What Kind Of Job Get With An Mba Degree

Having an MBA offers up a world of employment possibilities.

If you've graduated with a Masters of Business Administration, you might be wondering what kind of employment waits for you. Luckily, because just about every industry has a business side to it, you'll find there are jobs in whatever area you're interested in, whether it's teaching or beginning the corporate climb.

Business

The first choice for people with MBAs is going to be in the business arena. After all, most of the education you get while obtaining your degree will be business-oriented. On the other hand, if you have an MBA and you choose a teaching path, you'll be able to use your background in order to get access to administrative positions. An MBA graduate can find himself working inside the executive level of corporations or managing the finances of a world-wide nonprofit organization. In addition, because of the management skills learned while getting the degree, an MBA graduate can find management positions in practically any major retailer.

International

If you've chosen to get an International Business MBA, you'll find yourself able to work in everything from international trade to overseas investments. If you decide that you'd like to operate your own business, you'd be well qualified to set up an import-export business or to find employment with an already existing import-export company.

Entrepreneurs

Having an MBA is useful for anyone who wants to be an entrepreneur. The educational experience and knowledge gained through schooling can be implemented in a real-world environment in order to create a successful business. If you choose not to immediately start your own business, you could go to businesses that are already set up and apply for employment. There is a certain level of accomplishment connected to an MBA graduate that can be used to your advantage when submitting resumes.

Finance

The financial world is filled with MBA graduates. If you have an MBA in finance, you can find jobs in banking institutions, as well as with investment companies and brokerages. Graduates would probably do well if they applied themselves to a specific area, rather than maintaining a broad range of interests. For example, if you're interested in becoming a stock trader, you might choose one specific area and one specific industry to concentrate on, learning as much as you can about that one area and industry.

Parallel Path

When an economy suffers a downturn, job opportunities for MBA graduates can change. Some MBA graduates are pursuing a new kind of employment opportunity. Known as a "parallel path," it means that although you might have expected to work in the field of finance, you might now have to step onto a different path -- at least for a little while. This is known as having a "Plan B." Having an MBA will usually guarantee you access to management positions no matter what parallel path you might find yourself on.

Tags: find yourself, graduate find, kind employment, management positions, might have, parallel path, specific area

Learn To Draw Fashion Designs

Start on your journey toward learning to draw fashion designs by regularly sketching your ideas on a sketch pad.

If you have artistic skill and an eye and flair for fashion, you may want to become a fashion designer. Many designers start learning their art in high school and then go on to study the skill at an art college. This is essential in going into a career as a fashion designer.

Instructions

1. Practice drawing figures in pencil in a sketch pad on a regular basis. Create a basic figure with an elongated body, and draw an original outfit as clothing. Concentrate on the clothing more than anything else. The fashion should be the focus of the drawing. Use colored pencils to add color.

2. Study fashion magazines. This is necessary to give you a good idea of what kind of clothing is in style.

3. Create a portfolio of your practice drawings. Include any drawings you did in high school if you took a fashion class there as well. This will aid you in getting into a fashion class at an art school.

4. Research art schools to locate one in which to enroll. Fashion design courses are always available at art colleges and institutes. You will have to enroll in a figure-drawing class to start.

Tags: fashion class, fashion designer, high school

Pass The Hesi Exit Exam Asnwering Questions On Therapeutic Communication

If you have been doing Nclex style or HESI style questions, you would have noticed by now that sometimes it is difficult to answer these questions for one reason or the other.Here are a few tips on answer those questions.

Instructions

1. First , i want to start with the questions on grief. It may be that someone passed away or the client lost something. It is always okay to let clients grieve before you give them any further information. For these questions, the nurse can leave the clients to grieve or stay with them while they grieve. The nurse may not have to say anything, all she has to do is be present and empathetic.

2. Another tip for answering these questions, is to never choose an option that has the word "why" in it. It is not therapeutic and makes the client defensive. It is best to always pick answers that are open ended questions.

3. Remember that you always have to acknowledge the clients feelings even if the are being belligerent , loud or noisy and then follow up with other statement to explain why you are doing something a certain way or what you are doing.Picking options like 'i understand that you are feeling....'

4. Next,be alert for options like

Tell me more about...

You seem worried about...

I can stay with you...

I can see that you are upset...

Options like this are more therapeutic and these type of answers should be the ones that you are looking for while taking the HESI exit exam.

5. In real life,as a real nurse, patients are going to ask you if they are going to die or if they have cancer, so HESI is probably testing to see if you can be therapeutic and in some way reduce the anxiety or improve the self concept of your clients, because they are at a vulnerable time in their lives. These are just a few tips i have for the HESI , hope they help.

Tags: these questions, clients grieve, going they, stay with

Colleges Offering Courses In Csi

A CSI collects evidence from the crime scene.

Becoming a CSI (crime scene investigator) is a growing career choice due to the popularity of the TV show with the same title. CSI's duties are to document, identify and collect physical evidence at a crime scene. Individuals interested in this field should pursue a degree in forensic science. Science coursework is heavily emphasized in these programs and training can be completed through a law enforcement academy. CSIs with college or a graduate degree tend to have higher salaries and more opportunities.

University of Central Florida

The University of Central Florida, located in Orlando, offers two tracks in forensic science, an analysis track and biochemistry track. Coursework has a heavy emphasis on chemistry and organic lab techniques. Further, students take forensic science classes such as microscopy, forensic crime and scene investigations. Students need a 2.5 grade point average in core classwork and 124 semester hours to graduate. Financial aid and scholarships are available. The school offers a rich student life with a number of social clubs and activities.

Loyola University New Orleans

Students can pursue a criminal justice degree and minor in forensic science at Loyola Unversity in New Orleans. Just 21 credits are needed to graduate from the program and courses include crime scene, crime labs and controlled substances. Social science classes are also required and students are provided the skills to conduct original research. Loyola University is a private, Catholic, Jesuit University with 4,982 students. The schools offers financial aid and scholorships.

University of Mississippi

The University of Mississippi in Oxford offers a B.S. degree in forensic chemistry; its program is ranked in the top five forensic programs in the U.S. and is accredited by the American Society of Forensic Science. The program is part of the chemistry and biochemistry division in the College of Liberal Arts. There is a low student-to-faculty ratio and teachers take a multi-disciplinary approach. The school is well known for its academics and sports programs, and it offers financial aid and scholarships.

Colorado Technical University

Colorado Technical University offers a B.S. degree in criminal justice with a concentration in forensic investigation. The program teaches the fundamental areas of criminal justice, court systems, law enforcement and the science of investigation. Coursework includes Advanced Crime Scene Investigations; Bones, Bugs and Teeth; and Introduction to Ridgology. Along with academic work, the program offers lab practicum experience, and it's offered on the Denver, Kansas and Sioux Falls campuses. Colorado Technical University offers students emerging technologies to keep them connected to current trends.

Tags: crime scene, forensic science, Colorado Technical, Colorado Technical University, criminal justice, Technical University, Central Florida

Advantages And Disadvantages Of Aed

The advantages and disadvantages of an automatic electronic defibrillator, or AED, are varied depending on the setting. AED's can be effective instruments in treating cardiac problems before medical professionals arrive, but can be impractical in some applications. AED's are encouraged by the government, but mandatory laws vary from state to state.

SCA

Sudden cardiac arrest is a condition where the heart suddenly stops beating. Also known as a heart attack, SCA occurs when the electrical activity to the heart becomes disrupted and the heartbeat becomes overly fast and chaotic. This change in rhythm destroys your heart's ability to effectively pump blood, starving the brain and organs of oxygen and nutrients. SCA is most effectively treated with a shock from an AED within a few minutes of the SCA.

