Find Financial Aid As A Married Student

Marriage and a college degree are not mutually exclusive.

Students intending to marry while they pursue a college degree should consider the decision carefully. The choice can have both positive and negative consequences on the amount of financial aid you receive. On one hand, by marrying, you are considered financially independent and won't have to declare your parents' assets on your Free Application for Federal Student Aid (FAFSA). On the other hand, both you and your spouse's income will be evaluated jointly, which can cause the total amount of your award to go down.

Instructions

1. Complete the FAFSA form. This is the basic form used by the United States Department of Education to determine aid eligibility. It is also used by universities and private organizations who issue grants and scholarships. Fill out the form whether or not you anticipate receiving aid from the government.

2. Visit your school's financial aid office to investigate internal funding opportunities. Though there is probably not a grant or scholarship set aside specifically for married students, there will likely be funds set aside for students in your department and college. Focus on local grants and scholarships to have the advantage of competing against a smaller pool of students.

3. Search the Internet for scholarships for married students. In the text box, put the terms "married," "scholarship" or "grants" in quotes to narrow your results. Enter the term "parents" in quotes if you have children.

4. Apply to financial aid programs at your spouse's place of employment. These programs are most prevalent for the spouses of government or university employees. However, some private companies such as the Coca Cola Corp. and KS Energy Services in Wisconsin set aside scholarship funds for the spouses and children of employees.

5. Search for scholarships designated for nontraditional students. The National Center for Education Statistics defines a nontraditional student as one who is older than 22, re-entering higher education after a long absence or has dependents (a spouse or children). Since more married students are likely to fit these criteria, nontraditional student scholarships are a good opportunity to apply for funds and compete against a smaller pool of applicants.

Tags: married students, against smaller, against smaller pool, college degree, grants scholarships, nontraditional student

Reliable Ways To Earn Money For College

Students need help in meeting the high cost of post-secondary education.

With college tuition costs soaring to $20,000 per year, students and their families face great challenges in earning the money necessary to pay for post-secondary education. Fortunately, several resources exist that promise to help ease the financial burden of a meaningful education.

Employment

One way for students to earn money for college is to work part-time during high school and full-time during the summer. Students lack the work experience necessary for higher wages, and consequently only earn minimum wage, which isn't enough to pay the thousands of dollars needed for tuition. Students who start working as soon as they reach the legal age of employment have the advantage, especially if they save as much of that money as possible. Students who work part-time during the school year gain experience that not only looks good on college applications but makes it easier to find a full-time, seasonal position during the summer. Many students find employment in the service sector which includes retail and food services.

Scholarships

Students who graduate high school with high academic standing and high SAT scores may earn admittance scholarships from the college they choose to attend. Scholarships recognize and encourage academic excellence considering students must have high grades to receive one, and they must maintain a certain grade point average to remain eligible for a renewal.

Participating campuses participate in the Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study (FWS) and Federal Perkins Loan programs. Administered by campus financial aid offices, these programs are need-based, dependent on the other forms of aid a student receives and are subject to availability according to each school's budget. Each school possesses a specific amount of funds each year, so students must apply early to increase their odds of receiving a portion of these funds.

Student Loans

The U.S. Department of Education offers Perkins Loans and Federal Family Education Loans (FFEL). Lenders include the United States government, banks or credit unions. For students to be considered eligible for either of these programs they must complete a Free Application for Federal Student Aid (FAFSA). Once approved, students receive a subsidized loan based on financial need. Students without demonstrated financial need can still receive either loan, but in such cases loans are not subsidized.

Grants

Unlike student loans, grants do not have to be paid back. Common sources of funding for grants include federal and state governments, colleges and universities and private and public organizations. Grants may be reserved for students from low-income or disadvantaged backgrounds, including racial minorities or the disabled population, mature students or students pursuing careers in much-needed fields. Amounts often vary depending on degree level and subject taken.

The United States government offers federal grants based on financial need. Federal grants include the Pell Grant, the Academic Competitiveness Grant, and the National Science and Mathematics Access to Retain Talent Grant. These offer low-income students the chance for social and economic mobility from post-secondary education. Students must complete a FAFSA in order to qualify for a federal grant.

Many states also offer students the chance to earn need-based funding to help ease the financial burden of attending college. For example, Michigan offers grants to a variety of students, including undergraduates, academically excellent, low-income and adult students. States pay for these grants through state lotteries that attract billions of dollars per year.

Tags: financial need, post-secondary education, based financial, based financial need, during summer

Get Approved For A Private Student Loan With Bad Credit

Get Approved for a Private Student Loan With Bad Credit

Having bad credit may seem like a major obstacle when trying to get approved for a private student loan. Usually you'll need a co-signer to get approved for this type of loan, but this is not always the case. The important thing is to do plenty of research on the various financial institutions that offer student loans for people with bad credit or no credit history, because they do exist. Be persistent and you'll get approved for a private student loan sooner or later.

Instructions

Instructions

1. Determine your financial needs for the particular school or program you are applying for or have been accepted by. Be as accurate as possible about the amount of money you need. Interest on private loans starts to accrue when the loan is given, so don't take more than you need. Factor in your tuition, room and board, scholarships, grants, work study funds and federal aid. The remaining balance should be your private loan objective.

2. Choose your lender. Shop around for the most appropriate lender for a person in your situation. Lenders vary quite a bit in the amount of money they will give you and the interest rates they apply. Check with your current financial institution to see if they offer something for students with little credit history or bad credit. Choose a lender that offers low interest rates and opportunities to lower that rate through punctual payments and automatic debits.

3. Complete the application process. You will need to provide as much information as possible regarding your income and debt. You'll probably need to supply pay stubs and tax returns. Do not misrepresent any information about yourself.

4. Choose a co-signer. This is almost always necessary for students with bad credit history. Lenders generally will not lend money if there is too much risk involved. Dependent students can usually use a parent or sibling as a co-signer. Independent students can use a spouse to co-sign.

5. Stay in contact with the lender to see if your loan was approved. Most lenders notify borrowers of loan approval within a few days of the application submission and supply funding within two weeks.

Tags: credit history, amount money, Approved Private, Approved Private Student, interest rates

Pharmacology Phd Programs

Determining drug interactions is one role played by pharmacologists.

A PhD in the field of pharmacology can lead to a very lucrative career. The rate of job growth in the pharmaceutical sector is expected to remain above average through 2018, according to the U.S. Bureau of Labor Statistics. Those holding a PhD in pharmacology play an important role in the growth of this field. These researchers are responsible for determining various applications for new drugs, their toxicology and how they interact with other drugs.

Mayo Graduate School

The Mayo Graduate School in Rochester, Minnesota, offers a PhD program in pharmacology. Students at the Mayo Graduate School benefit from the name recognition that comes from graduating from an institution associated with the Mayo College of Medicine and the world-renowned Mayo Clinic.

The PhD program at Mayo emphasizes seven areas of specialization: virology and gene therapy; molecular biology and biochemistry; the neurobiology of disease; biomedical engineering; immunology; molecular pharmacology and experimental therapeutics; and translational and clinical science. Students have an opportunity to pursue a joint MD/PhD option as part of the program, and may benefit from generous financial aid packages that include stipends for living expenses.

The core curriculum of the PhD program covers areas such as genome biology, chemical principles of biological systems, biostatistics, molecular biophysics and molecular genetics.

