to save up some money for you to pay your way to a government funded college. Since a government funded college is cheaper.
As we all know funding a college education alone by your self is really a hard task to shoulder. With the increasing cost of getting a college education getting through college is becoming a burden. But with the above-mentioned ways to get money for your college education - funding your college education will not be as hard as you think after all. So, search for the best option in order to fund your college education now.
Tags: college education, your college, government funded, your college education, funded college, government funded college, high school
As defined by Dictionary.com, "pH [in] chemistry [is] the symbol for the logarithm of the reciprocal of hydrogen ion concentration in gram atoms per liter, used to express the acidity or alkalinity of a solution on a scale of 0 to 14, where less than 7 represents acidity, 7 neutrality, and more than 7 alkalinity." On the pH scale, 0 is the most acidic, and 14 is the most alkaline. Hydrochloric acid is pH0; vinegar is pH3; pure water is pH7; ammonia is pH 10; and lye is pH14. Lakes generally are +/- pH6 to pH8. A pH3 lake is toxic to all fish.
Instructions
Steps
1. Determine why the lake is extremely acidic. Correcting the pH might be wasted effort if nothing is done about the cause(s). If the lake, for instance, is a victim of acid rain or acid deposition from a near or distant coal-burning electric power generation plant or from the run-off from a strip mine, community action to fix the problem would be needed.
2. Calibrate the portable pH meter according to the manufacturer's instructions. Typically, put a base with a known pH of 4 in a disposable plastic cup and take a first reading with the glass-tipped electrode. Rinse off the electrode with distilled water. Then put a base with a known pH of 7 in a disposable plastic cup and take a second reading, then rinse the electrode with distilled water. Calibrate the meter's pH scale by these two readings.
3. Raise the pH of the lake by adding a neutralizing base, such as calcium carbonate (CaCO2) or powdered limestone (CaCO3), by aerial application. This is a temporary measure. Long term, unpolluted water entering the lake via rain and streams will raise the pH reading.
4. Make a plan of action for the lake's recovery after the pH has been brought up to a desired level. Many factors in the ecology of a lake affect its pH, and too much or too little of a factor---such as photosynthesis on the one hand and respiration and decomposition on the other---can have an adverse effect on a lake's buffering ability to withstand pH variations.
5. Monitor the lake's pH periodically as you implement the rest of the lake recovery plan.
Tags: base with, base with known, disposable plastic, disposable plastic take, distilled water, electrode with
Unlike some forms of financial aid, scholarships do not need to be repaid. Students can receive scholarships through their high school, college or university, national organizations or local community organizations. Regardless of the source or the amount of the scholarship money, you should write a thank-you card to the individual or organization providing the funds for the scholarship. Not only does the card express your gratitude, but it also increases the chances that the donor will continue to support students in the future.
Instructions
1. Select a tasteful and simple thank-you card, a piece of personal stationery or a piece of plain stationery. Make sure you have a matching envelope.
2. Select a blue or black pen that will not smear if you are writing the card by hand. The other option is to type the letter on the computer and print it onto your stationery. If you are doing this, format the word processing document to match the size of your stationery.
3. Address your card to the individual who provided the scholarship money. If the scholarship is from an organization, address the letter to the organization as a whole or the scholarship committee.
4. Write an opening paragraph that identifies the scholarship by its exact name and expresses your gratitude for being selected to receive the scholarship.
5. Write at least one paragraph that tells the donor about yourself, in particular your educational accomplishments and educational goals. For example, you could mention that you were a National Merit Scholar and are a first-year student at your college, where you are planning to major in a specific subject of interest. If you have career plans or aspirations, you could list these as well.
6. Write a closing paragraph that reiterates your gratitude. You could also mention some activities that you are able to participate in because you received the scholarship and do not need to work as much. For example, you could write, "Thank you again for your contribution to my education. This scholarship allows me to play on the soccer team and volunteer on the weekends tutoring children at the local community center."
7. Proofread the letter, checking for spelling and grammatical errors. If you find errors, fix them in the word processing document or start over on a fresh piece of paper or card if writing by hand.
8. Finish the letter by writing "Sincerely," and then signing your name on the next line. If you are typing the letter, print it out and sign your name with pen.
Tags: paragraph that, your gratitude, card individual, example could, local community, processing document, scholarship money
Nursing practice is supported by a body of knowledge known as the Nursing Theory. The educational vocation of nurses consists of studying a wide scope of interconnected subject matters that will be applied in the practice setting. Most of this knowledge is based on their learning through experiences, from nursing research, which is considered as a formal source or from any other non-nursing source. The application of a nursing theory varies from one individual to another. Nursing is generally agreed upon as a science that deals with people, the environment and processes powered by an outlook of a state of wholeness in relation to health care. Nurses are encouraged to utilize these theories as they test their beginning and advanced skills in their practice.
Instructions
Instructions
1. Review the patient's chart and note his biographical information such as name, age, gender, address, occupation and level of education, and marital status; chief complaints and laboratory results (if available); medications prescribed and their purpose; what is the physician's impression or primary diagnosis. Jot this down with pen and paper.
2. Interview the patient or client to collect further information regarding current health status such as subjective verbalization regarding signs and symptoms that influenced decision to seek medical help, when the problem started and for how long, was there a past incidence of the same occurrence (past health history), the family health history and a brief review of major organ systems for symptom analysis. What the patient's major concern at the moment such as: is the pain unbearable? Allow the patient to rate the pain using the pain-rating scale.
3. Ask permission from the patient or client if you can use a tape recorder during the interview to note concerns.
4. Perform a partial or complete physical examination using the assessment techniques of inspection (wear clean gloves), auscultation with the use of a stethoscope, palpation and percussion while maintaining privacy. Also note the patient's general appearance (nutritional status, mental alertness: alertness and responsiveness, speech; evidence of pain; body position.
5. Take the patient's vital signs: Temperature using a thermometer, blood pressure (BP Apparatus), and height and weight measurements (tape measure and weighing scale).
6. Go over the data gathered and recognize the patient's immediate and major concerns.
7. Assign a nursing theory to the health concern by reviewing the nursing theories found on a reliable nursing theory book. For example: Data: Patient complained of pain on the left lower quadrant of the abdomen. Guarding of the abdomen noted. Facial grimacing noted. Rated pain 8, in the scale of 1 to 10, 10 as the most painful.
Nursing Theory: According to Martha E. Roger's theory, man is a "unitary human being that is an irreducible, indivisible, pan dimensional energy field identified by pattern and manifesting characteristics that are specific to the whole and which cannot be predicted from knowledge of the parts." The theory also states that health and illness are parts of a continuum. In order to achieve optimum level of functioning, the life processes should be compatible with each other.
With the data above, the patient will not be able to functional optimally unless the health concern is addressed and remedied by intervention.
8. Let the selected theory guide you through the planning and implementation of the nursing care by setting achievable goals based on the priority health concern. Enumerate the appropriate interventions chronologically.
Tags: health concern, health history, Nursing Theory, nursing theory, patient client
What Happens WithStudent Loan Debt if You Move to Another Country?