Public Use

AEDs are commonly kept in industrial and public areas to be accessible to as many people as possible. Many laws exist regarding the placement of AEDs in public buildings, but tend to vary from state to state. AEDs are routinely used by police and emergency service personnel, and are proven to save lives. In addition, AEDs can be used on children as young as eight, who weigh at least 55 pounds.

Private Use

Many proponents of AEDs in residential settings believe that a device proven effective in schools, offices and arenas is equally effective in private homes. These proponents also argue that AEDs in individual homes can save consumers precious minutes before medical health arrives. Home defibrillators are available from a variety of electronics companies and, according to the Phillips company, have been used effectively to save lives.

Disadvantages

Critics of private AED use say there is a lack of reliable evidence stating that home defibrillators are effective. These critics also argue that people with AEDs at home would delay the call for emergency medical services, adversely affecting the patient's chance of survival. Other concerns are the tendency of AED parts to expire, and consumer's forgetfulness regarding the machine's location.

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Doctorate Degrees That Don'T Require A Dissertation

Some doctorates are coursework-based and do not require a dissertation.

Doctoral degrees normally represent the highest possible level of education in a certain field. Certain professions are exceptions to this rule, such as medicine or law, which have their own terminal degrees (in this case, the M.D. or the J.D.). A normal requirement for a doctorate is the dissertation. However, in recent years, many programs, particularly those in Australia, have begun to offer coursework-based doctorates that do not require dissertations.

Colorado Technical University

One of the only universities in the United States to offer a doctorate without a dissertation or an equivalent research project, Colorado Technical University offers several different programs for students interested in obtaining this academic qualification. Degrees offered are based on coursework and separate research papers throughout the student's course of study, and include Doctor of Computer Science, Doctor of Computer Science in Digital Systems Security, Doctor of Computer Science - Emerging Media, Doctor of Computer Science - Enterprise Information Systems, Doctor of Management - Emerging Media, Doctor of Management - Environmental and Social Sustainability, Doctor of Management - Homeland Security and the Doctor of Management - Organizational Development and Change.

Colorado Technical University - Colorado Springs

4435 North Chestnut Street

Colorado Springs, CO 80907

1-866-942-6555

coloradotech.edu

University of Canberra

The University of Canberra in Australia also offers several coursework-based doctorate degrees. These degrees are designed to allow students to develop an in-depth understanding of a professional field, and include the Professional Doctorate in Business Administration and the Professional Doctorate in Public Administration, among others. However, the University of Canberra also has several requirements in place for its professional doctorates. Students must take at least six semesters of coursework, though they may be granted one semester of advanced standing. The maximum amount of time they may take to complete the degree is ten semesters, if they are attending full-time. Professional doctorates at the University of Canberra do require a research component; however, this component is far fewer credits than a dissertation requirement.

University of Canberra

ACT 2601

Australia

+61 2 6201 5111

canberra.edu.au

University of South Australia

The University of South Australia gives its students several options for doctoral degrees that don't require a dissertation. It is important to note, however, these programs do require a research component of some sort. The school provides the ratio of coursework required to the amount of research expected for each degree: Doctor of Project Management, 67:33; Doctor of Communication, 67:33; Doctor of Education, 67:33; Doctor of Engineering Practice, 67:33; Doctor of Business Administration, 50:50, Doctor of Clinical Pharmacy, 50:50, Doctor of Information Technology Management, 50:50.

University of South Australia

GPO Box 2471

Adelaide, South Australia 5001

Australia

+61 8 8302 6611

unisa.edu.au

Tags: University Canberra, Computer Science, Doctor Computer, Doctor Computer Science, Doctor Management, South Australia

Survive Your First Week Of College

The first week of college can be overwhelming. You're on your own, starting at a new school, meeting a lot of new people, and you may not be able to keep everything straight.

Instructions

1. Get to know people. The people in your dorm are just as new as you are. They want to meet new people and make friends just as much as you do. Try talking to people often. Meeting new people gets easier with time and experience.

2. Talk to your residential advisor. If you ever need to know something or have a problem, your RA is a good resource. RA's are trained to do some counseling, and they know what you're going through.

3. Locate key places on campus. It's much easier to go to a place on campus if you know where it is. Go out and explore the campus and remember the building where your classes will be held, the student services building, stores and places to eat.

4. Get organized. When you unpack, put everything in a specific place. This way, if you're ever in a rush, you know where everything is and you don't have to look around for each item.

5. Set out everything you need for your classes: books, folders, pens and notebooks. Remember that some professors change their syllabus at the last minute and eliminate books they'd previously assigned. Write down this information and return/exchange the books as soon as you can.

6. Develop a routine. During your first week, it can be difficult to develop a routine, but try a few basics. Wake up at the same time everyday and try to go to sleep around the same time. If you develop the same sleeping pattern, you won't feel so tired when you wake up. Also, try eating around the same time or with familiar people. his way, if those people go to eat, they can ask you to come along and you'll have someone to talk to.

7. Communicate with yourr family. Just because you're in college doesn't mean that you need to be cut off completely from your family. Give them a call and tell them how everything is going. This can be comforting to both you and your family members.

8. Spend some time alone. Everyone needs some alone time, especially when undergoing your first week of college. Take a walk, relax in the library where it's quiet, or take advantage of the times when your roommate is in class.

Tags: same time, around same, around same time, first week, first week college, know where, your classes

Paramedic Training In Illinois

Paramedic Training in Illinois

Training to be a paramedic in Illinois is different than in many other states. Illinois is one of the few states that do not require you to pass the National Registry Exam to qualify for an EMT or paramedic license. Instead, Illinois has its own exam you must pass before being eligible to be licensed.

Types

There are three levels of certification for emergency medical services in Illinois, beginning with EMT-B, then EMT-I and progressing to Paramedic. Training for each level of emergency response is offered at a variety of colleges in the state, as well as online. EMTs complete at least 120 hours of classroom and practical training. Paramedics must complete an additional 950 hours of training, both in the classroom and in practical applications like supervised patient-care experience, as well as receiving supervised ambulance experience. Paramedics must also be trained in basic and advanced life-support techniques and protocols.

Identification

To become a paramedic in Illinois, you must be at least 18 years old, have a high-school diploma or its equivalent and be currently registered with the state as an EMT-B or EMT-I. In addition, some training courses require you to have proof of your current immunizations, as well as a report from a recent physical examination.

Function

Paramedics are typically employed by firehouses, hospitals and private ambulance companies. They offer medical assistance to trauma and accident victims, as well as responding to persons with illnesses. Paramedics stabilize patients in the field and transport them to the hospital, if required. Paramedics are supervised and guided by physicians when handling trauma cases in the hospital.

Considerations

If you are already certified in another state as a paramedic or other EMS technician, you can find reciprocity applications on the Illinois Department of Public Health website. While you are there, you may also peruse the links to study guides for all three levels of emergency-services-technician exams.

Benefits

Base salaries for certified paramedics in Chicago, Illinois, can start at around $31,000 per year, and may exceed $52,000 annually, according to Salary.com. Your paramedic salary is based on your level of experience, education, years on the job, and the city or town where you work. Based on your employer, additional benefits may apply, such as health-care plans, vacations, 401-ks and other perks. Paramedics can expect to experience about 19 percent job growth between now and 2016, according to the U.S. Bureau of Labor and Statistics.