Ph.D. Training

Mayo Graduate School

200 First Street SW

Rochester, MN 55905

507-538-1160

www.mayo.edu

Emory University

Another option for a PhD in pharmacology is Emory University's molecular and systems pharmacology program. Emory University's medical school is considered to have one of the top medical programs in the nation. In 2010, the medical school as a whole was ranked No. 20 by U.S. News & World Report for medical research in the United States. Its pharmacology program is generally recognized as one of the best in the nation.

Emory offers a joint PhD/MD program. The graduate degree program emphasizes several areas of research: microbiology and molecular genetics; ecology, population biology and evolution; biochemistry, cell and developmental biology; neuroscience; nutrition and health science; molecular pathogenesis and immunology; genetics and molecular biology; and molecular and systems pharmacology. Students accepted to the program at Emory can benefit from generous financial aid packages that include tuition waivers and stipends for living expenses.

Molecular & Systems Pharmacology Program

Department of Medicine

Emory University/Atlanta VA Medical Center

1670 Clairmont Rd.

Mailstop 151-P

Decatur, GA 30033

404-321-6111, ext. 7053

pharm.emory.edu

Georgetown University

Georgetown University in Washington, D.C., offers a PhD program in pharmacology through its Department of Pharmacology. Graduate courses are offered in areas such as biochemistry, physiology and advanced pharmacology as part of the required curriculum. Students take their comprehensive qualifying exams as early as the third semester of the program.

Emphasis is primarily placed on the doctoral dissertation. Faculty mentors work closely with students in the construction of the PhD dissertation. Faculty specializations vary widely, and include areas such as the molecular mechanisms of Alzheimer's disease, temporal dynamics of neural networks and transcriptional regulation.

Department of Pharmacology

Georgetown University Medical Center

3900 Reservoir Road NW

Washington, DC 20057

202-687-7007

pharmacology.georgetown.edu

Tags: Emory University, Graduate School, Mayo Graduate, Mayo Graduate School, areas such, benefit from

College Athletic Scholarships

The National Collegiate Athletic Association (NCAA) and National Association of Intercollegiate Athletics (NAIA) offer college athletic scholarships, but student athletes are not necessarily entitled to college athletic scholarships. An athlete must perform well on the playing field in order to be considered for one.

Types of Athletic Scholarships

There are two kinds of college athletic scholarships available. They are partial scholarships and full scholarships. Both scholarships are mandated by the NCAA and have set parameters.

Partial College Athletic Scholarship

The partial athletic scholarship will not cover the entirety of tuition and fees for the athlete, but it can waive either tuition for a set number of semester hours and the fees included within those classes, or it will deduct the scholarship amount each semester from the athlete's tuition.

Full College Athletic Scholarship

A full college athletic scholarship will pay for the athlete's tuition and fees. If the athlete signs a scholarship offer before entering the university, the athlete is entitled to four years of scholarship.

Walk-on Athletes

Walk-on athletes who make the team, depending on their performance in the subsequent season, can be offered a partial or full scholarship. This is dependent on the coaching staff whether or not to offer the walk-on athlete a scholarship. Under NCAA rules, no walk-on athlete is entitled to any financial assistance from the university or the NCAA.

Books and Supplies

Books and supplies for the classes are not covered under full or partial scholarships. Books and supplies are covered by the student athletes. The NCAA or NAIA is not allowed to distribute checks to the athletes. This would be considered unethical because the athlete is perceived as taking bribes or kickbacks.

Division III Athletes

Division III athletes do not receive any kind of assistance, varsity or otherwise, from the NCAA or NAIA.

Tags: athletic scholarships, athlete entitled, athlete tuition, Athletic Scholarship, athletic scholarship, athletic scholarship will

Find The Weighted Average Of A Set Of Numbers

It is relatively easy to find the simple average of a set of numbers. Find the sum of the numbers and divide that by the number of terms in the set. For example, if Mary’s test scores are 90, 80, 100, and 90, you can find the average by adding 90 + 80 + 100 + 90. The sum is 360. Divide 360 by the number of test scores (4), so 360 / 4 = 90. Mary’s average is 90. What if one of the tests counted twice or three times as much as the others? This would be an example of a weighted average problem. Weighted average problems tend to appear on standardized tests such as the GRE or GMAT.

Instructions

1. Start with a sample problem. Say you have a group of x numbers with an average of A1, and another group of y numbers with an average of A2. Find the combined or weighted average of the numbers in groups x and y. [x (A1) + y (A2)] / (x + y).

2. Follow with a second sample problem. Suppose 20 percent of the class scored 80, 30 percent scored 85, and 50 percent scored 90. Find the average of the entire class. Since there are three sets of average, the combined or weighted average is [x (A1) + y (A2) + z (A3)] / (x + y + z). If the class size is 100, then [20 (80) + 30 (85) + 50 (90)] / 100. 1600 + 2550 + 4500 / 100. 8650 / 100 = 86.5.

3. Learn to work with large sets of numbers. Occasionally, a standardized test problem may give you the weighted average while asking you to find the average of a set within the group. For example, if an entire class average is 86.5, and we know that 20 percent averaged 80 and 30 percent averaged 85, what is the average of the remaining 50 percent? The combined weighted average is [x (A1) + y (A2) + z (A3)] / (x + y + z). 86.5 = [20 (80) + 30 (85) + 50A3] / (20 + 30 + 50). 86.5 = (1600 + 2550 + 50A3) / (20 + 30 + 50). 86.5 = (1600 + 2550 + 50A3) / 100. 86.5 = (4150 + 50A3) / 100. Multiply both sides by 100. 100 (86.5) = [(4150 + 50A3) / 100] 100. 8650 = 4150 + 50A3. 8650 – 4150 = 4150 – 4150 + 50A3. 4500 = 50A3. 4500 / 50 = 50A3 / 50. A3 = 90.

4. Eliminate answer choices. Going back to the example from step 1, if you are pressed for time on the GRE or GMAT, you may be able to eliminate answer choices by eyeballing and back-solving. If 20 percent averaged 80, 30 percent averaged 85, and 50 percent averaged 90, find the weighted average. You know that the weighted average has to be between 80 and 90. Also, 50 percent averaged 90 while only 20 percent averaged 80, so you know the weighted average is closer to 90 than 80. Further, we know that the weighted average must be less than 87.5 (the midpoint between 85 and 90). You have 50 percent at 90, and only 30 percent at 85, with 20 percent at 80 pulling it down from 87.5. Just by eyeballing, you know the answer is greater than 85 and less than 87.5. That should eliminate a few answer choices.

5. On standardized tests such as the GRE or GMAT, you may not always be able to solve numerically. Instead, you may have to solve in terms of variables. Suppose the average of 100 scores is N. If the average of 20 scores is Q, the average of 30 scores is W, what is the average of the other 50 scores? Let x = the average of the other 50 scores. N = (20Q + 30W + 50x) / 100. 100N = 100 (20Q + 30W + 50x) / 100. 100N = 20Q + 30W + 50x. 100N (– 20Q – 30W) = 20Q + 30W (-20Q – 30W) + 50x. 50x = 100N – 20Q – 30W. 50x / 50 = (100N -20Q – 30W) / 50. x = (100N – 20Q – 30W) / 50. x = 10 (10N – 2Q – 3W) / 50. x = (10N -2Q – 3W) / 5.