Higher education comes with a price. Each year, hundreds of thousands of students take on debt to finance their education. While some of these debts may be relatively small, others can reach over $100,000. Compounding the difficulty of paying these loans off, these debts are generally immune from statutes of limitations on debt collection and cannot be discharged in bankruptcy. To escape a crushing debt loan, some students relocate to other countries.
Student Loans
In the United States, the vast majority of student loans are underwritten by the government. While being issued a loan by the government has its advantages -- for example, the student will often receive lower rates than he would in the private market -- it also has drawbacks. Unlike private debts, federal debts don't expire and cannot be easily discharged. Also, the federal government can use collection methods unavailable to most private creditors.
Relocation
In an effort to escape their debt burden, many student loan debtors choose to leave the United States and relocate overseas, CNN reports. Of the $60 billion in defaulted student loan payments, between 2 percent and 4 percent is owed by students located overseas. In some cases, the student may relocate overseas to take a higher-paying job. However, in other cases, students will move to another country to avoid creditors seeking repayment of the loan.
Effects
When a person moves overseas, his debt doesn't disappear -- it just becomes more difficult to collect. Seeking payment of a debt in another country is often an expensive, complicated prospect for a debt collector. In addition to the difficulty of negotiating another country's laws, the debt collector may have to hire a local surrogate to collect the debt for him. Also, students who relocate abroad may be more difficult to find, complicating collection.
Alternatives
In lieu of fleeing the country, a student loan debtor has several alternatives. If the debtor faces an unexpected financial obstacle, she may be able to apply for a hardship deferment or forbearance from the government. In addition, she may be able to change the size of his payments so that the life of the loan is extended. By paying less money each month, she has lessened the burden on her paycheck.
Tags: another country, student loan, debt collector, Debt Move, Debt Move Another, Happens With
Though IQ (intelligence quotient) has come under scrutiny as a measure of intelligence, finding out your IQ can help you become a member of certain organizations and can open other doors for you.
Instructions
1. Find an appropriate test - there are a great many IQ tests out there. On the Web, consider visiting iqtest.com to take an IQ test and to get general information about the process.
2. Take the test and score it.
3. Take several more tests and average the scores, dropping the lowest and highest. The result will give a good approximation of your IQ.
4. Understand what the results mean. Generally, an IQ of 100 places you in the 50th percentile (exactly average); 110 puts you in the 75th percentile; 120 in the 93rd; and 130 in the 98th, which is high enough to join Mensa.
5. Remember that no single number can measure something as complex and nuanced as "intelligence." Instead, IQ is intended to measure your chances of academic success in schools.
Biomedical engineering focuses on many devices including the design and improvement of prosthetics.
Biomedical engineering uses the theory and principles of engineering to improve patient care in the medical field. The instruments, medical devices and equipment developed through biomedical engineering techniques are designed to improve diagnosis and treatment of illnesses and conditions. These devices include pacemakers, artificial limbs, dental implants, artificial organs and dialysis machines.
Bioengineering
A bioengineering course introduces students to basic and foundational concepts in the field. Students learn about biomaterials, biomechanics, biotechnology and design methodology. Additional topics include evaluation of cost, medical and practical benefits, statistical analysis, ethical issues and testing procedures. In order to take more advanced courses in the field, students learn about optical and electrical signals in biomedical devices.
Bioinstrumentation
Students enrolled in a bioinstrumentation course learn about the design and implementation of the instruments used in medical settings. The course teaches students about the processes involved in making precise medical devices that improve the health and care of patients. Topics covered in the course include feedback control systems, biosensors and photometers, microscopy, phasors and biomedical applications.
Cell and Tissue Engineering
The cell and tissue engineering course focuses on how biomedical engineering instruments and devices can affect the cells and tissues in the human body. Students learn about the role that tissue plays in cell-to-cell interactions, cell migration, cell division and cell growth. Focus is also placed on drug and nutrient affect on tissue and tissue mechanical properties.
Biological Materials, Mechanics and Processes
A biological materials, mechanics and processes course teaches students about the materials used in biomedical engineering, flow properties of blood, chemical processing operations, molecular structural principles and protein adhesives. Students also learn about the molecular design of biological materials in biomedical equipment, instruments and devices.
Digital Signal Processing
A digital signal processing course covers the techniques used in signal analysis, adaptive filtering, two-dimensional signal processing and transform algorithms. Students learn about the digital signal processing involved in the equipment and instruments used in the health care field. Emphasis is also placed on advancing the field through theories and experimentation.
Tags: learn about, Students learn, also placed, biological materials, biomedical engineering, Biomedical engineering, course teaches
Raising your GMAT score will raise the chance that'll be accepted to the business school of your choice.
Increasing a score on the GMAT can greatly assist a person who is attempting to enroll in the business school of her choice. Students who have previously received a GMAT score with which they are not pleased have the option of taking the exam again, because most admission selection committees use the score from the most recent GMAT.
Instructions
1. Focus on your weak areas before you schedule the GMAT test. Knowing your weaknesses is a good thing. If you know that you did poorly on a certain portion of the GMAT, make it a point to spend extra time studying that topic before you take the GMAT again. Make it your goal to turn your area of weakness into a strength. Once you have mastered one area of weakness, move on to any other areas in which you could use extra practice.
2. Focus on answering correctly, not quickly. Understand that the people who compose the questions on the GMAT know that certain portions of the test are timed. Do not let your emotions get the better of you. Take your time and read through each question entirely rather than focusing on the amount of time you have left on a certain part of the test.
3. Eliminate the wrong answers from the multiple choices. If you are not sure of the correct choice on the GMAT, eliminate each answer you know is wrong. Know that the more wrong choices you eliminate will increase your chances of answering correctly.
4. Finish the entire GMAT. Remember that failing to complete any part of the GMAT will cause you to have a lower score. If you are not sure of an answer, it is better to make an educated guess because it will lower your score far more to leave an answer blank. GMAT's chief psychometrician, Vice President of Research & Development Dr. Lawrence Rutner, reportedly said, "Random guessing is like shooting yourself in the foot, but leaving answers blank is like shooting yourself in both feet." Do not let your score suffer because you have not completed the whole GMAT. Time yourself while you are taking practice GMAT exams at home, in a training class, or online. If you can finish an entire exam during your prep time, you should be able to complete the real GMAT with ease. Practice tests will also give you the confidence you need to succeed.
Tags: answering correctly, area weakness, business school, GMAT score, like shooting
You'll need to study a great deal of information in preparation for the MCAT, the standard admission test for medical schools.
Medical colleges and schools use the same standardized entrance test, and it's not an easy one. The Medical College Admission Test, better known as the MCAT, has been offered since 1928 and as of July 2010, was undergoing its fifth revision. To be successful on this test and be accepted into medical college you'll need to study extensively.
Test Basics
Almost all medical colleges require prospective students to take the MCAT prior to entrance into the school. The test is offered at various times from January through September each year by the Association of American Medical Colleges. It tests your knowledge of biological sciences, chemistry, physical sciences and communication techniques such as reading and writing. It is a combination of multiple-choice questions and essay questions. During the test taking process you are allowed three breaks, which much be completed in less than 5 hours and 30 minutes.