Tags: Paramedic Training, classroom practical, paramedic Illinois, Paramedic Training Illinois, Paramedics must

What Is The Value & Usefulness Of A Vertical File

Vertical files still have value.

A vertical file is a collection of paper items stored flat in file folders, usually stood on edge -- hence the name vertical file. Traditionally, vertical files were a way of supplementing textbooks with current information gleaned from newspapers, magazines and pamphlets. With the development of the Internet, many libraries and schools have done away with their vertical files, relying instead on electronic sources. However, vertical files are still a way to sort small materials.

Signed Original Documents

You could store signed original documents having historical significance or that you may need to prove ownership or history of an item or piece of property as part of a vertical file -- particularly if the file container is fireproof. Although you can transmit copies electronically, some documents must have seals, notary markings or other types of markings that cannot be duplicated. Examples include marriage licenses, divorce decrees, passports, birth certificates and automobile titles.

Historically Significant Events

Although it is difficult to discern ordinary events that become historically significant, some events are clearly important. History has a way of rewriting itself with every author who records an event; maintaining files of data surrounding world-changing events allows future historians to consult original documents rather than generations of interpretation. Keeping a file of newspaper clippings published at the time of a significant event acts as a recorder for emotions, attitudes and information known at the time of such events.

One-of-a-Kind Items

Signed pictures, personal letters, even grocery lists of famous persons become grist for biographers and researchers. Keeping even a few samples of such items on hand helps round out the understanding of an era, and may prove valuable to researchers of genealogy as well as historians. Diaries from various historical periods give researchers vital insight into daily activities. While historians may primarily focus on major events, it is the small details that can make the past come alive in a classroom or in the hands of a novelist.

Personal Documentation

A small, fireproof file of personal documents can prove invaluable to store passports, credit reports and applications to institutes of higher learning. Keeping a copy of your Social Security card, educational transcripts, licenses and other significant documents can save time and postage. You can preserve photographs, letters, cards and other bits of memorabilia in a vertical file -- keeping them safe from children and pets.

Emergencies

You can also use vertical files to store information needed during a power outage or other significant emergency that might prevent access to electronic files. You can protect lists of telephone numbers, personal medical information, power-of-attorney documentation or other legal instruments and information about your will and trust fund.

Tags: vertical file, files still, other significant, vertical files, vertical files

Games To Play With Kids For Learning Letters

Letters are the building blocks of language. Teaching kids to be able to recognize and identify their letters at an early age will help prepare them for reading readiness. Teaching them letters does not have to take the form of boring lessons at the table with paper and pencils, however. There are a lot of games you can play to help your kids learn their letters, and are a fun way to spend quality time with your child.

Bingo

Alphabet bingo is just like regular bingo, only letters are used rather than numbers. You can draw or print a simple bingo sheet by making a grid with five spaces across and six spaces down. Write B-I-N-G-O in the spaces across the top, and fill in letters at random in the grid. Shuffle a deck of alphabet flash cards and pick them at random, using pennies as markers.

Fishing

Cut out simple fish shapes, about 3 inches wide. Write a letter on each fish. Put a paper clip on each fish. Glue a magnet to the end of a 3-foot piece of yarn, and tie the other end to a stick. Lay the fish on the floor and have the child go "fishing" for the right letters.

Matching

Play a version of the old memory game "concentration" by turning flash cards over. Have the child search for letters by turning over the letters, trying to find the upper case and the lower case to make a match.

Board Games

Use some old board games, such as Scrabble or Word Boggle, to make up new games with your child. Instead of worrying about playing by the rules, instead try to put letters in sequence, or put a few in sequence with one letter missing and let the child figure out which one it is.

Computer

Sit with your child at the computer and play some fun, free alphabet games available online. Games for kids this age are colorful and interactive, with interesting things happening when children choose correctly (see Resources).

Tags: with your, with your child, your child, each fish, flash cards, spaces across

Personal Goals For Graduate School

Impress a graduate school with your enthusiasim and achievements.

The statement of personal goals for graduate school -- also referred to as a letter of intent, personal statement or statement of purpose -- plays a big part in helping school officials decide if you are right for their school or not. Such essays should be clear and concise while reflecting your personality and what makes you a unique addition to your chosen school.

Purpose

The purpose of your letter is to give you the opportunity to sell yourself to the graduate program of your choice, according to Grad Schools. It should convince the school that you represent a choice addition to their school. Include short and long-term goals and remember to stay as specific as possible. Avoid using "big academic words" if you can.

Content

The content of your graduate school statement should include your academic achievements that distinguish you as a student, according to Grad Schools. Examples include having your work published in a science journal or similar publication, internships you have successfully completed and time spent studying abroad. Explain any inconsistencies in your academic record in a positive way, such as having to take a semester off due to family crises. You should also mention any work experience during college since this helps put your academic achievements in perspective, according to Grad Schools. The content of your graduate school statement often also includes why the school appeals to you and why you wish to attend.

Style

Your statement's style should reflect your individually, since there is no perfect way to compose a statement, according to the Career Center at Berkley. Avoid lecturing and telling the professionals reading your statement what they should do or how they should act, according to the Career Center at Berkley. Discuss your academic goals and how they mesh with the school's program. Review your statement so that paragraphs transition smoothly and that your statement remains clear, specific and well organized. The statement should run two pages or less depending on the school's criteria.

Additional Tips

Formulate the conclusion of your statement as though it were the concluding paragraph of a persuasive essay, according to Grad Schools. The conclusion should sum up everything you have discussed and also make one last attempt at persuading the school why they should accept you. Having your statement reviewed by your professors and colleagues helps, since parts of the statement require improvement, modification or excision.

Tags: according Grad, according Grad Schools, Grad Schools, graduate school, your academic, they should, your statement

Difference Between First Degree & Premeditated Murder

First-degree and premeditated murder refer to the same crime. Under United States Code Title 18, Chapter 51, Section 1111, murder refers to the criminal act of taking a human's life with malice aforethought. "Aforethought" is the planning of the act, or premeditation. Any person who engages in a premeditated act that leads to the death of another is guilty of first-degree murder. Definitions and penalties vary by state, but the uniform components with first-degree murder are intent and premeditation.

Intent

Intent involves willfulness. This means the defendant must have a definite goal to kill. A specific victim is not necessary. Shooting into a crowd of people with the intention of killing constitutes first-degree murder. Killing the wrong person also constitutes first-degree murder.

Malice Aforethought

The defendant must possess four implied or conscious states of mind for first-degree murder. The defendant must intend to cause the unjustifiable death of a human being, inflict severe bodily harm, commit a felony, and knowingly commit the act with the knowledge it can lead to the death of another human being.

Premeditation

Due to the broadness of the concept of premeditation, courts weigh each situation on a case-by-case basis. Courts generally determine premeditation by examining whether the defendant had time to form intent and a cooling-off period occurred before the defendant committed the act. If there was sufficient time to cool off and rethink the decision to commit murder, premeditation exists.

The Pennsylvania Method

First -- degree murder requirements vary by state, but most states adhere to the Pennsylvania Method. Under this method, first-degree murder occurs when the defendant commits murder with willfulness, deliberateness and premeditation. First-degree murder also occurs during the commission of a heinous crime such as poisoning, lying in wait with the intent to murder by ambush, or committing murder during the commission of a felony such as arson, rape or robbery.

Punishments

Punishments for first-degree murder vary by state. Michigan punishes the crime by imprisoning the defendant for life. Other states impose the death penalty based on the number of aggravating factors. Illinois requires at least one of 21 aggravating factors such as the killing of a peace officer, two or more human beings or brutality or heinousness that resulted in the death of an individual under the age of 12. Wyoming imposes the death penalty when the murder occurred due to crimes such as arson, kidnapping or the abuse of a minor less than 16 years of age.