Tags: percent averaged, weighted average, 4150 50A3, 100N 100N, 1600 2550, answer choices, average scores

Scholarships For Students With Medical Problems

Scholarships for Students With Medical Problems

Financial aid for students suffering from medical problems falls into three main categories of federal and state funding including local and regional educational grants and scholarships. University financial aid is also made available to students with medical problems. Corporate grants and financial relief is also offered by corporate organizations such as Nike, Honda, Microsoft and Hewlett Packard. The terms medical condition covers all mental, emotional and physical chronic problems which adversely effect student life.

Schering-Plough Corporation "Will to Win" Asthma Scholarship

The Schering-Plough Corporation offers two scholarships of $5,000 to high school seniors suffering from asthma. The scholarship is awarded to students pursuing college education in the academic fields of athletics, student government, performing and visual arts, and community service. Eligibility requirements include a 3.5 GPA and an official academic transcript. The award is offered only to U.S. citizens who show proof of having received any scholarship in a related academic discipline.

American Academy of Allergy, Asthma and Immunology (AAAAI) Award of Excellence Scholarship

This scholarship is open to all U.S. citizens who enroll for college studies and covers tuition and related academic expenses. AAAAI provides two need-based scholarships of $1,000 each coupled with several $100 merit-based scholarships.

National Association for Learning Disabilities (NALD)

The NALD administers the Ann Ford Scholarship to all U.S. based, college-bound students battling chronic learning disabilities. The scholarship provides $10,000 to a student of learning disability condition enrolled in any area of academic study. The scholarship is offered on a yearly basis.

Autism Society of America (ASA)

The ASA administers several educational grants and scholarships to autistic individuals pursuing undergraduate, graduate, research and professional studies. This includes the Eden Services Charles Hoens, Jr., Scholars Program which offers educational funding opportunities for all autism related disorders and attention deficit disorders, including severe depression. Detailed information about autism educational grants can be found on the NSA website, www.autism-society.org.

Pfizer Epilepsy Scholarship Award

This corporate grant is offered every year to a student applying or enrolled in an undergraduate and/or graduate degree program. The scholarship requires that the student show official medical proof of being an epileptic patient. This means that the applicant has to attach records of being under a certified doctor's care for epilepsy. The $3,000 scholarship is merit as well as need based.

The Lilly Moving Lives Forward Reintegration Scholarship

The Reintegration scholarship is given to students whose academic life is suddenly interrupted by severe mental illness. This includes bipolar disorder, schizophrenia, mental retardation and related chronic disorders. The scholarship amount varies depending on the severity of mental illness of applicant. The fund covers all tuition and academic expenses.

Tags: educational grants, academic expenses, covers tuition, educational grants scholarships, grants scholarships, mental illness, related academic

Ncaa Basketball Scholarships

NCAA Basketball Scholarships

NCAA men's basketball has strict regulations on how many scholarships each team can give, and who they can give them to. A scholarship means that a particular student-athlete does not have to pay tuition, housing and book fees while enrolled at the university. These scholarships are called "full-ride" scholarships. However, a school can choose to divide its scholarships and give half or quarter scholarships to increase the amount of scholarship offers given out in a year.

Number of Scholarships

Men's Division-I teams are allowed 13 full-ride scholarships that can be broken up any way the university sees fit. You could see 26 players with half scholarships on a given team, however, it would be highly unusual. Division-II schools are allowed 10 full-ride scholarships. Women's Division-I basketball teams are allowed 15 full scholarships, while Division-II teams are allowed ten.

Eligibility Requirements

High school students applying for basketball scholarships must meet minimum requirements to become eligible for a scholarship. Athletes must graduate high school and achieve a grade-point average of at least a 2.0 on a 4.0 scale. This transfers to a "C" average. Furthermore, athletes must achieve at least an 820 on their SAT test. If students do not meet these requirements they are ineligible for an NCAA scholarship.

What is Included?

A student-athlete that receives a full scholarship should expect full tuition, housing, books and transportation to be paid for by their university. Partial scholarship student-athletes can expect to have some of each paid for by their school. Exactly how much of each amenity is to be determined by the student and the school.

Tags: full-ride scholarships, teams allowed, allowed full-ride, allowed full-ride scholarships, paid their, tuition housing

Complete An Online School Group Project Successfully

Online school team projects require a clear schedule.

Taking your classes online offers the convenience of flexibility with your schedule. Some classes may require online collaboration on group projects as part of your coursework. If this is a requirement, you may find yourself dependent on fellow students for a good overall semester grade. To ensure your online team project is successful, you must all be on the same page and have clear roles for each group member.

Instructions

1. Introduce yourselves to each other. Giving a little work/life background helps to break the ice and makes everyone aware of the schedule and commitments of fellow class group members. This will ensure planning of time lines that reasonably accommodate everyone.

2. Follow project guidelines to the letter. Many school assignments are graded according to a rubric that is based on the assignment's guidelines. According to the Michigan State University, a rubric is a scoring tool that makes grading of assignments easy and consistent. It specifies the criteria of the project and levels of quality for grading purposes.

3. Divide the assignment into equitable sections based on the project guidelines. Let group members decide which section(s) they would like to work on. This can be done on a first come, first served basis, or you might decide on a different method.

4. Designate one section for editing, compiling and submitting the assignment. One group member should concentrate on this portion to ensure a thorough job is done. This will ensure that all aspects of the assignment have been covered and the work is properly credited.

5. Set dates for checking in with other class group members on the progress of the project. Use the online workspace or discussion area to update each other on individual project tasks. This keeps the team cohesive and ensures everyone is doing their part behind the scenes.

6. Set dates for submitting the drafts and final individual work. Use this time frame to gather feedback, help and new ideas from fellow project members before the project is put together as one. This is a great way to have a more comprehensive project that will earn high grades.

7. Submit the project by the due date. Since actual submission by the due date is the crucial step of getting a grade on the project, leave enough time for final proofing and submission.

Tags: group members, class group, class group members, each other, group member

Selfdiscovery Writing Topics For Journals

Self-Discovery Writing Topics for Journals

A private journal can be an enormous source of strength, solace, and self-discovery. Because you process thoughts differently when you write than when you speak, it can also be a wonderful place to figure out who you are. When you write in your journal, practice free writing: do not censor or go back and fix anything. Write whatever occurs to you and keep going, no matter how odd it seems.

Your Authentic Self

Try this exercise to reconnect with your childhood self: imagine you at age ten. Someone gives you the one thing you have always wanted. Is it a toy or book? Is it a hug? Is it kind words? Describe the object or action, and how it affects your childhood self. Now, write the same thing from an adult perspective: imagine someone is giving you something you have always wanted. What has changed as far as your needs? Do you still want the same thing? What does this say about you as a person then and now?

Spirituality

Can the idea of the Divine feed your soul? To focus on this aspect of yourself, take a walk in a place that feels peaceful, and search for a rock. Hold the rock in your hands, and think about it -- this rock has been the same for thousands of years. What has it experienced, in this place of peace? If this rock could somehow understand you and your connection to the world, what might it offer you from its place of peace, stillness and longevity? What might you learn from this kind of wisdom? How might you find stillness and peace like this yourself?

Your Relationships

Everyone has at least one difficult relationship in their lives. Writing through some of these issues can offer clarity and peace. Write a letter you don't intend to send to a person with whom you've had problems. Write a scene in which the two of you are having a peaceful interaction. What is it about this relationship that blocks such a peaceful and calm scene? Can you imagine new ways to relate to this person to gain peace, love, or at least a calm acceptance?