Studying
If you're interested in applying to a medical college, you should take the MCAT in your junior year of college, using the end of your sophomore year and the summer before junior year to study. It's recommended that you take this entrance test in the spring, which allows time to retake it prior to entering medical school if you are dissatisfied with your score. It is possible to set a self-study schedule, but other options exist. Some schools offer undergraduate courses for MCAT preparation, and several third-party study guide books and courses can be found.
Test Scores
The MCAT has four basic sections: physical science, verbal reasoning, biological sciences and writing. Of the former three sections, each are scored on a scale from one to 15, with one being the lowest and 15 being the highest. These scores are then added together. The average score is 24, and because competitive schools are looking for a combined score of 30 or above, high test scores are critical to gaining admission. Also required is a passing score on the writing element of the MCAT, which is graded by a person and a computer.
Retaking the MCAT
It is possible to retake the MCAT. It can be taken three times per year, although you cannot be enrolled for two different test dates at the same time. Even though this entrance test can be taken more than once, it's not always advisable to do so, says Cornell University's Career Services Department. Because medical schools have access to your scores from each time the test is taken, you'll have to do well each time. It is also possible to void the test on the day of the exam so it will not be scored. If you do decide to void the test, you'll have to take it again before being accepted into most schools.
Tags: entrance test, accepted into, biological sciences, each time, junior year, medical schools
Black women over 40 can find scholarships to help with tuition.
If you are a black woman over age 40, you may qualify for scholarships as a woman, scholarships as a black person, scholarships as a black woman over age 40 and scholarships for non-traditional students, which are generally defined as students who are older, returning to school after a hiatus or returning to school as a parent. Finding scholarships for college can be a daunting task, but there is a lot of free money to be had out there. Narrowing your search by factors such as ethnicity, gender and age will help you find results faster.
Jeanette Ranking Foundation Grants for Low-Income Women
This scholarship is as narrowly defined as a scholarship can be --- it is reserved for black women who live in high-poverty areas and are over 35 years of age. Applicants must be able to communicate or cast a vision that will have an impact on society in a substantial way and must be pursuing a technical or vocational education, associates' degree or a first bachelor's degree. Interested women can read complete eligibility requirements and apply online at rankinfoundation.org.
Jeannette Rankin Women's Scholarship Fund
1 Huntington Road, Suite 701
Athens, GA 30606
706-208-1211
info@rankinfoundation.org
rankinfoundation.org
Dr. Wynetta A. Frazier Scholarship
The National Hook-up of Black Women offers two categories of scholarships annually, one of which is called the Dr. Wynette A. Frazier "Sister to Sister" Scholarship. This scholarship is awarded to single or divorced black women who are at least 25 years old and are returning to college. Candidates may have dropped out of college to care for children. The National Hook-up realizes these women have added responsibilities that the traditional student does not and so offer a scholarship to aid their educational pursuits. Interested applicants can read more online at nhbwinc.com. Local chapters provide scholarships too so interested women should check their local Hook-Up chapter to see if they offer a scholarship to non-traditional students.
Scholarship Committee
National Hook-Up of Black Women, Inc.
1809 E. 71st Street, Ste. 205
Chicago, IL 60649
773-667-7061
nhbwinc.com
NANBPWC Scholarships
The National Association of Negro Business and Professional Womens Clubs offers a number of scholarships to qualified applicants. One of those is targeted at black women over age 40. The Dr. Blanca Moore-Velez Woman of Substance Scholarship is aimed at women more than 35 years of age and residing in the state of North Carolina. Women must be undergraduate students already enrolled in college. Applications are accepted online at nanbpwc.org from December 1 through March 1.
National Association of Negro Business and Professional Women's Clubs
1806 New Hampshire Ave., N.W.
Washington, DC 20009
202-483-4206
info@nanbpwc.org
nanbpwc.org
Tags: Association Negro, Association Negro Business, black woman, black woman over, Black Women, black women, Business Professional
Becoming a paralegal can lead to a high paying career. It does not require as much training as a lawyer but you do get to perform a lot of the same duties under the supervision of a lawyer. The primary difference between a lawyer and a paralegal is that a lawyer can set fees, give legal advice and try cases. But as far as drawing up contracts, legal research and argument preparation these are primarily the jobs delegated to paralegals. Being a paralegal is challenging and financially rewarding. The work can be as diverse as a small office or a large corporation.
Instructions
1. Find a reputable school. Paralegal studies are all over the place. Some are reputable some are not. The most important certification for paralegals is the American Bar Association. You can find a list of the approved schools at the ABA web site.
The three primary was to be trained as a paralegal are: two-year program at a community college, four-year bachelor's program at a major university, certificate program meant for graduate students. Options one and three are easier with today's economy.
Paralegal Certificate programs are offered by such major universities as UCLA, USC, University of Michigan and NYU. They are usually offeredthrough an extension program.
2. Apply for your choice of paralegal studies. Most reputable paralegal programs have some sort of admissions standards. If you have a bachelor's or master's degree you are almost assured of admission provided the applications aren't coming in at overwhelming numbers.
If you have a high school diploma or an associates degree, the program may have you take a qualification exam followed by a face-to-face interview. The point of the interview is to assess your motivation and follow through. The interviewer does not want to waste a spot in the program nor does he want to take your money if you don't seem to fit.
Application fees vary buyt junior colleges tend to have little or no fees at all.
3. Attend the program with a passionate focus. Whether your paralegal program is six months or two years, you must pay attention at all times and work tirelessly at studying. Everyday invaluable information such as tax laws, divorce papers, wills, briefings will be flying at you. The more you absorb, the better you will be able to effectively manage the duties of a paralegal.
The focuses differ depending on what type of paralegal training you are in. The certificate programs tend to be about one field, such as corporate, CPA and real estate. The two- and four-year programs cover a more broad set of fields.
Get an early start on homeownership and buy a house in college.
Buying a home is a major investment, and as your property gains value, you can borrow cash from the equity or apply the equity to another home. Unfortunately, buying a home isn't easy for some. And if you're a college student, acquiring a home loan can prove challenging due to a limited credit history or low income. But that doesn't mean you can't meet a lender's qualifications and purchase a property.
Instructions
1. Build credit early and maintain a good rating. The earlier you start building a credit history, the easier it becomes to qualify for a home loan. Get a credit card or loan in your name once you turn 18, then make timely payments to your creditors. Keep balances low to help raise your personal score. Lenders look for a score of 680 or higher for a mortgage loan.
2. Get a job. Many lenders will require at least two years of consistent employment before considering you for a home loan. Acquire employment while in school and be prepared to show W-2s or tax statements.
3. Spend less and save your cash for a down payment. Some students have poor budgeting skills and don't save their money. To buy a home, you generally need a five to 20 percent down payment.
4. Find a co-borrower. Lenders vary, and some may deny your home loan application because of a short credit or employment history. Speak with your parents or other adults--possibly your siblings--to see if one will become a co-borrower or co-signer on your home loan application.