Tags: first-degree murder, defendant must, vary state, aggravating factors, constitutes first-degree, constitutes first-degree murder

Music Teacher Scholarships

For most people, music is an important part of everyday life that lifts the spirits, stirs the emotions and in some instances enhances learning abilities in youth. Music teachers are trained not only to teach the fundamentals of creating music but also to share knowledge of the history of music and its relation to our culture and society. If you are a music teacher or a student of music education, you'll find numerous charitable foundations that offer music teacher scholarships to enhance your music curriculum.

University of Massachusetts Lowell

The Department of Music at University of Massachusetts Lowell is fully accredited by the National Association of Schools of Music. The college offers grant awards to high school graduates who are entering majors in music education preparation. As of 2010, the program makes five grants available per year in the amount of $1,000 to qualified applicants. Eligibility requirements are based on several factors such as ACT and SAT scores, cumulative grade point averages and favorable high school standing. All applicants must express an interest in pursuing music education as a major and pass an audition measuring their musical potential.

Texas Music Educators Association

The Texas Music Educators Association (TMEA) was established in 1920 and now supports a faculty of more than 10,000 music educators dedicated to the enrichment of music education in Texas schools. The TMEA offers five ongoing scholarship and grant programs to teachers who work to promote excellence in music education endeavors. The five-year undergraduate scholarship program offers up to $8,000 in scholarships per year for up to five years and is available to high school seniors pursuing careers in music education. Other scholarship programs include one-year undergraduate scholarships, one-year college division scholarships, one-year graduate study scholarships and a one-semester student teacher scholarship.

Suzuki Association of the Americas

Every spring The Suzuki Association of the Americas (SAA) awards "Teacher Development" scholarships to music teachers in need of instruments or musical equipment as well as tuition funding for continued music education completed in SAA-approved apprenticeships, workshops and summer institutes. The cash value of scholarship awards may vary from case to case, but scholarships in 2010 are typically valued between $300 and $800. You can apply and receive grant awards once a year for up to three consecutive years, not to exceed more than three awards within a five-year time span.

National Federation of Music Clubs

The National Federation of Music clubs (NFMC) was founded in 1967 by Hinda Honigman. To date, the NFMC has provided an outlet for more than 100,000 musicians, artists and composers to showcase their talents and gain worldwide exposure. Among the many music-related services and contributions provided to working musicians by the NFMC are two music education scholarships offered to aspiring music teachers. The Gretchen E. Van Roy Music Education Scholarship is valued at $1,150 and the Myrtle Mehan/Hazel Morgan Music Education Scholarship award is worth $475 in 2010. Both scholarships are offered to college juniors studying for degrees in music education.

Tags: music education, high school, more than, Association Americas, Education Scholarship, Educators Association

What Is The Medical Term Rsd

RSD, or reflex sympathetic dystrophy, is a chronic neurological disease that results from trauma to the sympathetic nervous system. It often causes burning, chronic pain and discoloration or swelling of the skin.

Names

RSD also is known as type I of complex regional pain syndrome.

Differences

RSD differs from type II of complex regional pain syndrome because there is no clearly identifiable nerve damage. In type II, a distinct nerve injury has occurred.

Symptoms

Burning or chronic pain in one or more limbs, discoloration or swelling of the skin and a limited range of motion are all symptoms that point toward RSD. A hypersensitivity to touch and muscle spasms have also been noted as symptoms.

Diagnosis

When the level of pain cannot be accounted for by other conditions or diseases, doctors begin to suspect that the patient has RSD. There is currently no single laboratory test that can diagnose RSD.

Treatment

Medications to control pain and muscle cramps can be administered. Physical therapy that involves range of motion exercises can also be given to help treat RSD. A sympathetic nerve block that targets the nerve or nerves responsible for causing pain can also be given if necessary, because it interrupts the transmission of pain from the affected nerve to the brain.

Stages

There are four stages of RSD. These are dysfunction, dystrophy, atrophy and eventual failure of the immune system.

Tags: also given, chronic pain, complex regional, complex regional pain, discoloration swelling, discoloration swelling skin, pain syndrome

Study A Novel

The study of the novel is a standard teaching option for most middle and high school Language Arts teachers. Even some upper elementary teachers may want to introduce their students to novel study in a grade appropriate way. Doing a novel study with students helps them develop a better appreciation for literature, increases their vocabulary and their overall comprehension skills.

Instructions

1. Choose a novel for its content, reading level and subject matter. The novel should be something that will appeal to most of your students in a variety of ways and also follow curriculum guidelines for your English department.

2. Consider novels that are new, have some connection with current events or are recent award winners. This will allow you to apply what students are reading more easily to their everyday lives.

3. Select a novel for its literary value. If you do more than one study a year be sure to include something literary that is considered a classic. This will challenge your students to a higher level of thinking.

4. Introduce your students to the novel by talking about the major characters, time period and what is happening in the world when the novel takes place. You can do this as a group discussion.

5. Assign a certain number of pages to be read each day to keep students ready for classroom discussion.

6. Put together a novel packet that includes vocabulary for each chapter, comprehension questions and an essay section. Use the essay section to allow students to make connections from the novel to their own lives, make predictions about what will happen next and synthesize information from the chapter.

7. Test students on their knowledge of the novel by assigning a project. Consider using the portfolio method throughout your study having students do their own writing to go along with the novel. Students should include poetry, slogans, summaries, short stories and drawings or photos for illustrations.

Tags: your students, essay section, novel study, students novel, students their, This will

What Is The Meaning Of Osteology

Osteologists study the skeletal system.

Osteology is the study of bone structure and function, whether human or animal. Osteology is used throughout the medical profession and also in other fields, including archaeology, paleontology and criminology.

Identification

Osteologists divide the skeleton into two parts: the axial or trunk, and the appendicular or limbs. Bones are divided into four categories: long, short, flat and irregular.

Features

Bones are considered either metric or non-metric. Metric bones can be measured and compared against similar bones, while non-metric bones often fuse with other bones and cannot be measured.

Significance

Bones can determine age, sex, likely race, general health and overall stature, plus the amount of time lapsed since death.

Considerations

Skulls allow osteologists to quickly determine animal type.

The skull is best for determining species, but the density, shape and size of other bones also indicate origin. Fragmented bones are the most difficult from which to extrapolate information.

Disciplines

Osteology contains several academic disciplines, including molecular, which studies DNA extracted from bones, and dental, which examines dental records. Forensic osteology is used in archaeology, paleontology and criminal investigations.

Issues

Some organizations and families cite moral objections to using bones for medical research. Others believe handling the deceased disturbs their eternal rest. Ethicists warn against using bones to draw broad conclusions about ethnicity or gender.

Tags: archaeology paleontology, other bones, using bones

Make An Educated Guess

Complete certainty is rare. Sometimes there's no other choice but to formulate a guess based on knowledge and experience. Think about all the times when you had to guess and found yourself mentally gathering information and eliminating possibilities. Whether during a test or during a casual conversation, we often find that the most we can do is speculate. These tips teach you the value of an educated guess.

Instructions

1. Read questions carefully if you are taking a test. In conversation, listen for the important details. To formulate an educated guess, you must have good information.

2. Rule out obvious bad choices. Eliminate the options, based on the information.

3. Pay attention to details. Look for a tip-off within a test question. Similarly, the answers may have clues.

4. Look for patterns. History does repeat itself. Use your experience in similar situations to predict the outcome of another.