Your Goals and Dreams

Sometimes you might feel you are losing your identity in relation to someone else, perhaps a parent or an employer. Imagine who you would be if you were free from your obligations to family and friends. Write a scene where you are doing something completely by yourself. Describe the scene in great detail. Describe your actions and how they make you feel. Are you painting in an artist's loft? Are you volunteering for a cause that matters to you? Are you enjoying a relaxing cup of tea as you read a book? Brainstorm ways you can get to this moment -- or a moment very much like it -- given the life you have now.

Tags: about this, always wanted, childhood self, have always, have always wanted

Saving Money Tips On College Tuition

Saving Money Tips On College Tuition

So you've decided to enroll in college classes to start or finish your degree. You worry that about the cost of college tuition fees and the fact that you still have other bills to pay and maybe even a family to raise. Well there is financial hope and some great saving money tips on college fees. Enrolling in an online degree program may just be your best bet. There are a lot of options to save money on college classes using distance learning and going to college in general.

Instructions

1. Saving money on college tuition fees starts by filling out your FAFSA application(Free Application for Federal Student Aid). I will include links for all of the websites and programs that I recommend in this article at the end. Free money for tuition is the best place to start your process. Online degree programs qualify for the same Federal Financial Aid as on-site campus educational programs as long as the program is accredited.

Even if you don't think you'll qualify, still fill out the FAFSA. Many times even if you don't think you qualify you do. So do yourself the favor and give it the time and do it. There could be Federal Grant or Loan money available for you. REMEMBER, Grants are free money for you! You never have to pay anyone back and grant money can be used to help with childcare, bills, books and many other expenses.

Note-Remember to have your FAFSA results sent to school(s) you will be attending.

2. Contact the financial aid office of the school you will be attending. Distance Learning can seem daunting sometimes because you don't have the easy opportunity to walk to the campus if you have questions, but schools usually have 800 numbers and are there to help you. They may be able to link you to possible grants or scholarships available only through the school. Remember the motto; "You won't know unless you ask."

3. Find as many scholarships that you qualify for and apply for them. It's free money and a lot of it goes untapped. Most scholarships only require a small essay with the application.

4. Lower level classes from a local community college will almost always have lower college tuition fees than a lot of online colleges. Many times the prices are over 50% cheaper and some even allow you to go at your own pace, rather than follow a structured format. Be sure and verify that any school you chose for either lower or upper level classes is accredited. The links to the schools I will have for you at the end of this article are all accredited and have national recognition.

5. Come tax time, make sure and use either the Hope Tax Credit or Lifetime Learning Credit. There are different rules and requirements for each so make sure and verify which one you qualify for. Most Income Tax software kits will help you through this process as well.

6. Many companies offer discounts to students, so if you are in need of a computer, calculator or general supplies, ask before you buy if they have a student discount. Here are a few other discounts to look into as a college student.

-Auto Insurance

-Gym Membership

-Cell Phone

-Bus/Train/Metro tickets

Tags: college tuition fees, tuition fees, college classes, free money, level classes, make sure, Many times

Get A Degree In Physics

The Theory of Relativity was concocted by famous physicist, Albert Einstein.

A physicist asks questions about the universe and seeks out the answers. According to the Princeton Review, the most successful types of physicists gain a bachelor's degree to get a master's which eventually leads to a doctorate. Without a graduate degree, you may find it difficult to find work as a physicist; otherwise, you may have to settle for basic lab duties.

Instructions

1. Get a bachelor's degree in physics. According to the U.S. Bureau of Labor Statistics (BLS), a bachelor's degree in physics is common in many colleges and universities. Typical courses include atom physics, thermodynamics, optics, electromagnetism and quantum mechanics. A bachelor's degree takes approximately 4 years to complete.

2. Apply to graduate programs. The criteria for admission typically includes a bachelor's degree in physics or a related subject; a specific grade point average, depending on the school; official student transcripts for proof; GRE test scores; letters of recommendation; and an essay, according to the Kent State University Department of Physics.

Before applying research different graduate schools along with the strength of their programs and the requirements for entry. Choose at least 5 schools that you believe you would qualify for and that have good programs.

3. Acquire a master's degree in physics. According to the BLS, a bachelor's degree is the prerequisite for a master's degree in physics and takes approximately 2 years to complete. A master's degree program prepares students for physics-related research and development that can be applied to private industries or teaching jobs in high schools or community and junior colleges.

4. Apply for a PhD program. As with the master's program, make sure to research schools before sending in your applications.

5. Gain a PhD degree in physics. According to the BLS, graduate students receive training in mathematics, theory and methodology. About 190 universities offer PhD degrees in physics. Many study for a doctorate immediately after receiving a bachelor's degree. A PhD program in physics takes 6 years to finish and culminates with a dissertation that includes original research. A PhD is required for most positions such as basic research, independent research within the industry, faculty positions at universities, and managerial positions.

Tags: bachelor degree, degree physics, bachelor degree physics, degree physics According, master degree

Get A Student Loan Without A Cosigner No Job And No Credit

When you don't have a job or any credit history, private lenders often require you to have a cosigner who will repay the loan if you don't. However, the federal government understands that students often need to borrow money to attend school and offers a few types of student loans that do not require a cosigner, credit history or proof of income. These federal student loans are your only hope if you aren't creditworthy enough to borrow from private lenders.

Instructions

1. Gather your financial information, including your bank statements and last year's tax return.

2. Navigate to the Free Application for Federal Student Aid website.

3. Fill out the FAFSA with your financial information. If you are a dependent student, you will also need to provide your parents' financial information. If you are married, you have to provide your spouse's information.

4. List the school you will be attending in the section of the FAFSA that asks for it. That way, the government will send the information to the school so it can plan your financial aid package.

5. Call the financial aid office at your school and ask if it has any other paperwork you need to fill out to apply for financial aid. If so, complete and submit these forms.

6. Read the award letter from your financial aid office when it arrives. If the letter does not list any student loans, such as Stafford, Perkins or PLUS loans, call the office and ask if you can get a student loan. Stafford loans are available to all borrowers and PLUS loans are available to graduate students without negative credit history. Perkins loans and subsidized Stafford loans are awarded based on financial need, so you might not get these unless your income is low.

7. Sign the award letter that lists your student loans to accept the award.

8. Fill out the forms your school provides to complete your student loan agreement for each type of loan. After you fill out the forms your first year, you will be able to borrow from these loan programs in later years just by accepting your school's financial aid award letter.

Tags: student loans, your financial, award letter, credit history, financial information

Study For Mental Health Nursing On The Hesi

Psych or mental health nursing is one of the areas nursing student are tested on during the hesi exit exam. It is important to study effectively in order to be well prepared for these questions.

Instructions

1. Read up on all the mental illnesses in your hesi book and know the signs of each one.

2. Know the proper medication for all the mental illnesses in your hesi book.Know what time of day they should be given, labs that need to be monitored, dietary restrictions and pertinent side effects like decrease in libido.

3. Be aware of extrapyramidal side effects and neuroleptic malignant syndrome. Know the characteristics of each and treatments if any.

4. Practice a lot of mental health questions. Learn apply therapeutic communication and provide care to patients gradually.

5. Study depression carefully and be aware of care for the suicidal client. know respond to a client with a plan to harm himslef and get this information from the client.

Tags: your hesi book, hesi book, illnesses your, illnesses your hesi, mental illnesses, mental illnesses your, side effects

What Kind Of Degree Is An Associate'S In Early Childhood

An associate's degree in early childhood education prepares prospective primary school teachers with the necessary skills to excel.