Tags: home loan, credit history, down payment, home loan, home loan application
Being a judge for a speech competition among junior high students can be fun but you must have experience in competing in these competitions along with the knowledge of what to look for in order to correctly critique. It can be very rewarding for students that want to improve their skills of drama or acting for future references. The speech competition is judged in various categories and scored from 1 to 5 (5 being the best).
Instructions
judge a jr high speech competition
1. Determine which category the student or students are competing in. If it is a solo they may be competing in humorous or dramatic interpretation categories. If there are two they would be competing in duet and if there's more than two it is a group.
2. Look for Eye Contact. If the student is not looking at their audience (you the judge) then they would be scored low. If they have minimum eye contact then they could score a 3 and if they are always aware of their audience then they could score a 5.
3. Consider their body language. Are they acting out their presentation with confidence or is the student slouched over in obvious intimidation. If they are acting out a tv commercial then they should be displaying positive body language to promote their product. If they are reading a story and are not bringing the story to life with actions then they would score a low number. If they seem confident and able to tell a story almost without words then they can score a high number. Also the student cannot turn their back to the audience for most of the speech. This is completely wrong.
4. Judge how well they work with others. If they are working in a duet category or a group then they will be judged on how well they act and work with others in their group. If the duet seems confused and not going anywhere with their story or if one seems to take over then they are not working well as a duet. If the group seem unorganized, not knowing where to stand, bumping into each other, talking over another person's lines then they also didn't work well together and should receive a low score.
5. Score the student's movement. If they are doing a solo or working with others you must score how much or little a person moves. When they speak and their hands tend to move in a way that is distracting from the story then they will be marked down for that. If the opposite happens same thing. The student shoudn't be too stiff and shouldn't move too much.
6. Judge the projection of the voice. If the student speaks too low and you can barely hear them then they need to be marked off and if they are too loud the same thing will happen. The student cannot be overly dramatic and cannot be too insecure since scores will come down.
Tags: then they, they would, with others, body language, could score, same thing
You can correct spelling mistakes to produce prose that is comprehensible and effective. Just follow these steps.
Instructions
1. Pay attention to detail. Most spelling mistakes come from carelessness. Review what you've written. You will find your eyes landing on words that don't look quite right. This will probably correct the majority of your mistakes right off the bat.
2. Write down the misspelt word several times. Look up it's definition in the dictionary. Associate it with an image. These exercises will fix the spelling in your mind.
3. Use your ears. Sounding out a word will help to identify where you went wrong. For example, the word "acknowledgment" is one of the most commonly misspelled words in the English language. Most people forget the "d." Say the word aloud several times. You'll start to hear that "d" every time. Unfortunately, this method only works with some words. Consult a dictionary as a back-up for those tricky silent letters and vowel combinations.
4. Memorize the common rules of grammar. Knowing, for example, that "I before E except after C" can keep you from misspelling words like "receiving" or "piece." Do an Internet search for websites that offer free grammar guides, or pick up a writing guide at your bookstore.
5. List your most commonly misspelled words. Keep the list with you as you write. After a short time, you'll begin to memorize the troublesome words.
6. Spell check. You were waiting for this step, weren't you? The truth is, spell checkers are not perfect; they won't catch many homonyms and they won't help you learn. Nevertheless, spell check programs on word processing programs and email templates are easy to use. You can also download spell checks from the Internet or purchase electronic versions in book stores. Just remember--to really learn correct spelling, keep dictionary on your desk and refer to it often.
Tags: commonly misspelled, commonly misspelled words, correct spelling, misspelled words, most commonly, most commonly misspelled, several times
Borrowers with federal student loans and many types of private student loans can apply to defer payments while they are unemployed. This deferment keeps borrowers from defaulting on the student loans during times of little or no income. Unemployment deferment does not have negative effects on your credit score and might even help you to keep your score up while you are unemployed.
No Direct Effects
Putting your student loans into deferment status while you are unemployed does not directly affect your credit score in any positive or negative ways. Your lender will continue to report your loans as being in good standing while you are in deferment, even though you are not making payments on them. Therefore, nothing will change about how your credit score is calculated.
Avoid Late Payments
Deferring payments on your student loan helps you to keep your credit score from dropping. If you do not enter deferment, you might make late payments on your student loan that would lower your credit score. Lenders usually report late payments 30 days after they are due, and each late payment notice on your credit report lowers your score slightly. Entering deferment protects you from this credit-score damage.
Effects on Other Bills
Not all lenders offer deferment during unemployment. By putting your student loans in deferment, you free your limited savings and income to put toward other bills that still require payments. If your deferment allows you to make on-time payments on all of your other credit accounts, this protects your credit score from the damage that would result from late payments on your credit cards, auto loan, mortgage and other bills.
Exiting Deferment
If you defer your student loans, pay attention to the ending date on the deferment. If you are still unemployed, you can reapply for another time of deferment. Otherwise, you need to make payments again. If you miss a payment after deferment, this will hurt your credit score. In addition, unless your student loan was subsidized, interest accrues during deferment and gets added to the amount you owe when you exit deferment. This might slightly reduce your credit score at that time because part of your score considers the amount you owe. The reduction should be very small, though, and you will bounce back quickly as you begin paying down the balance again.
Tags: your credit, credit score, your credit score, student loans, your student, payments your
is a growing career field that provides job stability and the opportunity for advancement. Medical coders work in the billing and information offices of hospitals, clinics, medical insurance companies, and other healthcare businesses. To have a career as a medical coder, education leading to certification is essential. There are many different options for a medical coding education depending on your career goals.
Medical Coding Certificate Programs
Medical coding certificate programs can take up to a year. Most reputable certificate programs prepare the student to sit for one of the nationally recognized coding certifications. The Academy of Professional Coders offers the Certified Professional Coder certification, while the American Health Information Management Association offers the Certified Coding Specialist credential. Look for a program that is endorsed by either of those organizations.
Health Information Technician Programs
Associates degrees in Health Information Technology prepares students for careers as a medical coders or supervisors. Upon completion of the program, the student may sit for the Registered Health Information Technician exam or the CCS exam. Both credentials qualify the student for a career as a medical coder in a hospital.
Health Information Administration Programs
Bachelors degrees in Health Information Administration qualifies students to become office managers, health information managers or coding managers. The programs include medical coding education as well as other regulatory and medical education. Upon completion, students are eligible to sit for the Registered Health Information Administrator exam.
Considerations
Medical coders work in a variety of environments, including medical clinics, insurance companies and hospitals. Each setting has its own education and credentialing requirements. Research the settings in your area before deciding on your education.
Work Experience
Medical coding can be a high-stress position. Before beginning your education, it is helpful to work in a medical clinic's billing office or a hospital medical records department before embarking on medical coding education.
Tags: Health Information, coding education, medical coding, Medical coding, medical coding education, career medical, career medical coder
It's common to associate college life with binge drinking, frat parties and football games, but for most students, college life is much more than care-free partying. In fact, it can be a stressful time filled with uncertainty and unforeseen pressures. Fortunately, there are plenty of simple ways to alleviate the daily grind of college life.