5. Consider the simplest solution as the best. We often over-analyze and consider information that isn't relevant to the matter. This makes the process far more difficult. Keep it simple. Look for the obvious.

6. Use common knowledge. Practical wisdom goes a long way in making an educated guess. Use what you know.

7. Sign up for a review course. Take a class that offers tips and strategies for standardized tests. Many people receive higher test scores after participating.

Tags: educated guess

Develop Elearning Courses

E-learning courses need to be focused on topic and keep the learner interested and involved.

E-Learning courses are educational courses that take place online. These courses are used in educational and training settings. E learning courses allow the course to be presented anywhere internet access is available making it convenient and cost efficient. The developer of the e-learning course must make the course both relevant and interesting to keep the learner focused on the topic. The course must also be created in a format that is easy to use and to modify as information needs to be updated.

Instructions

1. Write down goals for the course. Determine what the main objective for the course is and what is to be learned by those taking the course. For example, "At the end of the course the students will be able to discuss the importance of the Great Depression for the rise of Nazi Germany." Write down what the key points are for the students to know about the goals.

2. Outline the entire course. This will show how the course will fit together and establishes the overall flow of the course. This is also a good time to write down activities within the course the students will take part in. These activities include quizzes, watching short videos and games. The activities will be based on the material presented. Make sure the activities are focused towards the established goals listed earlier.

3. Use software programs that make creating and modifying the course as simple as possible. These programs may be determined by your IT department at school. Or, if you are creating the entire program from scratch, companies such as Microsoft and Adobe offer software that can create online courses. The program should be easy to use by the students. Students should be able to use the course with little to no instruction. The program must allow changes to be made to the course with little issue to functionality as possible. If you are uncertain about which programs are best, contact professionals to help design the course.

4. Test the program before releasing it. As the designer of the course, you should sit through the course a few times to see if it meets your goals and write down any adjustments that should be made. A test run with a few people should also be completed. Get the students feedback on the course and see if the goals were achieved by the students after taking the course. Change the course as needed before releasing it to all students.

Tags: before releasing, course must, course students, course students will, course This, course with

See A Sample Scholarship Application

College gets more and more expensive with each semester (or so it seems). Thankfully, there are a plethora of grants and scholarships out there. You may want to consult a sample scholarship application before you attempt to earn one. After all, you want to know what information you will be asked to provide. Most scholarship applications will ask for your GPA, SAT scores, extracurricular activities and even an essay on a particular subject. Below are several ways for you to see a sample scholarship application.

Instructions

1. Begin by downloading and installing Adobe Reader free software from the internet by entering "Adobe Reader" into any web browser. Practically every sample scholarship found online will need to be opened by Adobe.

2. Log onto the College Tool Kit website.

3. Type the word “Sample” in the text box to the right of the “Search” drag-down box. You can leave the drag-down box in the default “Entire Website” option. Click the “Go” box to the right of the text box to begin the search.

4. Click on the PDF File “SAMPLE PRINTABLE SCHOLARSHIP APPLICATION Brought to you by Lunch...” This should be the first option which appears on the new web page. Clicking on this link will open the sample scholarship application for you to review.

5. Log onto the official website for the Harry S. Truman Scholarship Foundation, for an example to learn view applications for scholarships.

6. Select the “For Candidates” tab found near the top of the page or the “For Candidates” link at the left of the home page.

7. Click the “Become a Truman Scholar” link which will be found underneath the “For Candidates” link on the left of the web page.

8. Select the “Review the Application” link which is about midway down the new page. It should be the fourth available link found on the “Become a Truman Scholar” page.

9. Click on the “application” link which will be in the second paragraph. From there, you will be taken to a page with several different sample application links to choose from. Select the appropriate link depending on your computer to view a sample scholarship application.

Tags: sample scholarship, sample scholarship application, link which, Adobe Reader, Become Truman

Regionally Accredited Online Mba Programs

An online MBA could prove worthless if your university isn't accredited by a regional accrediting agency.

It's a small detail that's easy to overlook. But it's a detail that could make your new MBA valuable or utterly worthless to employers. That detail is your online school's regional accreditation, a designation colleges and universities earn in order to be recognized as viable places of higher learning. With a plethora of online colleges and universities from which to choose, it's quite simple for anyone to make up an accreditation title, tack it on to the school's name and crank out diplomas. Before you invest the necessary time, money and effort into obtaining your MBA online, you should confirm that your degree will have true legitimacy and merit.

Mercy College

Based in Dobbs Ferry, New York, Mercy College's MBA program strives to balance theory, reality, techniques and business concepts in the physical and the virtual classroom. Students have the option of attending class on campus or completing the two-year MBA program online. Accredited by the Middle States Commission on Higher Education, Mercy's MBA program includes courses in finance, marketing, management, international business, direct marketing, organizational leadership, human resources and accounting. Courses run 10 weeks during the fall, winter and spring semesters, and eight weeks during the summer months. The program consists of 33 to 57 total credit hours, depending on the number of credits a student can transfer into the program. Candidates interested in enrollment must have at least a 3.0 cumulative GPA or a GMAT score of 450.

Mercy College

555 Broadway

Dobbs Ferry, NY 10522

mercy.edu

Green Mountain College

Accredited by the New England Association of Colleges and Schools, Green Mountain College in Poultney, Vermont, centers its online MBA program on one specific topic: sustainability. Online MBA students must attend two residency sessions at the campus during the first and last semester, where they will meet fellow students and faculty. They then begin a series of six-week online courses in management, communications, information technology, marketing, finance, accounting and economics. Each course examines the topic of sustainability--from awareness of and responsiveness to the interests of the environment, to the needs of employees and other stakeholders of an organization. For students who'd prefer to focus on earning a general MBA, Green Mountain offers courses in leadership, business ethics, decision-making and strategic management. The online MBA can be completed in two years and requires 37 hours of course work. Interested candidates must have a GPA of at least 3.0 and provide a GMAT score earned within the past five years or, in place of the GMAT, provide a quantitative skills assessment that includes a list of college-level math, statistics, economics, finance and accounting courses. They must also write a personal essay.

Green Mountain College

One Brennan Circle

Poultney, VT 05764

greenmtn.edu

Walden University

An online learning institution based in Minneapolis, Minnesota, Walden University offers an online MBA program incorporating courses in management, finance, accounting and other subject areas traditionally offered by other online programs. Walden students can also take part in study-abroad programs, conduct field study projects, develop proposals that can be used by businesses and organizations, network with other students and join the Sigma Iota Epsilon Honor Society. Students can specialize their MBA in the areas of entrepreneurship, finance, healthcare management, leadership, risk management, project management, international business, marketing, human resources, sustainability and technology. Accredited by the North Central Association of Colleges and Schools, Walden's MBA program can typically be completed in two years.

Walden University

155 5th Avenue South

Minneapolis, MN 55401-2511

waldenu.edu

Tags: Green Mountain, finance accounting, Green Mountain College, Mercy College, Mountain College, Walden University

Become A General Transcriptionist

Headset

Unlike medical and legal transcription, general transcription often does not require any extra schooling. Once you gather the necessary materials, you can opt to start your own general transcription business or look to an outside job. Many companies require transcription for educational lectures, business meetings and documenting important notes. Accuracy is one of the most important skills you will want to hone.

Instructions

1. Purchase a foot pedal. Foot pedals are not absolutely necessary, but they make transcribing much easier by allowing you to pause, play and maneuver through sound files while keeping your hands free for typing.