An associate's degree in early childhood education prepares its students with skills needed to teach children from infancy through eight years old, depending on the school system and state in which they would like to teach. This degree prepares its graduates to continue on to achieve their bachelor's degree in primary school education. Prospective primary educators are generally required to obtain at least an associate's degree in early childhood education.

Length of Time To Achieve

Achieving an associate's degree in early childhood education usually takes about two years to complete, provided you follow the suggested course schedule at the college you are attending. The program usually calls for the completion of 64 credits in prescribed course work, based on a two-semester system.

The Curriculum

While earning your associates in early childhood education, there will be a variety of classes you will take, outlined and described in the catalog of the college you attend. The curriculum for an associate's in early childhood education includes classes that will help you to assess the educational need of students, conduct field trips and parent conferences, develop class and training objectives, maintain relationships with students, conduct appropriate discipline and much more.

Potential Jobs

Earning your associate's in early childhood education generally sets you up to continue your education in pursuit of a bachelor's degree in early primary education, although there are jobs available for you without having to earn your bachelor's degree. An associate's degree will prepare you to fulfill requirements for jobs such as a lead preschool teacher, a child librarian, a daycare provider and in some states even a pre-school director. Each state's requirements for these jobs differ, so make sure to check before applying.

Cost to Receive the Degree

The cost of earning an associate's degree in early childhood education is the least expensive childhood education degree to earn. The program's cost varies from school to school. Generally, an associate's degree in a state school, particularly a community college, will cost anywhere between $5,000 and $8,000, plus the cost of fees and books. Some private alternatives can cost 10 times as much.

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Laws Regarding Entering Canada After Getting A Dui Charge

People with DUI convictions usually cannot enter Canada.

Canada has strict rules regarding who may cross its border and does not allow people with criminal records to enter, including people with DUI convictions. If a person has had a DUI conviction in the last ten years, in general he cannot enter Canada; however, in special circumstances he may be able to get a temporary permit or apply to be considered rehabilitated.

Inadmissible Status

Canadian law considers DUI a significantly serious offense no matter when it occurred. Any US citizen who has a DUI on his criminal record can be barred from entering Canada. DUI is one of the criteria for being placed on inadmissible status, which means that in most cases Canadian authorities will not allow the person to cross the border. Authorities only consider DUIs that occurred within the last ten years.

Temporary Resident Permit

If a person with a DUI conviction needs to enter Canada for a specific purpose, she can apply for a temporary resident permit. This permit allows her to enter Canada for a specific period of time. Temporary permits cost about 200 Canadian dollars (about $195 US dollars). These are only granted under exceptional circumstances. Humanitarian matters----i.e. visiting a minor child living in Canada----usually qualify for these permits, as do matters of national interest.

Criminal Rehabilitation

After a period of five to ten years, a person who was convicted of DUI may be deemed rehabilitated and allowed entry into Canada. Individuals may apply for rehabilitation five years after conviction. This application costs $180 US dollars. Individuals must not have been convicted of any other crime during the five-year period. To apply, individuals must submit a copy of all documents relating to the DUI conviction, including court documents, certificates from local police and the FBI, proof that all sentencing requirements have been completed, a copy of the exact law that was violated and a detailed explanation of the circumstances surrounding the violation. Individuals must also get three letters of reference.

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Medical Schools Near Baltimore Maryland

The coastal city of Baltimore, Maryland rests scenically on the Atlantic Ocean and is a gateway to the Northeast region of the United States. Less than an hour north of the nation's capital, Baltimore is more than just crab cakes. The city is home to two medical schools both ranked in the top 50 by U.S. News & World Report.

Johns Hopkins University

Johns Hopkins University School of Medicine was ranked the third-best medical school in the country for the 2010 academic year by U.S. News and has enjoyed the No. 1 spot several times, an honor than often goes to Harvard. Founded in 1887, Johns Hopkins has been a perennial leader in research and medical practice. Also, Johns Hopkins Hospital ranks No. 1 in several specialties, including ear, nose and throat; gynecology; and neurology.

University of Maryland

University of Maryland School of Medicine ranks 40th in the nation and is another accomplished program. Founded in 1807, the University of Maryland is older than Johns Hopkins and is the fifth-oldest medical school in the country. Though it is ranked significantly lower than its counterpart, the University of Maryland is a state-funded school and takes advantage of federal benefits.

Admissions and Enrollment

Getting into either Johns Hopkins or the University of Maryland is tough. Johns Hopkins' acceptance rate is a slim 6.8 percent, while Maryland is slightly better at 7.2 percent. Both schools, however, are diverse and accept a proportionate number of women and minorities. Both schools require an official application, specific undergraduate coursework and MCAT scores. Maryland gives its residents an incentive that makes tuition about $10,000 cheaper than for out-of-state students. Johns Hopkins costs roughly $45,000 a year as of 2011, but both schools offer financial aid and scholarships to those who qualify.

Uniformed Services University

The Uniformed Service University of Health Sciences is a federal medical school less than an hour south of Baltimore in Bethesda, Maryland. If you are a member of the Armed Forces or have made a commitment to serve in a particular branch of the Armed Forces, then your education is free. Considering the amount medical school costs and the time it takes to pay off student loans, this may be an appealing option.

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The Requirements To Take The Toefl At Gpc

The Test of English as a Foreign Language or TOEFL allows International students to attend college in the United States. The TOEFL measures a student's ability to read, use and understand English at the university level. Georgia Perimeter College, or GPC, requires that students meet the minimum requirements set by the TOEFL in order to complete testing with few exceptions.

Testing

GPC does not provide the TOEFL test to students on campus. Testing must be completed at a testing site of your choice in the location where you completed high school. There are testing locations in Georgia that provide the TOEFL test. A list of testing locations can be found on the TOEFL website.

Registration

You can register to complete the TOEFL over the Internet, by mail or in person. Registration over the Internet requires that you have a Visa, MasterCard, American Express, JCB or Discover credit card. As of 2011, American Express, Discover, JCB and MasterCard are not acceptable forms of payment in Benin, Cameroon, Cote D'lvoire, Ghana, Kenya, Nigeria and Togo. You must register at least seven days prior to the testing date in order to be allowed to test. You can also pay using electronic check or a voucher obtained from a local TOEFL iBT Test Resource Center. Late registration is allowed up to three days prior to the test for an additional fee of $35. The cutoff for phone registration, which requires one of the listed credit cards, is seven days before your testing date. Late registration is allowed by phone until 5 p.m. on the last business day before the test with the $35 fee. When registering by mail your paperwork must be received by the TOEFL registration offices at least four weeks prior to your testing date.

Age

There is no age designation for the TOEFL but in order to enroll in GPC you must be at least 18 years of age or possess a high school diploma or GED.

Exceptions

Individuals who have taken previous college courses in the United States and Canada (except Quebec), Australia, the United Kingdom, Ireland, the English-speaking Caribbean and New Zealand are not required to complete the TOEFL. You must have college- or university-level transfer credits in English composition in order to qualify for an exception to this rule.

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Rutgers University Phd Programs

Rutgers, the state university of New Jersey, was originally a private institution founded as Queens College in 1766. By 1956, the university took on its present form, with campuses in Newark, New Brunswick and Camden. Today, Rutgers claims more than 50,000 students enrolled in its 280 degree granting programs, including numerous doctoral programs.

Ph.D. in Education

This doctoral education program is designed to prepare students to become academic, government or private-sector researchers. The program equips students to develop new knowledge about education and related processes, lead in the development of research, instructional and outreach programs, and advance effective and effectual educational practices for students. The Rutgers education college also offers doctoral concentrations in education theory, organization and policy, and education learning, cognition, instruction and development.