Course Load
Picture the following: You have three midterms in the morning, a 25-page research paper due at noon, a presentation at 1:00, and then a four-hour lab that evening. That's a pretty typical college schedule, and it's stressful. Keeping up with all the studying, writing and reading is comparable to having a full-time job. Remember though, everything will get done as long as you learn prioritize and don't procrastinate.
Finances
Yes, there are some college students who drive Audi SUVs and park their yellow corvettes in front of the dining hall, but for most students, just scrambling up enough funds for their next meal is a challenge. College can be financially draining. Besides books, tuition and dorm costs, there are so many day-to day necessities that drain your finances quickly. Learn to budget, say no to eating out and find a part-time job. That should be enough to alleviate most financial stressors.
Peer Pressure
The desire to fit in is just as prevalent in college as it is in high school. For many individuals college is where lifelong friendships, networking opportunities and even future spouses are found. Hence, there is a strong desire to fit in, to be a part of something or paired with someone. There's nothing wrong with meeting new people and making friends; just don't feel pressured to associate with any and everyone just to fit in.
Away from Home
Some students love the sense of freedom college presents. For them, being away from home is a godsend. For others, though, college is their first real adventure away from home, so the move can be scary. And because it's so unnerving, it can also be stressful. The good news is that homesickness eventually goes away. Just become involved on campus, meet new people and explore new interests, and pretty soon you'll feel more comfortable in your new surroundings.
Re-defining Yourself
Perhaps, one of the most stressful things in anyone's life is defining themselves. Most college students have just entered legal adulthood and are still defined by their teenage years and what they achieved in their short past. In college those old identities are laid to rest, but finding a new one can be hard. But be thankful for the time you have to explore your options and really get to know yourself. Just have fun and discover as much as you can about yourself, your fellow classmates and the world, because, unfortunately, college life will come to an end fast, Start building fond memories as early as you can.
Tags: college life, away from, from home, most students
When a person seeks citizenship in the United States, he must prove proficiency in the English language. All too often, people fail to qualify because they relied heavily on their ability to read and write in English and not on the skills necessary to conduct a conversation in English that are required during your ESL Oral test. Here are some things that will help as you prepare for your ESL Oral exam.
Instructions
1. Understand what is important to your interviewer. Typically, you will be graded on your overall pronunciation, vocabulary, fluency, as well as the content of your answers. Some interviewers will place greater emphasis on certain aspects of your exam than others, but all will be interested in your command of these basic skills. The more you understand what is expected of you during this exam, the better you will perform.
2. Be prepared to answer the interviewer by including a part of the question you have been asked. By doing so, you will be more likely to answer the question in a complete sentence. More importantly, that will force you to answer the question in the proper tense, a factor that will impress the interviewer. Moreover, that will help you answer the question more accurately, and that will improve your ability to speak English.
3. Give complete answers to the questions you are asked, rather than a simple “yes” or “no.” Your interviewer will be endeavoring to grasp your command of English, so give expansive answers to the questions you are asked. One trick is to include reasons why you have answered the question as you have. This will allow the interviewer to see your command of the language as well as your ability to “think” in English.
4. Practice speaking in English often before your ESL Oral Exam. The more you converse in English, the more fluent in the language you will become. Have someone ask you questions in English, and then attempt to answer them with complete, well-thought-out answers. Not only will you be better prepared to impress your examiner during your Oral Test, you will be more likely to increase your use of English long after you have become a citizen of the United States.
Tags: that will, your Oral, answer question, your command, answers questions, answers questions asked
Community colleges provide degrees and training in one to two years.
Community colleges are two-year, post-secondary institutions that often provide students with the general education courses they need to transfer to a four-year college or the technical classes they need to enter the workplace in a specific trade. Each community college governs itself, but similarities exist for community college requirements and the cost of completing their degrees and programs.
Admission Requirements
Public community colleges generally have an open admissions policy that allows almost anyone to take classes from their institution. A high school diploma or GED certificate is usually required, but some colleges allow high school students to enroll in certain programs or courses, and possibly to earn dual credits. Very few community colleges have set academic standards that require students to have a specific grade point average (GPA) or standardized test score for admission, as most four-year institutions require. Specific programs at community colleges may have these types of requirements, but enrollment as a student taking general education courses is often open to everyone. Becoming a student at a community college requires completion of an admission application, payment of an application fee and submission of high school and other college transcripts.
Degree Types
Community colleges offer certificates and associate degrees. Certificates provide training in a specific field without requiring students to take general education courses. Those who choose to take the general education courses as well often graduate with an associate degree. This generally takes two years to complete and gives students the options of entering the workforce or transferring to a four-year college.
Course Requirements
The courses that you are required to take at a community college depend upon your major and the type of degree you are pursuing. Students seeking an associate degree must take general education courses such English composition, college algebra and speech. A student majoring in a science or health-related field will take more science courses than students majoring in art or literature.
Cost
Each community college sets its own rates for tuition and fees, so the cost can vary greatly depending upon your institution and whether or not you are a resident of the state where the school is located. Tuition is usually based on actual credit hours rather than a flat fee for the year.
For assistance in paying for your education, it's important to visit the financial aid office at the community college you choose to attend. They can assist you in securing grants, scholarships, student loans or other assistance to help you finance your education.
Tags: community college, education courses, general education, general education courses, high school, take general
The level of supervision given to employees can be an element of organizational behavior.
Organizational behavior is the way in which individuals within an organization behave. This includes both general employees and managers and day-to-day as well as long-term behavioral characteristics. Elements of organizational behavior might include an organization's aversion to risk; an organization's preference for promoting from within or hiring from external sources; the level of rigidity and formality surrounding its management hierarchy; and the organization's idea development process. Organizational behavior is notoriously hard to change. This is due in part to the fact that organizational behavior is hard to define. It is not written down in a memo somewhere or posted prominently on the company website. Most employees probably are not even consciously aware of the organizational behavior of the company. Additionally, organizational behavior is a product of potentially hundreds or even thousands of employees. This means that changing organizational behavior could require changing hundreds or thousands of individual behaviors.
Instructions
1. Identify the behaviors you wish to change. What is it that you feel needs adjustment within the organizational behavior of your company? Do you feel the organization is too risk-averse? Does the organization seem to overlook input from mid-level managers? Whatever the behavior is, you must identify it and clearly define it for yourself.
2. Find the incentives underlying the behavior. Almost all behavior is driven by incentives. Some incentives are clearer than others. For example, a production company that pays managers a commission based on number of units shipped gives incentives for managers to ship as many units as possible, perhaps at the expense of quality. Changing that manager's behavior would require changing his incentives. A more subtle incentive is avoiding extra effort. There tends to be a lot of inertia regarding organizational behavior. It is easier to do things the way they have always been done than it is to consciously change behavior.
3. Determine what new behavior you wish to see from management. It's one thing to say "I dislike Behavior X" and another thing entirely to say "I believe Behavior Y is superior to Behavior X." Before you set about doing away with "bad" managerial behavior, you need to have a clear idea of what the new "good" behavior looks like.