2. Purchase a noise-canceling headset. A good quality headset makes transcribing much easier. Bose is a popular, but pricier choice. Check your local electronics store for a starter headset if you are not ready to spend a lot of money.

3. Download transcription software. Express Scribe is a popular choice that is a free download. You can set your foot pedal up in Express Scribe and it will play many sound file types.

4. Practice transcribing. You can create your own voice files to practice off of. You could also practice off of other files such as audio books or podcasts. The more you practice, the better your "ear" will become. Practice with some ESL dictators, if possible, as a lot of companies like hearing you have experience with foreign dictators.

5. Search for jobs that include general transcription duties. Many office jobs require general transcription as a job duty. If you want to do nothing but transcribe, search job sites for general transcription specifically. General transcription can be done from home as well, so check freelance websites, such as Elance. Work-at-home forums are another great source for tips and feedback about companies.

Tags: general transcription, Express Scribe, foot pedal, much easier, transcribing much, transcribing much easier

The Challenges Of A Graduate Level Research Methods Course

The format and topics covered in a research methods course can vary depending on the department that offers the course.

A research methods course can be challenging if you are unfamiliar with graduate level scholarly work. Exactly how challenging it is depends on the level of the course, its prerequisites, and your experience with scientific research. With preparation and study these courses are manageable, and the course itself provides important information and experience for your graduate program.

Reading Scientific Research

Understanding scientific literature is challenging for those who have not read scientific research articles before. However, most universities provide access to databases like ERIC, Academic Premier, and Lexis Nexis. Use these resources to find scientific articles about topics you are interested in. Read the articles carefully, taking notes and summarizing the article and the findings in your own words. You can do this before taking the research methods course so you are better prepared when the course begins.

Finding Scientific Research

A graduate research methods course will often require you to review the literature on a given topic. There will usually be databases you can search for keywords pertaining to your topic. However, searching these databases is rarely enough to qualify as thorough research. Pay attention to the studies cited in the article as you read it. Look up and read articles in the works cited or references section. This is a great way to trace the history of the literature on your topic. Many times you will find articles and books you would not otherwise have discovered.

Quantitative Statistics

Studying and understanding quantitative statistics can be challenging. Exactly how challenging statistics are depends on whether you are learning the statistics from a practical or theoretical perspective, what class of statistics you are studying -- for example, univariate, multivariate, or non-parametric -- and the resources available, such as software programs. It is a good idea to consult with the teacher before the class starts to get an idea of what will be covered in the course. Books on statistics can be difficult to understand, but there are tutorials online that can give you a start.

Research Design

There are many ways to construct a study. There are different sampling methods, group construction designs and types of analysis you can conduct. Focus on the designs you are most likely to use in your field. Remember that as a graduate researcher, you will likely be working with other students, or even faculty, when conducting an actual research study. You can use your combined knowledge to help construct your research design. A good place to start is by studying the designs used by other researchers in published articles. Note how studies were put together as you are conducting your review of the literature and learning to read scientific articles. Look at the sampling techniques, the variables measured, the construction of the groups and how data was analyzed.

Designing a Mock Study

It is not unusual for students to have to design a mock study in a graduate level research methods course. One example of such a project is to design the entire study up to the point just before data collection begins. This means you have to write the introduction, statement of the problem, identify the hypothesis or research questions, define your sampling technique and research design, and identify the analysis methods and tools you plan on using. This can be a challenging project if you are not used to this sort of work. However, it is an important step in your graduate career as reading, planning, and writing studies will be important. Additionally, a project like this sets you up very well for submitting it as an actual research plan and collecting real data.

Tags: methods course, research methods course, research methods, actual research, Exactly challenging, read scientific, research methods

What Is The Difference Between A Phd And A Doctorate

A Ph.D. is a type of doctoral degree geared toward research and teaching in a specific field.

In the United States and in many other countries, the highest academic degree is referred to as a "doctoral degree" or "doctorate." In the United States, there are several kinds of doctorates, including the Ph.D. (Doctor of Philosophy) degree, which can be obtained in many fields. Therefore, a Ph.D. is a type of doctoral degree, but not all doctorates are Ph.D.s. Other countries have doctoral degrees in various fields as well, but not necessarily the exact same types of doctorates or doctoral curricula as American degrees.

Earning a Doctoral Degree

To earn a Ph.D. or other doctoral degree in the United States, a person must possess an undergraduate education. Some degree programs recommend, or even require, a master's degree before advancing to a doctoral degree. These requirements depend on the field of study and the school offering the degree. Students starting a Ph.D. program with only a bachelor's degree may be required to take one or more extra years of study to earn a doctoral degree.

Types of Doctoral Degrees

There are two main types of doctorates in the United States: research doctorates and professional doctorates. A Ph.D. is a type of research doctorate, and differs from professional doctorates, such as those awarded to medical doctors (M.D.), lawyers (J.D.) or veterinarians (D.V.M.). While Ph.D. stands for Doctor of Philosophy, these doctorates are not limited to the field of philosophy. Rather, this is a general term that can refer to a doctoral degree in a variety of academic disciplines.

Academic Doctorates and Professional Doctorates

Academic doctorates, such as doctorates of philosophy (Ph.D.), social work (D.S.W.), or fine arts (D.F.A.), are geared toward academic study and research. Many people with academic doctorates go on to work at universities, doing research and teaching classes. While many other academic doctorates are specific to a certain field, Ph.D.s can be obtained in many academic disciplines.

Professional Doctorates

Professional doctorates are obtained so that the doctor may work in a specific clinical field, rather than doing research or teaching. For example, common professional doctorates include: Doctor of Medicine (M.D.), Doctor of Osteopathic Medicine (D.O.), Doctor of Dental Surgery (D.D.S.), Doctor of Dental Medicine (D.M.D), Doctor of Pharmacy (Pharm.D.) and Doctor of Chiropractic (D.C.). While many professional doctorates are geared toward medical practice, there are several professional doctoral degrees that are required for non-medical careers. Lawyers must hold a Juris Doctor (J.D.) degree, and students can also obtain degrees such as Doctor of Public Administration (D.P.A.) for government work, Doctor of Ministry (D.Min.) or Doctor of Practical Theology (D.Th.P.) for religious vocations, or Doctor of Management (D.Mgt.) for management careers.

Tags: doctoral degree, United States, doctoral degree, geared toward, Medicine Doctor, research teaching, academic disciplines

Scholarships If My Parents Are Handicapped

Some scholarships support students whose parents have handicaps or disabilities.

When a student's parents have a handicap or a debilitating medical condition, the student might qualify for scholarships to support families coping with ongoing disabilities. Students can apply for financial support through general scholarships, programs for a specific handicap or disability, scholarships for veterans' families, school-specific scholarships and other opportunities.

Scholarships with Broad Criteria

While many scholarships designate a particular handicap or disability in their criteria for financial assistance, the Through the Looking Glass scholarship program provides college aid to students whose parents face a variety of handicaps and disabilities. Through the Looking Glass accepts applications from students who can discuss their experiences in growing up with parents who have disabilities and the effect of their experiences on their lives.

Parent with Specific Physical Handicap

Some scholarship programs give financial aid to students whose parents have specific handicaps. A nonprofit organization or scholarship program may selectively offer assistance to only students whose parents have one particular handicap such as blindness or deafness. The Children of Deaf Adults organization, for example, helps hearing children whose parents are deaf through its Millie Brother Scholarship. The Blinded Veterans Association assists the children of blind parents as long as their parents also have records of military service. A student should search for scholarships that fit his family's circumstances.