Doctor of Philosophy in Nursing

Rutgers' doctor of philosophy program is designed for registered nurses who have demonstrated commitment to playing a leading role in the initiation, illumination and cultivation of nursing cognition. The nursing school also offers a doctor of nursing practice program.

Ph.D. in Business

The business program at Rutgers Business School allows graduates to pursue teaching positions at business schools in the United States and abroad. Students may also pursue opportunities in the public sector, including information technology and management science or research. The business college also offers doctoral degrees in international business, economics, management science, finance, organization management, supply chain management and five other areas of study.

Doctor of Philosophy in Social Work

The School of Social Work offers a doctoral program designed to equip students for careers in higher education, research, and advanced positions in social policy and administration. This program is ranked as one of the top programs of its kind in the nation.

Doctoral Program in Psychology

The psychology program equips students pursuing careers as researchers in both academic and nonacademic settings. Students work with Rutgers faculty on research projects of interest to the team. Clinical training can lead to a position as a clinical scientist.

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Pick Out Clothes For A Trip

Pick Out Clothes for a Trip

You are about to embark on a trip and want to make sure that you pack the items that you need. This article will help you by providing you with sort of a checklist.

Instructions

It's In the Bag

1. Make a checklist: This is the simplest method to making sure you have everything. Just write down what you are taking and check it off when you actually put it in the bag. Some people go wrong because they just check it if they think about it.

2. Pick Clothes according to Type of trip: Is it business or pleasure? Obviously a business trip requires different clothing than a backpacking trip. So the first thing is to decide where you are going and why.

3. Where is the trip: Where you are going on the trip will determine if you need to bring layers, winter clothing or a bikini.How long will you be there?

4. Make a checklist: Start with the essentials such as the travel kit with soap, toothbrush and other normal items. Add clothes for everyday where. If is is business then suits and professional dress clothing should be at the top of the list.List going out to dinner or a show clothes.List casual clothes for downtime.Of course, if this is a vacation then you should flip this list around and leave off the business clothes.List outer garments such as sweaters, blazers, or coats according to the weather at the location you are going to. Always be mindful that evenings and mornings will generally dictate a light sweater, even in warm climates.

5. Pick your favorites: Everyone has that favorite outfit that they love and that flatters them. Put this in the bag first. It will make you feel more comfortable in a new environment. You can even base the rest of your packing around that outfit if you like. Most people pick their favorites first and then add to it as needed.

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How Long Does It Take To Become A Teacher

Teaching requires a high level of education and preparation. Standards have increased as efforts continue to address problems in schools and improve student outcomes. Specific requirements are set by individual states, so there is no one timetable. All states, however, follow some general guidelines so you can estimate how long it will take to become a teacher.

Types

The traditional path to becoming a teacher starts with a bachelor's degree in education from an approved teacher preparation program accredited by the National Council for Accreditation of Teacher Education or the Teacher Education Accreditation Council. This is necessary in all states to be certified and teach in public schools. You should plan on a minimum of four and probably five years to satisfy all the requirements to become a teacher. Those who already have a bachelor's degree in another field can pursue an alternative preparation program in most states that takes one to two years.

Function

The undergraduate curriculum of a teaching preparation program takes four years of full-time university study to complete. Prospective teachers take courses in educational methods, philosophy and psychology. Other courses are designed as preparation to teach specific subjects, including literature, mathematics, natural and social science, music and art. Those preparing to teach in secondary school frequently major in the field they will be teaching.

Features

A key feature of teacher preparation is hands-on student teaching. In the past this involved practice teaching during the course of undergraduate study and that still fulfills the requirements in many states. In recent years several states have adopted a one-year professional development program following the awarding of the bachelor's degree and includes supervised teaching and additional coursework.

Effects

Once a prospective teacher has met the educational requirements, she must pass the certification exams mandated by the state Board of Education. The exams include basic skills exams and exams for teaching at different grade levels. These vary slightly in different states but generally consist of early childhood development (kindergarten and early grades), middle school and secondary school.

Significance

Most states have alternative paths to becoming a teacher. All require a prospective teacher to have a bachelor's degree in some field. Due to teacher shortages in many states, non-teaching professionals are actively recruited. In a non-traditional path, the person is placed as a teacher under close supervision for one to two years and takes the required coursework from an approved program while teaching. He must then pass the regular certification exams.

Considerations

Although you can become a preschool teacher without certification in some states, this practice is declining and you should plan on getting a bachelor's degree in Early Childhood Education. Teachers moving from one state to another may run into some problems with reciprocity since there is no national standard. However, if you take and pass the National Board for Professional Teaching Standards exams, all states will allow you to begin teaching. You may still be required to pass local board exams. Ongoing professional development is mandatory in every state. For career advancement to supervisory positions, many states now require a master's degree.

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Study For Spanish Class Exams

Studying with a friend can help you score better on an exam.

Learning Spanish can have its fair share of challenges. However difficult those challenges may be, learning another language has countless benefits. Not only can it help you get a job, it creates a deeper understanding for languages in general. Studying for Spanish exams is essential if you want to score well. There are many different things you can do to prepare for your Spanish exam. Gathering all your materials and finding a quiet place to study is the first and easiest thing you to do.

Instructions

1. Review the latest vocabulary terms you learned in Spanish class. If these terms are objects in your house, place a name tag on these objects to help you remember the Spanish translation. Every time you use that object, say the Spanish translation aloud. After time, this new vocabulary will stick with you.

2. Use learned verb conjugations in sentences when writing or speaking. Create your own sentences interjecting the correct verb conjugation. Have the teacher or a fluent friend check your work.

3. Create flashcards to help you remember feminine versus masculine nouns. Some words are considered feminine, while others are considered masculine in the Spanish language. Flashcards that have either "el" or "la" followed by a word will help you remember which words are feminine and which words are masculine. Look out for the exceptions! Words such as "el agua" and "la mano" are examples of exceptions.

4. Reread any passages that you believe are of importance. Assigned reading assignments should be reread for comprehension. If you have trouble seeing an overall picture from the passage, draw pictures to help create a sense of what is going on. Put the pictures together to form an idea of what the passage is about. You can also form a study group and enlist the help of peers with a better level of comprehension to help you.

5. Practice writing an answer to response questions. Have a friend ask you questions, then write your response on a white board to practice your writing skills. Check for the correct sentence order, vocabulary usage and verb conjugations. Your exams will more than likely have a question/answer portion. Teachers often test your reading and writing skills on Spanish exams.

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Prepare For The Ap English Tests

Prepare for the AP English Tests

The Advanced Placement (AP) English tests provide the opportunity for high school students to earn college credit for their advanced-placement English studies. There are two different AP English exams available to high school students: the English Language exam and the English Literature exam. Both of these tests require students to demonstrate their English competency by answering multiple choice reading questions and composing written responses to provided prompts. There are a number of things that high school seniors can do to prepare themselves for the examinations.

Instructions

Reading

1. Keep up with class assignments. Much of what you will be tested on on the AP exam comes from the reading you do throughout your approved AP course. If you fall behind in your reading, you will not be able to catch up in time for the exam. Keep on track with your reading to ensure that you possess the knowledge necessary to succeed on the exam.

2. Pay attention to the specifics of written works. Knowing the exact title, author and publication date of a work is highly important. Check the author, title and publication date frequently as you read the work to commit the information to memory.