4. Reward the "good" behavior. If the new desired organizational behavior for your managers is intended to encourage them to consider more candidates for promotion from within rather than external candidates, consider something as explicit as placing a quota on the number of managerial hires that must come from within the company. This creates an incentive -- filling the quota -- to change the previous behavior. If you wish to see organizational behavior change so that the company more frequently considers input from lower levels of the organization, have employees evaluate their supervisors on how well they do this and include these evaluations in the manager's performance review.
5. Lead by example. Managers look to their senior managers for guidance and example. A senior executive who advocates a new policy but does not visibly follow it himself is sending the message that she does not really care about the new policy. If she doesn't care, why should her subordinates? Executives who fully embrace the new organizational behavior they are promoting are likely to see much greater adoption by those around them.
Tags: organizational behavior, from within, behavior wish, behavior your, good behavior, input from
Motivating students to participate in online classes requires patience.
Distance education has become a common method for students to conveniently complete coursework without having to attend a brick-and-mortar school. However, encouraging student participation in distance education can be a challenge because some people consider distance education programs to be complicated for technological reasons. Others express concern about the lack of face-to-face interaction of distance education programs, while still others might not feel the pressure to make significant contributions in an online discussion as they would in an in-person dialogue. Encouraging student participation in a distance education program requires patience.
Instructions
1. Demonstrate to students how distance education classes work. Present students who are interested in the possibility of taking an online course with an online tutorial of a distance education program format. For example, direct them to the websites of schools such as Liberty University, College of the Redwoods or the University of Missouri in St. Louis, which offer online video tutorials. Also, consider going over the features of an online platform in a physical instructional session for interested students.
2. Give students statistics about the growth in the use of long distance education. For instance, explain that according to Information Science Publishing at least 90 percent of postsecondary education schools offer distance education options and that more than 5 million students are active participants in distance education.
3. Explain the benefits of distance education. For instance, tell students who still are unsure about completing a distance education class that an online class gives them flexibility to complete their homework at times that fit their particular schedules. Describe how these students can more easily balance their course projects with their other personal and professional commitments. Emphasize that instructors in a distance education setting are just as available by phone or email as an onsite instructor to meet student needs.
4. Facilitate a discussion online that forces students to want to respond, once the students are enrolled in an online class. Ask open-ended questions in a discussion board setting that requires students to share their own experiences regarding a certain scenario, express their opinions on a controversial issue or ask questions regarding relevant class topics. Make responding to the distance education discussion at least a few times a week a requirement. Reply positively to students who participate in the discussion, acknowledging them by name.
5. Make an effort to know each distance education learner if you are facilitating an online class. For instance, email each student individually or even call each pupil to ask him about his progress in the distance education course so that you build a personal connection with him.
There are numerous scholarships available to students, which are awarded for various reasons and from multiple sources. Different scholarships have varying eligibility requirements that must be met to be obtained and are very competitive. Although there's technically no category for the "easiest" scholarships to get, students who are able to identify their personal strengths and things like specific affiliations may have a head up. Applying for scholarships that are relevant to the student's assets gets rid of a lot of the difficulty.
Significance
Scholarships can be awarded to a person for any number of reasons; it's just a matter of finding and applying to the ones that are right for you. There are even scholarships that are similar to a lottery drawing; you just enter your information and hope to get lucky. Wells Fargo has a College STEPS Scholarship Program, where it awards 100 scholarships worth $1,000 each, to high school seniors that are enrolling in college. You only have to submit an application one time to qualify for the eight different drawings they do every year. Big companies like Tylenol, Wachovia, Prudential, Target and Coca Cola are known for giving away scholarships. Discover Card is another one that grants the Tribute Award, providing ten scholarships worth $25,000 a piece and hundreds more valued at $2,500. The Horatio Alger Association also confers scholarships at the state level. To be eligible, a student must have a GPA above 2.0 and will be commuting to college.
Types
Many students find that the easiest scholarships to get are ones that are based on a talent they have or in an area they excel in. These types of scholarships don't necessarily factor in grades and the conventional merits; they focus on specialized areas and talents. Students who are creative and artistic can submit their work for a financial award. Writing an essay is a popular way to obtain a scholarship from a number of organizations. The following scholarships are examples of the above: The Calgon Take Me Away to College Contest, Americanism Essay Contest, TextbookX.com Scholarship Contest, College Prowler Essay Competition, Holocaust Remembrance Project Essay Contest, aBetterEarth.org Environmental Essay Contest and the National Peace Essay Contest. Additionally, there are many free scholarships and grants and are given to students who have a rare talent, ability or interest. There are scholarships for those who excel in knitting, designing greeting cards, skateboarding, trivia whizzes, cooking, designing clothes, photography, screenwriting and making commercials, to name a few.
Features
Many easy scholarship opportunities can arise from the relationship that a student has within a particular area, such as the military, a trade, religious affiliation, gender, ethnicity, background, political party, charity, community district, having a disability or any other extraordinary circumstances. The United Negro College Fund (UNCF) and the Hispanic Scholarship Fund (HSF) present several college scholarships to students who are of African-American or Latino descent. Students who have certain impairments may automatically qualify for grants from the relevant association. For example, there are the Scholarships for Survivors Program, Hemophilia Federation of America, Immune Deficiency Foundation, National Center for Learning Disabilities and Ulman Cancer Fund for Young Adults, all of which administer scholarships.
Potential
Other easy scholarship opportunities can arise from memberships in clubs. Even clubs that are based in the community where you live (Booster, PTA, Key Club, and Rotary) award students with scholarships every year. If you work or are a member of a worker's union, you may qualify for monetary awards. Many companies even offer scholarships to the children of their employees. If one of your family members was an alumna of the school you are going to attend, or in a fraternity or sorority, explore the scholarships that are exclusive to the above. Having a relative that is an alumni member often means that a student can automatically receive a deduction or scholarship towards the tuition of the school.
Considerations
Another way to get an easy scholarship is to apply for ones that are not too well known; your odds increase if there's only a small pool of applicants. For example, there are scholarships for students who are vegetarians, who are tall, have the funniest prom story or can make a great outfit using wool. Also, if a student has a dream job or company he would like to work for in the future, it's worth researching any educational programs that the company is affiliated with. For example, if a student wants to become a hairstylist, she may be able to work at a salon and attend vocational school at the same time. The salon may even pay for a number of the credits the student is taking. View the specifics of these and many more by visiting the first link provided below.
A passion for cooking can translate to a career in the culinary arts, but with a variety of institutions offering culinary programs, the choices are endless. To determine which programs are the best, a combination of location, culinary style and reputation may be the key to deciding which program makes the best fit. The following are culinary programs around the United States that consistently rate among the best options.