Parent with Specific Illness

Some scholarship programs provide support for families dealing with the long-term illnesses or medical conditions of parents. A scholarship program might choose to focus its resources on students whose parents suffers from one specific illness. For example, the National Multiple Sclerosis Society has a scholarship program to fund college for children with parents who have multiple sclerosis. In addition, the Mary M. Gooley Hemophilia Center Scholarship Fund supports college students who have parents with hemophilia.

Veteran-Parent

A student with a parent who served in the U.S. military might qualify for scholarships providing financial aid to the children of veterans. Some scholarships specifically support the dependents of veterans with specific physical conditions or handicaps. For example, the Blinded Veterans Association manages the Kathern F. Gruber Scholarship Program to support the dependents of blind veterans. In addition, the Paralyzed Veterans of America organization offers a scholarship programs for children of paralyzed veterans. To qualify, the paralyzed veteran's dependent must be unmarried and younger than age 24.

School-Specific Scholarships

A student should also contact the financial aid office or disability-support-services office of the college where she attends school or plans to enroll because many institutions offer school-specific opportunities or can direct students to local resources. For example, Gadsden State Community College in Alabama recommends the Children of Blind Parents tuition scholarship to support students who come from households with at least one parent who is blind. The scholarship opportunity comes through Alabama's Department of Education.

Tags: parents have, whose parents, students whose, students whose parents, scholarship program

Physical Therapy Doctorate Schools

A doctoral degree in physical therapy would prepare an individual to help the victim of an accident.

Physical therapy is a growing career option for students across the country. There are physical therapy programs at the undergraduate, master's and doctoral level. Doctoral programs might focus on cases that are common to the health care industry and follow the classroom-clinic-research model. This model creates a well-rounded individual with its use of classroom (lecture), clinic (shadowing and hands-on internships) and research (instructor posing an issue to the student, and the student researches the best way to treat it). With experience in all necessary areas, the student is ready for a career in the physical therapy field.

Marymount University

Marymount University’s Doctor of Physical Therapy program is accredited by the Commission on Accreditation in Physical Therapy Education. Some of the classes required for a doctoral degree are Clinical Neuroscience, Health Care Delivery and Contemporary Society, Foundations of Physical Therapy Examination, Evaluation and Diagnosis and Evaluation and Management of Patients with Peripheral Musculoskeletal Disorders. This Catholic college has a student population of approximately 2,300 undergrads and 1,300 graduate students. According to the Marymount University website, more than 85 percent of full-time students receive financial aid.

School of Health Professions

2807 N. Glebe Road

Arlington, VA 22207-4299

703-522-5600

marymount.edu/academics/programs/physicalTherapy

University of Massachusetts Lowell

The Department of Physical Therapy at the University of Massachusetts Lowell has faculty members with clinical specialties earned through the American Physical Therapy Association and the American College of Sports Medicine. Prerequisite courses for this program include Anatomy and Physiology with labs, Exercise Physiology lab, Statistics and Psychology. The program focuses on areas of the field such as pediatric, sports medicine, home care and geriatric. Admission requirements to the Department of Physical therapy are a bachelor’s degree with a grade point average of at least 3.0; a combined GRE score of at least 870; three letters of recommendation, one from a physical therapist; and experience in the physical therapy setting. The department requires a minimum of 35 hours in the physical therapy setting, including documented experience from the individual.

Department of Physical Therapy

3 Solomont Way

Lowell, MA 01854-5124

978-934-4517

uml.edu/college/she/pt/pt.html#About the DPT Program

Walsh University

Walsh University, a Catholic University in Ohio, has a doctorate program in physical therapy. One of the goals is to graduate competent therapists with enough experience and knowledge to practice independently. Prerequisite classes include human physiology, statistics and exercise physiology. A bachelor’s degree, three letters of recommendation, interview, writing sample and 24 hours in a physical therapy environment also are required to be considered for admission into the program.

Walsh University

2020 East Maple Street

North Canton, OH 44720

330-490-7090

walsh.edu/physicaltherapy

Tags: Department Physical, Walsh University, bachelor’s degree, doctoral degree, hours physical, hours physical therapy

Calculate A Loan'S Payoff Date

Loan payment calulator formula

Creating a loan amortization schedule is a simple way to calculate a loan's payoff date. It is a breakdown of the loan payments, balances, and how much principal and interest are being paid until the loan is paid off. This spreadsheet can be done in Microsoft Excel or with a loan payoff calculator found on the Internet. Whether the loan is for a car, home mortgage, school loans or any personal reason, knowing the loan's payoff date helps you budget your money.

Instructions

1. Download a loan amortization spreadsheet from "It's Your Money!" at Mdmproofing.com. (See Resource.) This is one of many spreadsheets available on the Internet and is being used as an example. The spreadsheet works with Microsoft Excel and Open Office. According to Calculators4Mortgages.com, "While some financial experts caution against paying off a mortgage early, if you have extra cash on hand and don't like debt, reducing or eliminating your mortgage more quickly than the agreed upon schedule may give you the peace of mind or breathing room in your budget." This spreadsheet will help you to calculate a loan's payoff date if you choose to make extra payments or not.

2. Read the first tab labeled "Intro" on the bottom of the spreadsheet for instructions and information on use the spreadsheet.

3. Use the second tab, "Quick Payment Calculator," to find out a monthly payment. This information is useful to see if the monthly payment is within your budget, if you are considering taking out a loan.

4. Fill in your specific loan information on the third tab, "Loan Amortization." Amortized payments are calculated by dividing the principal balance by the number of months allotted for repayment. Then interest is calculated at the fixed rate your loan is locked in to. Each payment reduces a percentage of the interest first, with the balance of the payment reducing the principal. This loan amortization template calculates the monthly amortized payments and indicates the loan payoff date.

5. By paying an additional amount to the principal balance each month, you can save money and reduce the life of the loan. This interactive spreadsheet also provides a section for "regular additional contribution" and "one-time additional." Enter this information, and the spreadsheet will calculate the loan's payoff date.

6. Search "calculate loan payoff date" to find an amortization schedule online that will work for your needs. There are numerous spreadsheets available to download from the Internet. Some are specific to the type of loan such as car loan, mortgage or student loans.

Tags: loan payoff, loan payoff date, payoff date, calculate loan, calculate loan payoff, amortization schedule, information spreadsheet

Do You Have To Pay Back Unsubsidized Loans

Whether your loan is a subsidized loan such as a Stafford loan, an unsubsidized loan from the Department of Education or a commercial student loan, it's still a loan. That means that, unlike scholarships or grants, you must pay off the balance at some point in your life as well as repaying the interest that accumulates on the loan's principal. Because you'll need to repay your unsubsidized loan after you graduate, you shouldn't accept unsubsidized loans unless it's vital to finance your education.

Subsidized and Unsubsidized Direct Stafford Loans

The U.S. Department of Education grants two types of Stafford loans, subsidized and unsubsidized. You must repay the principal with interest on both types of loan. The Education Department awards subsidized Direct Stafford loans purely on the basis of need, which is determined by information you provide on your Free Application for Federal Student Aid, or FAFSA. The department doesn't charge interest against the balance on a subsidized loan as long as you are enrolled at least half-time in college. Unsubsidized loans aren't awarded on the basis of need, although interest charges begin accumulating as soon as you receive the money, not when you graduate.

Perkins Loans

Perkins Loans also offer low-interest loans to college students on the basis of need, and are subsidized by the Department of Education and provided directly by participating colleges. Although the federal subsidy keeps these loans' interest rates low, students are expected to repay the loan amount to their college. If a student enrolls in the military, becomes a teacher or becomes involved in other forms of qualifying public service, the Department of Education forgives the loan -- either in full or in part, depending upon the type of commitment -- and students don't need to repay it.