3. Consider the context of the writing. You will likely be asked to explain how a piece of literature is relevant to the time period in which it was produced. As you move through the reading, consider what was going on in society during the time period, thereby ensuring that you understand the context of the written work.

4. Re-read complex text selections. If you do not understand a written section, re-read the passage. Highlight any areas that you find challenging as you read, and revisit them at a later date, with assistance from a teacher if necessary, to ensure that you understand the entire work.

5. Use a dictionary or thesaurus when necessary. When you encounter words that you do not understand, look them up. This enhanced vocabulary will assist you in being successful when you take the test.

6. List all of the works you have read during the course. Keep a running list of all of the works that you have read, along with the author of each work. You can use this list as a study guide, refreshing your memory on the books that you have read.

7. Watch the time. Both versions of the AP English exam offer testers only one hour to complete the multiple choice reading section. Keep a close eye on the time while you test, to ensure that you have adequate time to complete the section.

Writing

8. Write for pleasure. Write in a journal, or write short stories regularly. This practice improves your overall writing skills, and may lead to a better score on the writing portion of the AP exam.

9. Think about your writing. After you write, consider what you did well and what areas you still need to focus on. This recursive thinking will assist you in improving your writing and identifying your areas of weakness.

10. Thoroughly read the prompt. When taking the AP exam, read each prompt completely. The prompts often contain easily missed nuances or multiple questions. Read carefully to ensure that you do not miss anything.

11. Pre-write before you begin. Don't just jump right into writing. Take time to think and pre-write before you begin so that you have organized your thoughts before you begin composing your essay.

12. Provide specific examples. Do not speak in generalities, but instead provide concrete examples to back up your statements.

13. Pace yourself. You have two hours to complete the written section if you are taking the AP literature exam, and two hours and 15 minutes if you are taking the AP language exam. Check the time frequently to ensure that you have time to address all prompts.

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Score Well On An Ap Math Exam

Dozens of Advanced Placement (AP) exams make gaining college credit as easy as taking a test. You'll increase your chances of success through study and preparation. Math is represented by two AP tests in calculus-Calculus A for beginning classes and Calculus AB for more advanced. Follow these steps to score well on an Advanced Placement math exam.

Instructions

1. Enroll in an AP calculus course at school to learn what is covered on a math exam. Calculus often follows 4 years of previous secondary school math. Home schoolers can also prepare for an Advanced Placement exam through independent study. Some states offer Advanced Placement exams online.

2. Check with the College Board for available resources to help you study for your exam. Exam review CDs are one option for calculus.

3. Practice for the AP calculus exam through the College Board's free-response questions. All you need is a computer with Adobe Reader or another pdf viewer. Other web-based reviews include Learning Express. Practice tests in Learning Express are immediately scored with an explanation of the answer. See if your school or public library provides free access to the learn-a-test database offered by the Learning Express Library.

4. Take an AP math review class to learn tips and recommendations. Search for a legitimate provider through an educational institution. Review classes provide an opportunity to further practice for an upcoming AP math exam, and they also offer study strategies.

5. Focus on differential and integral calculus for the Calculus AB exam. For example, know solve different types of problems using integrals.

6. Remember to show all your work in working out an equation. You may gain partial credit on the exam when you show partial solutions.

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Get A Master'S Degree In One Year

A master's degree does not need to take more than a year.

A master's degree is a specialization in a specific field, such as education, business or arts. The programs vary in the number of necessary credits to graduate and while some degrees are not possible to obtain in one year due to the number of credits, there are master's programs which take only one year to complete.

Instructions

1. Look into specialized master's programs in the field of study, such as a master's degree in finance. Avoid generalized degrees, like an MBA which traditionally takes longer and requires more credits to graduate. Focused master's programs often require fewer credits and eliminate general classes.

2. Research and select a college that offers a one year master's degree program in the field of your choice.

3. Read the school's curriculum and determine the number of credits necessary to graduate. The number of credits will vary depending on the degree and the type of required classes. To get a master's degree in one year, the course should offer a degree after obtaining approximately 30 to 33 credits. If it requires 50 to 60 credits, the program will require two years.

4. Take a full course schedule for each semester. A full time master's student takes 12 credit hours at most schools. Some schools will allow a maximum of 12 credits while others might allow up to 15 credits, depending on the school. Take at least 12 credits per semester.

5. Take summer classes. The only way to graduate in a single year rather than a year and a half is taking summer classes. For example, if both semesters took 12 credits, there are 24 credits by summer. Taking 6 credits during summer, or two summer classes, will result in a degree if the credits required are 30. Take a third class if the degree requires 33 credits.

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What Courses Must A Medical Examiner Take In College

The role of a medical examiner is crucial to the legal process. A medical examiner determines a wide range of factors that contribute to the deaths of people in various matters. They give testimony in court, they perform autopsies and chemical screenings, and they conduct investigations into questionable deaths. Medical examiners often perform work in support of forensic investigators and county coroners, but in some jurisdictions medical examiners are tasked with performing those roles in place of an investigator or coroner.

Undergraduate Course Work

Those interested in studying to become a medical examiner will want to undertake basic pre-med coursework in their undergraduate program. This includes biology, chemistry, introduction to anatomy and physiology, neurobiology and principles of medicine. Also, introductory coursework in psychology and kinesiology should be included. Several introductory courses to pathology should be taken at the undergraduate level as well, to provide a solid foundation for graduate and post-graduate work in the medical examiner field.

Graduate Course Work

At the graduate level, prospective medical examiners must pursue coursework that culminates in either an M.D. or D.O. (doctor of osteopathy) degree from an accredited program at a university. The courses taken at the graduate level include advanced study of anatomy, physiology and biochemistry. Also, for prospective medical examiners, a large share of the coursework is dedicated to intensive study of pathology and forensic pathology. Several university programs offer specific programs for medical examiner licensure, but most will have to obtain a standard medical degree and focus on becoming a medical examiner in their residency program.

Residency Requirements

Medical examiners must complete two years of residency training under real world conditions, similar to any other type of doctor. The choice of residency program ultimately determines the success or failure of a prospective medical examiner. Most often, the best fit for medical examiners is to sit in residence at the pathology department of a major hospital or medical research facility, or work directly in residence for a coroner or forensic pathology department.

Continuing Education Course Work

A medical examiner will have to undertake coursework throughout the duration of her career in order to keep her licenses and certifications up to date. Most of these courses will focus on advances in procedures, technology and techniques, all of which greatly assist the medical examiner in her day-to-day work. There are extensive online courses designed to satisfy the ongoing credentialing and license requirements for medical examiners.

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Be Arrested For Payday Loans

Taking out a payday loans is a means for an individual to get his hands on some cash quickly for a short period of time. However, the penalties for failing to pay back a payday loan are steep. Not only will the lender likely charge late fees to the borrower but, if the loan is large enough, he might initiate other legal actions against him. However, under no circumstances can the borrower be arrested for failure to pay.

Debtor's Prisons

Debtor's prisons, in which a person is arrested and jailed for failing to pay back money he owes, do not exist in the United States. They are banned by federal law. (A single exception exists for parents who are delinquent in paying child support.) Therefore, a person who owes money on a payday loan cannot be arrested for failing to pay back that loan, no matter how late he is or how much he owes.

'Hot' Check Laws

Some states have laws that make it a criminal offense to pass a "hot" check, a check that the person knows will not clear when the recipient attempts to cash it. Many payday lenders demand that borrowers provide a postdated check, which the lender can cash when the debt comes due. Even if this check does not clear, the borrower cannot be charged with violating a state's hot check law, unless the lender can prove the borrower intended to not pay back the debt.