Institute of Culinary Education
Institute of Culinary Education, a New York City-based culinary school, was founded in 1975 and is open to students who have completed a minimum of two years of college or work-related experience. Prestigious awards, such as the 2008 IACP Award of Excellence for Best Vocational Cooking School, and alumni honors, such as the James Beard Awards and Food & Wine's Best New Chefs in America, make The Institute of Culinary Education a top school for aspiring chefs. Diploma programs include Culinary Arts, Pastry and Baking Arts, and Culinary Management.
Institute of Culinary Education
50 West 23rd St.
New York, NY 10010
(888) 354-2433
iceculinary.com
California Culinary Academy
California Culinary Academy features training in classical and contemporary culinary styles along with hospitality and restaurant management, business management and hotel operations. The curriculum is hands-on and lecture-based, and courses include baking and pastry arts, wine appreciation and culinary arts.
California Culinary Academy
625 Polk St.
San Francisco, CA 94103
(888) 897-3222
chefs.edu/san-francisco
New England Culinary Institute
The New England Culinary Institute, rated one of the best culinary schools by Chef Emeril Lagasse, offers on-the-job training and class sizes of 7 to 1 student-to-instructor ratio. The associate's degree in Culinary Arts is the most popular, but bachelor's degree options are also available. All programs have a paid internship component in food and cooking management.
New England Culinary Institute
56 College St.
Montpelier, VT 05602
(877) 223-NECI
neci.edu
Texas Culinary Academy
Texas Culinary Academy, which is housed in a 73,000-square-foot facility, has 15 years of experience in educating students. Located in Austin, Texas, TCA programs teach the basics in cooking and pastry-making, advanced studies in culinary arts and patisserie, as well as featured courses in purchasing, cost control and business. The facility amenities include a laboratory, a restaurant and a retail store.
Texas Culinary Academy
11400 Burnet Road
Suite 2100
Austin, TX 78758
(888) 559-7222
chefs.edu/austin
French Culinary Institute
French Culinary Institute includes esteemed faculty members like master chefs Alain Sailhac, Jacques Torres, and guest lecturers like Bobby Flay. The programs, which last anywhere from six weeks to nine months, combine French techniques with American influences to prepare graduates for the workplace.
French Culinary Institute
462 Broadway
New York, NY 10013-2618
(212) 219-8890
frenchculinary.com
Johnson & Wales University
Johnson & Wales University is the first school to extend a Bachelor of Science degree in Culinary Arts in 1993. The curriculum offers programs in nutrition, food services, baking, pastry arts and food marketing.
Johnson & Wales University
8 Abbott Park Place
Providence, RI 02903
(800) 598-1000
jwu.edu
Tags: Culinary Academy, Culinary Institute, Culinary Education, Institute Culinary, Institute Culinary Education, California Culinary, California Culinary Academy
A secondary application essay should discuss the applicant's motivations for becoming a doctor.
Admissions to medical school require both a primary and secondary application. The secondary application is an essay in which prospective students have the opportunity to share more information about themselves and their professional motivations. The essay plays an important role in the admissions process and is the basis for whether applicants are invited to interview. Although a secondary application is a personal statement and should reflect the character of the applicant, there are general guidelines for best structure the essay.
Instructions
1. Identify the audience. A secondary essay will be read by an admissions team generally consisting of staff, faculty, students and doctors. The Student Doctor Network, a nonprofit organization, advises that admissions teams typically spend only three to 10 minutes reading an essay, and therefore materials have to be both succinct and compelling. Additionally, take note of the particular strengths and focus of the medical school, and tailor the content accordingly.
2. Craft an introduction. The opening of the secondary essay serves as an invitation to draw the reader into the material. An opening statement can use a variety of literary mechanisms, such as posing a question or describing an action, to grab the readers' interest. Irrespective of the approach, an ideal introduction conveys a personal anecdote that effectively captures an aspect of the applicant's personality or experience as it relates to professional ambitions in medicine.
3. Describe motivations for wanting become a doctor. Using clear and focused language, explain the reasons for wanting to enter medical school. Remember that it is more effective to show rather than tell. For example, instead of writing, "I've always wanted to practice medicine," describe personal instances that reinforced ambitions to pursue work in the field. This component of the essay is also an ideal place to mention goals for future work in medicine, as well as interests in areas of specialization.
4. Call attention to unique qualities. Because a secondary essay functions as a personal advertisement, it should highlight characteristics, talents and experiences that set the applicant apart. Draw attention to particular skills, such as language ability, or activities, such as volunteer work or substantial international experience. Emphasize a balance between personal strengths of character, such as sympathy and generosity, and professional attributes like sound judgment and respect for diversity.
5. Detail qualifications and formal training. The secondary essay should reference the applicant's educational background and academic experiences, such as significant research, lab assistant positions and courses of study related to health and medicine. If applicable, the essay should also discuss work experience and relevant skills gained from professional opportunities.
6. Edit the essay. The last but arguably most important step in writing a secondary application is to review the material for grammatical accuracy and stylistic clarity. Make sure that the prose is focused and compelling, and that the essay conveys the central points of motivations, personal strengths and qualifications. Also, edit the essay to remove any redundancies, as these weigh down the pace of the statement and can be distracting to readers.
Tags: secondary application, secondary essay, essay should, medical school, application essay, personal strengths, secondary application essay
The grades you earn while attending a junior college in Singapore are very important. You need to get good grades so that you can go on to attend university and pursue a good career. It will take work, but with effort you should be able to achieve good grades. Read on to learn get good grades at junior college in Singapore.
Instructions
1. Attend your classes daily. This shows the teacher that you want to do well. Be at least five minutes early for class, but always be there on time.
2. Read your assignments before you discuss them in class. This will make it easier to make comments in class. Comment in class when appropriate. This helps the teacher to notice you.
3. Complete your homework on time and early. Double check your work before handing it in. Have someone read over your essays to check for mistakes before handing them in.
4. Study background information when available. This will give you a broader understanding of the subject.
5. Participate in study groups and extra labs. The group insight will help you to understand the concepts more fully. The extra labs will allow you to apply your knowledge effectively.
6. Seek the help of a tutor if you are really struggling with a specific subject. This should increase your understanding and the grade you receive.
Tags: good grades, before handing, college Singapore, extra labs, This will
Most English words are based on foreign words, and Latin and Greek in particular. An English word can be made up of three different parts: the root, a prefix and a suffix.
Roots
The root word is like the root of a plant -- it's the part of the word to which everything else is attached. Becoming familiar with common root words and their meanings will help you understand a number of other words based on those roots, even if you've never seen the word before.
Examples
The root "cred" comes from the Latin word "credere," which means "to believe." So words with this root usually have something to do with belief. For example, "incredulous" means "expressing disbelief," and "credible" means "believable."
Prefixes
Prefixes, such as "dis-" or "anti-," are added to the front of a root to form a new word. The new word will have a different meaning, but one that is related to the original root word.
Suffixes
Suffixes, such as "-ed" or "-able," are added to the end of a root word to form a new word. As with prefixes, adding a suffix changes the meaning from the original word.
Practice
Familiarity with common roots, prefixes and suffixes will make spelling, reading, writing and vocabulary much easier. Websites such as those listed below, as well as numerous root-based vocabulary books, provide exercises to help you improve your understanding.