Commercial Loans

When a student can't qualify for enough support in loans from the Department of Education, he may turn to commercial lenders to help finance his education. These loans typically charge a higher interest rate than federal loans, and, because they're not subsidized by Education Department funding, usually feature repayment policies that are more restrictive than their non-commercial counterparts. Because banks provide these loans to turn a profit, not invest in students' future, you'll expected to repay them as if they were any other type of commercial loan.

Loan Repayment Strategy

The type of loans a student receives while in college may affect his approach to repaying his loans. As with any form of debt, a student should devote all his excess loan payments to the loan with the highest interest rate first to lessen the impact of interest charges. If a student took out high amounts of unsubsidized commercial loans, he may be better served to repay all his lenders using a single consolidation loan if he can locate one with an interest rate lower than what he pays on his other loans.

Tags: Department Education, basis need, interest rate, Direct Stafford, Education Department

Pros & Cons Online Courses Vs Traditional Courses

Today, there are more options than ever for a college education, and online courses open up new educational possibilities to many people who hadn't considered college before. Most community colleges, universities and four-year institutions offer online classes and degree and certification programs. These options require a computer, Internet access and basic computer skills and most will provide software access and training for classes. However, as convenient as online courses are, there are disadvantages along with the advantages.

Time Management

All college programs require you to use your time wisely, but good time management is essential for online courses. It's easy to put off readings and assignments unless you set a clear schedule for yourself and stick to it. Since traditional courses meet at predetermined times, you have defined deadlines and more immediate consequences if you don't meet them. Also, an online course will probably require a greater overall time commitment than traditional courses.

Flexibility

Online courses excel at flexibility and this makes them a good choice for busy parents, full-time workers and students carrying a full schedule. Most courses require that you log on at predetermined intervals, but you can choose to do this at any time during the time period. This makes it easier to work into hectic schedules and at odd hours. Traditional classes have very little flexibility in meeting times or locations.

Personal Attention

One of the prime advantages of a traditional course is the personal attention you get from the instructor. Not only will you get immediate feedback during class, office hours and meeting times are easier to schedule. You usually won't know when your online instructor is immediately available, and your hours and location may not make a personal meeting possible. It's recommended that students don't take online courses in their weak subjects unless they have access to on-campus tutors and instructors.

Transfer Credits

It is imperative that your traditional and online courses are from an accredited college or university. If they are not, they won't transfer to other institutions. It's a good idea to talk to a counselor before you enroll in online courses because there may be some restrictions in transferring the credits as well.

Variety of Classes

Because online classes are fairly new in most colleges and universities, classes are often restricted to a handful of core courses. Usually, you will find a greater variety of courses on campus. However, there are a number of strictly online colleges and universities that offer a wide variety of courses to choose from and because these institutions are usually national, they can afford to offer more courses.

Tags: colleges universities, online courses, online courses, meeting times, online classes

Learn Medical Latin

Knowledge of Latin medical terms is essential for verbal and written communication.

Learning medical Latin is very valuable when preparing to enroll in medical school or health-related professional training programs. Equally valuable is learning Greek word roots, prefixes and suffixes used in medical terminology. Because Latin is not a living language, you will have a hard time finding courses that teach only medical Latin, though it is covered very thoroughly in medical terminology courses. Books, CDs, audio tapes, computer programs and online programs are available for teaching yourself Latin and Greek terms related to medicine.

Instructions

1. Decide how, where and when you want to learn. If you feel like you will perform better and gain more knowledge by attending a course taught by an on-site instructor, contact your local vocational school or college and enroll in a course on medical terminology. The course includes not only Latin, but also Greek medical terms. If you require flexibility in your learning schedule and are sufficiently self-directed to complete the course without direction by a teacher or course facilitator, you may learn at home, using instructional materials for medical terminology.

2. Enroll in a medical terminology course at your local vocational school or college. This will probably require admission to the school or college and an admission fee. Advantages include on-site instructors and, when you complete a college course, you will earn credits which may count toward prerequisite or co-requisite credits that will apply to your degree.

3. Teach yourself by purchasing self-directed course materials on medical terminology at a bookstore or from an online source and completing the course of study at your convenience. Common elements found in various course materials are definitions, examples of terminology used in medical communication, spelling, pronunciation and tools for self-assessment. Whether you decide to learn at a physical campus or teach yourself at home, the method of study is the same.

4. Review the objectives for each learning module or chapter before you begin. Read entire chapter or module. Study illustrations and graphs provided. Complete learning exercises and self-test. Review list of terms and phrases taught in the module. For every term or phrase that is not committed to your memory, make a vocabulary flash card with the Latin or Greek term on one side and the English translation the back.

5. Study your flash cards. Carry them with you and review them as often as possible. As you encounter terms on cards that you consistently answer correctly, throw them away and replace them with vocabulary cards with terms from new learning modules. When you successfully complete the course, including vocabulary flash cards, you will have a very good base of knowledge of medical Latin.

Tags: medical terminology, medical Latin, school college, complete course, course materials, flash cards, Latin Greek

Obtain A Usa Work Visa

Obtain a USA Work Visa

If you're someone who lives in a foreign country and wants to come to the United States to obtain a job, getting a work visa is going to be mandatory. But one work visa doesn't fit all jobs. Some work visas are given for those working here seasonally, and others are given if you come from specific countries. The U.S. also has a work visa for those who just want to study in America to further their education and get a better job in their home country.

Instructions

Most Common Work Visa

1. Obtain a H1B visa for those working in specialty occupations in the U.S. for an extended period of time. These are good up to six years and obtainable only through the employer who will sponsor you. This is also a dual intent visa that means you can obtain a green card for permanent residency later.

2. Find an employer who will be willing to sponsor you. Once you're hired by this employer, the employer can file a H1B application for you at the U.S. Immigration Bureau.

3. Take only qualified professional careers under the H1B visa such as I.T., accounting, sales, teaching, legal or hospitality jobs.

4. Bring your wife and children with you to America since a H1B allows this, as long as they additionally obtain an independent H4 visa.

The H2B Work Visa

5. Obtain a H2B visa designed for those working temporarily in the U.S. Jobs in this category may include working one summer on a cruise ship or one winter at a ski resort.

6. Find an employer willing to help sponsor you for the seasonal job you want. As with the H1B visa, the employer will sponsor you and file the H2B visa for you.

7. Be sure to leave the country after your seasonal job is over, though you can extend an H2B visa up to a year.

Other Work Visas

8. Try to get a green card visa that enables you to get permanent residency in the U.S. so you can work there until retirement.

9. Obtain the green card by finding an employer willing to sponsor you. Again, your employer will get the green card for you and pay the application costs. You don't even need a college degree to get a green card.

10. Get an E3 or TS1 visa. These are identical to the H1B and H2B visas, but designed for particular countries. The E3 is for Australian residents, and the TS1 is for those from Canada and Mexico.

11. Learn about the L1 visa program that allows someone working for a corporation in another country to transfer working to the same company in America. The company doesn't get this for you so you'll have to fill out the I-129 form at the U.S. Citizenship & Immigration Services office. Provide documentation that proves the U.S. side of the company has been in operation there for at least one year.

12. Consider an E2 visa that allows you to invest in a business here in America. This is one of the easiest visas to get if you go this business route and only has to be renewed every two years. Check with the U.S. Citizenship & Immigration Services office to find out apply for one through a U.S. embassy or consulate.

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