Penalties

Not only can a person not be arrested for failing to pay back a payday loan, but lenders are not allowed to falsely threaten incarceration to debtors. Doing so is a violation of the Fair Debt Collection Practices Act, a federal law. If a lender does falsely threaten imprisonment, the debtor has the right to sue the lender for damages. However, the debtor is still not absolved of his original debt to the lender.

Exceptions

While a debtor can't be arrested for failing to pay a debt, he can be arrested for other offenses that indirectly stem from his failure to pay the debt. For example, if the lender brings a lawsuit against the debtor, the judge hearing the case may issue a number of orders to the defendant. If the debtor fails to comply with these orders, the judge may hold him in contempt of court, which is punishable with jail time.

Tags: failing back, arrested failing, payday loan, arrested failing back, back payday, back payday loan

How Can My Child Get Grants For College

Nearly 75 percent of private college students receive financial aid and 60 percent of public college students get loans, grants and scholarships, according to CNN Money. Statistics like these encourage parents to see what help is available for their children. The federal government distributes most of the grants and loan guarantees to encourage college attendance and improve the lives and education of the American public.

Types

Financial aid may be in the form of grants, scholarships, loans and loan guarantees, but grants are a large share of the aid offered in 2010. Some students who do well in college do not qualify for scholarships; likewise, some students who qualify for scholarships cannot get grants because family income is too high. The Pell Grant is the best-known federal grant for college students, and it is need-based.

Action

Students who are seniors in high school should complete the Free Application for Federal Student Aid as early as possible. The FAFSA is the entry form to most of the federal and state grant money, including the Pell Grant. Many colleges use this form for distribution of private funds as well. About four weeks after the FAFSA is completed, the student will receive a Student Aid Report listing the expected family contribution (EFC) figure that determines grant qualification and ultimately, the amount of grant entitlement.

Considerations

Family income and resources, including the number of dependents and other children in college, determine the EFC figure. The U.S. Department of Education uses a formula for calculation. It considers the status of the student --- dependent, independent or independent with dependents. The formula also includes the cost of education, since some colleges are more expensive. The Pell Grant program pays a maximum of $5,550 in 2010 in grant money, or $2,775 each semester for a full-time student, so this covers a smaller percentage of expenses for private colleges.

Significance

Once the student completes the FAFSA and receives the EFC figures, parents can review the result and develop a plan for college funding. Grants do not provide total college funding. Students often combine grants, loans and part-time employment to complete college with the least debt possible.

Warning

Students must complete the coursework for one semester to be entitled to grant funding for the following semester, and must complete a new FAFSA each spring for additional grant money. The year runs from July 1 to June 30 for Pell Grants and most federal grant money. FAFSA completion has a June 30 deadline, but early applicants often get funding that others do not. As with most free money, it may go faster than expected.

Tags: grant money, college students, Pell Grant, college funding, federal grant, grants scholarships, loan guarantees

Find The Best Dorms At The University Of Georgia

The University of Georgia, is located in northern Georgia in the college town of Athens, Georgia. This public university prides itself on its school spirit and small-town atmosphere. If you are a current student or one who will enroll soon, read on to find out pick the best dorm for you on the UGA campus.

Instructions

1. Check out Reed Hall if location is very important to you. This dorm is located very close to the Sanford Stadium and to classroom buildings and, as an added bonus, is open year round so you don't have to vacate the dorm during school breaks. Reed Hall is part of the Reed Community, which also contains Payne and Morris Halls. Reed Hall offers 24-hour visitation is coed.

2. Check out Payne Hall as an alternative to Reed Hall; this dorm has much in common with Reed Hall.

3. Check out the Ogelthorpe House or "O-House." This dorm is nine stories tall and offers suite-style living for residents, meaning that four students share two rooms separated by a bathroom. There are also a limited number of single rooms available. This form is conveniently located right next door to the Oglethorpe Dining Commons.

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Get A Letter Of Nomination

Nomination letters act as your resume for an award. Make sure the person writing it is someone you respect and someone who can write well.

For awards like teacher of the year or employee of the month, you will need to be nominated by a colleague. That colleague will have to write a letter of nomination to present to the person or committee that is deciding who will win the award. This letter should be written by someone who knows you personally and can provide specific examples of what makes you the best candidate. Sometimes people will not immediately take the initiative to write a letter of nomination for another, so if you wish to be nominated for an award here is what you should do.

Instructions

1. Make a list of colleagues that you have worked with the longest, and that know you well personally and professionally.

2. Talk to the people on your list in a casual setting. For example, you can go out to lunch together or have drinks after work. You don't want to come off as pushy. They will not be as inclined to write the letter if you do.

3. Tell the colleagues you talk to that you are interested in the award and why you think you deserve to win it. This gives them added information that they can use if they decide to write the letter of nomination.

4. Ask them to write the letter. It is not rude to ask if they don't offer after you have told them of your interest. Explain to them why you would like them to write the letter. For example you can talk about your work history together. They can accept or refuse, but whatever they do decide always be polite and courteous, as you should be to a colleague.

Tags: write letter, letter nomination, write letter nomination, them write, them write letter

Get A Landscape Architecture Degree

Landscape architects may aid in the restoration of damaged wetlands.

Landscape architects have traditionally been responsible for designing the shrubbery and gardens surrounding public spaces and private businesses, but the field has grown to serve many more purposes. Modern landscape architects may also restore damaged ecosystems such as wetlands, former mines, logging areas or decaying urban structures. Although many are self-employed, landscape architects work closely with building architects, engineers and surveyors. Nearly all states require professional landscape architects to be licensed, which typically requires a degree from an accredited institution as well as a satisfactory score on the Landscape Architect Registration Exam or other state test.

Instructions

1. Decide what type of landscape architecture degree to pursue. Consider your prior education. If you don't possess an undergraduate degree, you can choose from either a bachelor of science in landscape architecture (BSLA) or a bachelor of landscape architecture (BLA). BSLA programs are less specialized than BLA programs. BSLA degrees usually take four years to complete and don't lead to professional licensure. In contrast, BLA degrees usually require five years to complete and prepare students for licensure.

If you already possess an undergraduate degree in an unrelated field, you could opt for a master of science in landscape architecture (MSLA) or master of landscape architecture (MLA). Such programs typically take three years to complete if attending school full time. Students who wish to teach at the university level or conduct research can pursue a doctorate in landscape architecture once they've earned either an MSLA or MLA.

2. Head to the website of the American Society of Landscape Architects. Highlight the "Education" tab and click "Schools." A clickable map of the U.S. appears; states with colleges offering accredited landscape architecture degree programs are shown in blue. Click a blue state for a complete listing of its colleges with accredited landscape architecture degree programs. Research schools that meet your geographic and budgetary needs as well as your specific interests within landscape architecture. For instance, if you want to study xeriscape, which focuses on water conversation, consider choosing a school in the Southwest.

3. Apply to the colleges of your choice. Even if you're only interested in one particular school, it's wise to apply to multiple colleges so you'll have fallbacks in case your first choice doesn't accept you. Most college applications require SAT scores, high school transcripts showing the classes you took and your GPA, letters of recommendation, a list of your extracurricular activities, and a writing sample or mission statement. Additionally, bear in mind that nearly all colleges charge an application fee. After you've been accepted, you can work with your school's financial aid office to explore your potential eligibility for scholarships, grants and low-interest loans.

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