Tags: root word, form word, with common, words based
EFC (expected family contribution) is the amount of money that a college student and her parents are expected to contribute to the student's college education. This number is used to calculate the financial aid packages of students. The higher the EFC of a student is, the more money he and his family are expected to contribute to his college education and the less financial aid he will receive. One way to receive more financial aid for college is to minimize EFC. The lower the EFC, the more money a student can receive in financial aid.
Instructions
1. Complete federal income tax forms as early as possible. The earlier that the student and parents complete their taxes, the earlier they will be able to fill out the FAFSA and have the student's EFC calculated.
2. Complete the FAFSA (Free Application for Federal Student Aid) early. By doing so the student will be able to to get as much financial aid as possible from the college that she chooses to attend. College financial aid is first-come, first-served. Waiting longer to fill out the FAFSA will decrease the likelihood of receiving as much financial aid as possible. The FAFSA can be filled out as early as the January preceding the start of the school year.
3. Make it the responsibility of the student to pay for college before the parent pays. Having the student use his money to pay for college expenses before their parent chips in lowers the expected family contribution number. Greater weight is given to the student's assets when the EFC is calculated, so having the student use up her resources first before the parents help pay for college costs will minimize EFC.
4. Put money in a 401k or IRA. Money that is in a 401k or IRA is excluded in calculating family EFC. Having more money in a 401k or IRA will minimize EFC by decreasing the amount of money and assets that are used to calculate how much the family should contribute to the student's education. Having less assets will minimize EFC.
5. Make major necessary purchases to lower assets. The more assets that a family has (i.e. money in bank accounts, stocks, equity, etc.) the higher the EFC for that family will be. Making a major purchase such as buying a car will lower a family's assets and minimize EFC.
Tags: more money, will minimize, amount money, assets that, college education, contribute student
A radiologist works with various high-tech imaging equipment to help diagnose medical conditions. To train in this medical specialty, you need an excellent academic record and solid recommendations from your dean or residency director.
Instructions
1. Ask local hospitals whether they have programs that lead to a radiological technician certificate. These programs aren't as intensive as a full 4-year college degree, but they do train you to work with medical imaging technology. Dental hygienist programs also give you some basic radiology training in taking and developing x-rays.
2. Start your radiology training as an undergraduate by finding a research project that lets you use medical imaging. Depending on the size and funding of your university, you may not have access to this equipment. If this is the case, ask your professors if they can put you in touch with a school that will let you use its facilities.
3. Attend a radiology graduate school for further training and coursework. Your intended career path will dictate whether you want try for a Master's, PhD or medical program.
4. Take additional classes in areas that interest you. Specialization in fields such as diagnostic radiology, computerized tomography, gastrointestinal or magnetic resonance imaging can help you market yourself to future employers. Even just general familiarity with the methods can give your resume an extra boost.
5. Finish your classroom and laboratory work and then find an internship for your final semester or year. If you are in a medical program, then you'll probably have to complete a residency at a local hospital before you can get your degree and professional certification.
6. Continue to train as a radiologist once you start working as one. Many industry groups offer conferences and online classes that will help you keep up with new technologies and procedures. Start searching at places like the Radiological Society of North America (see Resources below).
Tags: medical imaging, medical program, radiology training, that will
The analogy questions on the Graduate Records Examination (GRE) test your ability to determine relationships between words. Analogy questions require you to choose the pair of words that most closely matches the relationship between the given terms. Review your vocabulary as well as usual contexts and subtexts of words to prepare for analogy questions.
Instructions
1. Memorize as many of the high-frequency vocabulary words as you can. GRE study guides have a list of these words. Review this list to help build your vocabulary.
2. The common relation types used in the GRE can be found in GRE study guides and online. Common relation types include definition, synonyms, worker and tool. Review these relation types to become familiar with the types of analogy questions you will encounter on the test.
3. Define the relationship of the words in question for yourself before reading the answer choices for an analogy question. Defining the relationship first will help keep you from falling for a trick answer.
4. Eliminate answers that are only loosely related as you read the answer choices. The correct answer to an analogy question will have an equally strong link as the words in question.
5. Return to the words in question if you feel that more than one answer is a match. See if they can be defined in other ways or if there is a more narrow relationship between them. Return to the answer choices after redefining the relationship.
6. Use GRE practice tests and sample analogy questions to become familiar with analogy question types.
Earning a Ph.D. in Social Work does not mean that you have to saddle yourself with loans that will burden you for decades after you graduate. There are specific scholarships for Social Work grad students that you will not have to pay back. Some are earmarked for the study of specific minority groups. Some are further defined by a focus on particular issue that arises in a specific minority community. If you are currently enrolled as an undergraduate, make an appointment with a financial aid officer on campus to discuss all your grant options after you conduct some preliminary research so that you will know what questions to ask.
National Association of Social Workers Foundation
The National Association of Social Workers (NASW) Foundation is the largest organization of service social workers. It offers five different annual scholarships opportunities, each named after a significant person in the field. The NASW supports practice-based research so that graduate work is explicitly connected to helping the communities it studies. One of the scholarships, the Consuelo W. Gosnell Memorial Scholarships, can offer up to 10 awards between $1,000 and $4,000 each year to master's degree candidates who do work with and on American Indian, Alaskan Native, or Latino populations, or those students who work in public and voluntary nonprofit agencies. The NASW also offers money for support to write the dissertation and to create research projects that frame social work practice and policy issues with contemporary social and political issues.
Case Western Reserve University, Wayne State University, and Wellesley College
Case Western Reserve University, Wayne State University, and Wellesley College each offer comprehensive scholarships to support women and minorities' graduate studies expenses. At Case Western, the Lou Stokes Fellowship in Community Development provides tuition scholarships to students already working in community development who want to pursue graduate study. Included in the fellowship is both tuition and a travel stipend so that the student can keep working in the field. Wayne State University offers eight different scholarship opportunities to currently enrolled graduate students. All are granted based on the academic achievement of the student. Some are earmarked for students from urban economically and/or academically disadvantaged backgrounds. Wellesley College, one of the top private women's colleges in the United States, offers 22 different scholarship and fellowship opportunities from their Center for Work & Service, two of which are open to women with undergraduate degrees from any institution. The rest are earmarked for Wellesley graduating seniors and alumnae. Wellesley's Center defines social work broadly to include a range of disciplinary fields.
The American Cancer Society and the National Hemophilia Foundation
Clinically focused social work scholarships are offered by the American Cancer Society and the National Hemophilia Foundation. The American Cancer Society provides a substantial scholarship to doctoral students who conduct research on the social needs of cancer patients and their families. The National Hemophilia Foundation provides scholarship assistance to doctoral students who are licensed to practice as a master's level clinical social worker in a bleeding disorders program. Each state has its own licensing requirements and application process. Information for both scholarships can be found on the University of North Carolina, Chapel Hill's "Grants for Social Work Students" web page, included in the Reference section.
Tags: American Cancer, American Cancer Society, Cancer Society, Case Western, Hemophilia Foundation